Fort Fun Indiana
Diamond Member
- Mar 10, 2017
- 120,698
- 126,667
- 3,645
Could you point me to those energy projects, and some details of this? I am curious how this aligns with China's efforts to run the market on solar tech.
Millions of U.S. Jobs Lost...Lets Talk About Sexual Harassment
- Thread starter Bush92
- Start date
Admiral Rockwell Tory
Diamond Member
They can buy insurance also, but they don't because they would rather buy new cars, etc. It's a choice they make.
Fort Fun Indiana
Diamond Member
- Mar 10, 2017
- 120,698
- 126,667
- 3,645
EverCurious
Gold Member
And another probably 10% like me pay their medical bills out of pocket and have no use for any health insurance scam...
Seawytch
Information isnt Advocacy
Funny there is no LINK to support your claim.
And people "like you" who pay their medical costs "out of pocket" haven't had a serious illness or accident...yet.
AntonToo
Diamond Member
- Jun 13, 2016
- 39,003
- 12,206
- 1,560
EverCurious
Gold Member
Oh really? Here's one. October 2011, moose at 65MPH - broke my husband's neck and took a roughly 2" block out of his scalp - the collapsed roof in the second picture was in his neck and head, only reason he survived is because Subaru's don't have window frames...
The total bill for it all was around $15k which is no biggie for us, other than having to pay fed taxes on the money we pulled off the market to pay the bill, which was mildly annoying.
Seawytch
Information isnt Advocacy
Oh really? Here's one. October 2011, moose at 65MPH - broke my husband's neck and took a roughly 2" block out of his scalp - the collapsed roof in the second picture was in his neck and head, only reason he survived is because Subaru's don't have window frames...
The total bill for it all was around $15k which is no biggie for us, other than having to pay fed taxes on the money we pulled off the market to pay the bill, which was mildly annoying.
There is no way in hell the cost of a hospital bill for a broken neck was only $15,000. Hernia repair, done with laparoscopic surgery, averages $5-10k out of pocket.
You're full of shit that a broken neck only cost $15k. Somebody paid the rest.
EverCurious
Gold Member
Seawytch
Ah yea forgot to include infos - 10% was a [low] guesstimate [aka the "probably"] I base my figure on stuff like this:
See graphic at link [won't display on here for some reason] of median and 25th percentiles work days required to cover a $10k [most expensive average] emergency for those making over just $50k - its basically only a month to cover that $10k expense.
https://blogs-images.forbes.com/mag...trust-income-hit-e1452115550987.jpg?width=960
and then combined with things like this:
"As a result, 25% of households have incomes above $100,000,[16] even though only 9.2% of Americans had incomes exceeding $100,000 in 2010.[3]" - Personal income in the United States - Wikipedia
Therefore I logically argue that at least 10% of American's can afford easily an emergency medical event, as well as routine treatment, without health insurance; and my presuming that there are some folks making under $100k that have savings to cover such things, 0.8% is quite low-ball to add in.
----
Also, you're mistaken about the costs of that accident - I never said my husband needed surgery, don't be assuming shit when you don't know son. It was a hairline fracture on two vertebra, he got a neck brace and some stitches to pull his scalp over his skull. He actually walked away from that and didn't even want to go to the hospital - stubborn bastard.
EDIT - USAA auto insurance totaled the car out (obviously) and gave us $5k - so there's your whoopty shit "someone else" paying for anything.
Regardless, A) call a doctor and asks what it costs for some treatment with insurance, then call back and ask for the price when you don't have insurance - #mindblown B) Even if that accident cost something stupid like $400k, we would still have been able to pay out of pocket so my point stands as far as that goes.
For the record, there is no set medical cost for /anything/ out there son, don't let the media's fear mongering support of ACA twist your head up in the wrong reality. (Your media lies to you, THINK for yourself.)
"There is no standard system that determines what a hospital charges for a particular service or procedure. Many factors figure into hospital pricing, including an individual’s health circumstances, the cost of lab tests, X-rays, surgical procedures, etc., operating room and post-surgical costs, medications, and doctors’ and specialists’ fees.
