Technically the private banks can punish the governments who run huge deficits with higher prime rate increases. Unfortunately, it affects the citizens coming and going. Reduced deficits to lower inflation mean less resources. The higher prime rates mean loans are more expensive. The economy slows as anything artificial resets to more normal and pain is the prescription for at least awhile. Perhaps government at all levels should be 75% the size it is at most currently. All social programs much more stringent with severe penalties for cheating, stealing and corruption. The same for military expenditures. And common sense with anyone working for government and government contractors.