Well? Then its too bad. Were you 100% smart in you 20s? 30s? They won't do it forever. So they waste $5K per year!!!! Look at the GOVT waste lost stolen $0.5T-$1T easily. Illegals getting $40K per year tax free.
If you want to sit on your money while others may literally be stressed and suffering...then enjoy your resultant situation.
Sure sone are in the Will, but this is tax free, no lawyers no waiting, no fuss. You can string them along now or you can let them fight it out from your pine box

you dumb OX