Most Obamacare Enrollees will pay UNDER $50 per month. ABC Has Black Man Interview Hakeem Jeffries, Hoping to get a Straight Answer.

[Seymour Flops]

It doesn't work, unfortunately.



3:20 for the Black man's question.

Host: This past week, the Centers for Medicaid and Medicare said most people on Obamacare would still have access to plans that cost fifty dollars a month or less, even if the enhances subsidies aren't extended. Is that unreasonable for you?
Jeffries: Uh. That's a stone cold lie.
Same thing he says about any fact that doesn't fit his narrative.

Who is lying, the host or Jeffries? According to the CMS:

The Health Insurance Marketplace® Open Enrollment Period for plan year 2026 begins on November 1, 2025, and runs until January 15, 2026. The average HealthCare.gov premium after tax credits is projected to be $50 per month for the lowest cost plan in 2026 for eligible enrollees. This represents a $13 increase from 2025. When compared to years prior to the COVID-19 pandemic, Marketplace enrollees this year will have access to, on average, plans with lower premiums after tax credits and more plan choices overall.

• Premium Affordability: Eligible Healthcare.gov enrollees continue to have robust access to low premium plans after applying advance payments of the premium tax credit.
  
  • Similar to 2025, on average, tax credits are projected to cover 91% of the lowest cost plan premium in 2026 for eligible enrollees. This compares to 85% in the 2020 coverage year, which was the last coverage year not impacted by temporary COVID-19 pandemic policies.
    
    • For a 50-year-old earning twice the poverty level, tax credits will cover 81% of the premium for a benchmark plan as compared to 93% in 2025.
  • The average Marketplace premium after tax credits is projected to be $50 per month for the lowest cost plan in 2026 for eligible enrollees. While this represents a $13 increase from 2025, it remains $20 less expensive than the monthly premium after tax credits in 2020.
  • In 2026, nearly 60% of eligible re-enrollees will have access to a plan in their chosen health plan category at or below $50 after tax credits. This compares to 83% of eligible enrollees in 2025 and 56% in 2020 with equivalent access.

The dire predictions are based on worst case scenarios that are unlikely to affect the average Obamacare beneficiary. "Premiums" will not double, but rather the out of pocket may rise to approximately the levels before the COVID Subsidies. Just as you would expect when the COVID subsidies are dropped by not the subsidies they had to start giving when they say how unaffordable the affordable care act made health care.

If anyone's out of pocket monthly part of their premiums double, they will go from $25 dollars to $50 or somewhere in that ballpark.

 

[Seymour Flops]

Weird how ABC sandwiched in the black guy with the white guy giving the intro and outro why the Black guy had to ask Hakeem the uncomfortable questions.

I wish there were some way for Hakeem's mom to ask him the questions like that. Maybe he wouldn't lie?

 

[Lesh]

ACA Insurers Are Raising Premiums by an Estimated 26%, but Most Enrollees Could See Sharper Increases in What They Pay

The amount health insurers charge for coverage on the ACA Marketplaces is rising 26%, on average, in 2026.... Most enrollees would face even sharper increases in what they pay if they ACA’s enhanced premium tax credits expire.

www.kff.org

 

[Seymour Flops]

ACA Insurers Are Raising Premiums by an Estimated 26%, but Most Enrollees Could See Sharper Increases in What They Pay

The amount health insurers charge for coverage on the ACA Marketplaces is rising 26%, on average, in 2026.... Most enrollees would face even sharper increases in what they pay if they ACA’s enhanced premium tax credits expire.

www.kff.org

Thank you, yes. I'm surprised you posted that, but kudos! Credit where credit is due.

Of course insurers are raising premiums, with or without the ACA temporary COVID Subsidies being extended.

Part of any increase in out-of-pocket costs will be from that, so those are going up regardless.

The Democrats trick is to blame increases that will happen either way on the end of the temporary subsidies.

 

[Seymour Flops]

For those who didn't read what Lesh posted, because it's Lesh, I highly recommend it.

KFF explains that premiums go up every year, and that increase, combined with the expiration date that Democrats put on the temporary COVID subsidy increases, will cause an increase in out-of-pocket premium costs for those on the Obamacare exchange.

Worst case scenario, according the KFF webpage that Lesh posted: 114%.

So a typical Obamacare exchange insured person currently pays $50 per month.

If he or she experiences the worst case scenario of a 114% increase, that will go up to $107, per month. An increase of $57 dollars.

But . . . $12.50 of that will be the 25% that it will go up with or without the ACA COVID Supplementary Subsidy expiring.

Therefore an increase of $44.50 over what he or she would pay if the temporary subsidies were extended.

Forty-four dollars and fifty cents. Not worth dropping such a great almost paid-for policy over. Definitely not worth shutting down the whole government for, clearly.

 

[NewsVine_Mariyam]

For those who didn't read what Lesh posted, because it's Lesh, I highly recommend it.

KFF explains that premiums go up every year, and that increase, combined with the expiration date that Democrats put on the temporary COVID subsidy increases, will cause an increase in out-of-pocket premium costs for those on the Obamacare exchange.

Worst case scenario, according the KFF webpage that Lesh posted: 114%.

So a typical Obamacare exchange insured person currently pays $50 per month.

View attachment 1180539

If he or she experiences the worst case scenario of a 114% increase, that will go up to $107, per month. An increase of $57 dollars.

But . . . $12.50 of that will be the 25% that it will go up with or without the ACA COVID Supplementary Subsidy expiring.

Therefore an increase of $44.50 over what he or she would pay if the temporary subsidies were extended.

Forty-four dollars and fifty cents. Not worth dropping such a great almost paid-for policy over. Definitely not worth shutting down the whole government for, clearly.

What kind of coverage do you think you're going to get for $50/month? In other words, what will that policy pay for?

 

[Lesh]

What kind of coverage do you think you're going to get for $50/month? In other words, what will that policy pay for?

That depends on your income. If you’re below the poverty level you might pay as little as $50 for the cheapest plan.

But the average cost is about $400. As you go up the tiers it gets more expensive (for better coverage).

Which means that $400 plan goes up to $800 and doesn’t cover nearly enough

 

[NewsVine_Mariyam]

All of my insurance plans that I've selected in the last decade for example have been selected because they have the lowest deductible obtainable. It's easier for me to budget for a known annual deductible even if it amounts to say $3,000 than to deal with unexpected medical bills. And that's on top of roughly $500 to $750 in premiums per month. The $500 was on my employer's insurance, the $750+ is without the group rate.

To make things worse, after quoting me one price for a single medication in one year, the next year they stopped covering it which added an additional $1,000/month to my monthly bill, no subsidies.

So the whole thing is such a racket to me but it's easier for me to manage a set & known amount than to risk the unknown especially considering that many of these parties involved routinely enter into these agreements knowing full well that they're going to breach the agreement.

 

[Seymour Flops]

What kind of coverage do you think you're going to get for $50/month? In other words, what will that policy pay for?

The premiums in that scenario would be $540 per month. The $50 dollars is all that's left over after the massive government subsidy.

As to what quality of a policy that buys, ask the people who thought Obamacare was an awesome idea.