For example, if one patient’s recovery from an operation takes place in an Intensive Care Unit (ICU) and another’s in a recovery room, costs can vary by many thousands of dollars even if the two patients’ surgeries were similar. The cost of gallbladder surgery is different for someone with diabetes than it is for someone who doesn’t have diabetes.
In addition, overall hospital costs vary considerably depending upon where a hospital is situated and who winds up paying the bill – the patient, an insurance company or a government program like Medicare or Medicaid.
The bottom line is that no two hospital bills are likely to be the same. So regardless of a hospital’s published fee schedules for a service or procedure, the best information that a prospective patient can receive is a good-faith estimate. Until the bill is actually processed, there is no reliable way to assess a patient’s final hospital costs."
Ah yea forgot to include infos - 10% was a [low] guesstimate [aka the "probably"] I base my figure on stuff like this:
See graphic at link [won't display on here for some reason] of median and 25th percentiles work days required to cover a $10k [most expensive average] emergency for those making over just $50k - its basically only a month to cover that $10k expense.
https://blogs-images.forbes.com/mag...trust-income-hit-e1452115550987.jpg?width=960
and then combined with things like this:
"As a result, 25% of households have incomes above $100,000,[16] even though only 9.2% of Americans had incomes exceeding $100,000 in 2010.[3]" - Personal income in the United States - Wikipedia
Therefore I logically argue that at least 10% of American's can afford easily an emergency medical event, as well as routine treatment, without health insurance; and my presuming that there are some folks making under $100k that have savings to cover such things, 0.8% is quite low-ball to add in.
----
Also, you're mistaken about the costs of that accident - I never said my husband needed surgery, don't be assuming shit when you don't know son. It was a hairline fracture on two vertebra, he got a neck brace and some stitches to pull his scalp over his skull. He actually walked away from that and didn't even want to go to the hospital - stubborn bastard.
EDIT - USAA auto insurance totaled the car out (obviously) and gave us $5k - so there's your whoopty shit "someone else" paying for anything.
Regardless, A) call a doctor and asks what it costs for some treatment with insurance, then call back and ask for the price when you don't have insurance - #mindblown B) Even if that accident cost something stupid like $400k, we would still have been able to pay out of pocket so my point stands as far as that goes.
For the record, there is no set medical cost for /anything/ out there son, don't let the media's fear mongering support of ACA twist your head up in the wrong reality. (Your media lies to you, THINK for yourself.)
"There is no standard system that determines what a hospital charges for a particular service or procedure. Many factors figure into hospital pricing, including an individual’s health circumstances, the cost of lab tests, X-rays, surgical procedures, etc., operating room and post-surgical costs, medications, and doctors’ and specialists’ fees.
For example, if one patient’s recovery from an operation takes place in an Intensive Care Unit (ICU) and another’s in a recovery room, costs can vary by many thousands of dollars even if the two patients’ surgeries were similar. The cost of gallbladder surgery is different for someone with diabetes than it is for someone who doesn’t have diabetes.
In addition, overall hospital costs vary considerably depending upon where a hospital is situated and who winds up paying the bill – the patient, an insurance company or a government program like Medicare or Medicaid.
The bottom line is that no two hospital bills are likely to be the same. So regardless of a hospital’s published fee schedules for a service or procedure, the best information that a prospective patient can receive is a good-faith estimate. Until the bill is actually processed, there is no reliable way to assess a patient’s final hospital costs."
EverCurious
Gold Member
More infos - This site here comes up with about $8k for a neck injury similar to my husbands - How Much Does a Neck Brace Cost? - CostHelper.com
For patients not covered by health insurance, a neck brace typically costs from $50 for a basic soft collar that could be used for a sprain, up to almost $3,000 for a metal brace that immobilizes the head and neck after a serious fracture or spinal fusion surgery.
For example, BraceShop.com charges from about $13-$100 for a neck brace for a neck sprain. It charges from a little more than $20-$100 for a neck brace for whiplash. It charges about $15-$250 for a neck brace for herniatic disc.
[...]
A neck brace sometimes is used when a patient has been involved in a car accident or other situation in which the neck or spine may have been injured. An ambulance ride typically costs$400-$1,200 plus mileage.
An emergency room visit for initial treatment could add $3,000 or more to the final bill; costs would include an emergency room visit fee, an emergency room doctor fee and the cost of a temporary cast such as an air cast; additional treatments by a specialist would likely be needed.
----
Us coming in a bunch higher is due to us being in Alaska, where everything costs more.
For patients not covered by health insurance, a neck brace typically costs from $50 for a basic soft collar that could be used for a sprain, up to almost $3,000 for a metal brace that immobilizes the head and neck after a serious fracture or spinal fusion surgery.
For example, BraceShop.com charges from about $13-$100 for a neck brace for a neck sprain. It charges from a little more than $20-$100 for a neck brace for whiplash. It charges about $15-$250 for a neck brace for herniatic disc.
[...]
A neck brace sometimes is used when a patient has been involved in a car accident or other situation in which the neck or spine may have been injured. An ambulance ride typically costs$400-$1,200 plus mileage.
An emergency room visit for initial treatment could add $3,000 or more to the final bill; costs would include an emergency room visit fee, an emergency room doctor fee and the cost of a temporary cast such as an air cast; additional treatments by a specialist would likely be needed.
----
Us coming in a bunch higher is due to us being in Alaska, where everything costs more.
easyt65
Diamond Member
- Aug 4, 2015
- 90,307
- 61,578
- 2,645
Lib Ploy Of The Day:
Despite unemployment being at it's lowest in YEARS, the on-going avalanche of sexual harassers and sexual crimes being exposed - the vast majority being those of Liberals - should be completely ignored because 'millions are out of work' (the left just suddenly noticed or seemed to care that Americans are out of work) and 'No One Cares' about the rampant sexual crimes being exposed against women (especially those by Democrats, the hypocrites who have been screaming about how the GOP has been waging a 'war against women'...only to reveal it has been the opposite, by a margin so far, it appears, of about 10-to-1).
'Nothing to see here...move along.
jknowgood
Diamond Member
You really need new talking points.
Dragonlady
Designing Woman
That’s a total lie. The ACA was about affordable health care for people with pre-existing conditions, which is pretty much anyone over 40.
That you believe it was for deadbeats shows how thoroughly you drank the Republican kool-aid.
Fort Fun Indiana
Diamond Member
- Mar 10, 2017
- 120,698
- 126,667
- 3,645
Ah, the famous insurance delusion...we used to call that the "crystal ball" delusion.
EverCurious
Gold Member
"Delusion" is when you think that paying $1000 to $1400+ a month(*), for an insurance policy that has a $10k deductible is a "wise financial decision." You realize that's taking on an additional $14,400/y in expenses with a TRUE cost of $24,400/y before insurance pays anything for "emergencies" VS $2,150/y to pay for my /actual/ medical bills. As a person with money set aside for emergencies, why the **** do I want to pay out an extra $22k/y for insurance that steals $22k/y from me!? And more importantly, who the **** are you bastards to tell me that I /have/ to spend $22k a year on health insurance I do not need, want, nor likely ever ******* use?
This is called being an asshole son; you are holding a proverbial gun to my head to pay for /YOUR/ health care, and worse you're holding a proverbial gun to my head so you can line insurance company scam artists pockets...
* Based on my situation here so two peeps. Analysis of 2016 Premium Changes in the Affordable Care Act’s Health Insurance Marketplaces [******* hell I wish /my/ costs were actually that... $700/m.... They wanted $1400-1800/m just for me when I'd called that ACA marketplace whatever the **** - was just before ACA went through
]** All prices from Anchorage, Alaska (which is where the policy costs in my example are from as well - its where I live)
Glasses and eye exam for two - around $1000/y
Dental cleaning for two - around $800/y
Flu shots - around $50/y
Getting a few colds (with prescriptions) - around $300/y
Last edited:
Similar threads
- Locked
New Topics
-
NBC Reporter: It is Ok to Celebrate Artemis II Launch, But Only as A Human Being, and Not as an American- Started by Captain Creeper
- Replies: 6
-
-
-
-
Latest Discussions
-
-
Ground Beef Hits All Time High - Market is 3Xs Size Of Egg Market
- Latest: EdwinAMartin
-
