Is Australia the Greatest Nation on Earth Concerning Freedom and Human Happiness?

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Jake Winker Frogen

Jake Winker Frogen

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.

That is how all insurance works, you pay a premium and everyone else in that policy does as well, that is the risk pool.

When you have expensive treatment your premiums do not cover it, the entire risk pool does. Others are paying for you at that time even in private insurance.

You pay private, in a smaller risk pool, so your cost is greater because you are spreading the risk to fewer people

We pay premium which is much lower because the risk pool is the entire country.

We both have to pay, Australians just pay much less.
 

Bulletbob

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.

That is how all insurance works, you pay a premium and everyone else in that policy does as well, that is the risk pool.

When you have expensive treatment your premiums do not cover it, the entire risk pool does. Others are paying for you at that time even in private insurance.

You pay private, in a smaller risk pool, so your cost is greater because you are spreading the risk to fewer people

We pay premium which is much lower because the risk pool is the entire country.

We both have to pay, Australians just pay much less.
 

Bulletbob

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You dont get it do you. You have no clue how much you actually pay. Add in what the government pays and what you pay out of your pocket and then you will know.
You keep forgetting its not free. You tax money pays for it. You just dont seem to understand that. Do you
 
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Jake Winker Frogen

Jake Winker Frogen

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You dont get it do you. You have no clue how much you actually pay. Add in what the government pays and what you pay out of your pocket and then you will know.
You keep forgetting its not free. You tax money pays for it. You just dont seem to understand that. Do you
I have said several times everyone pays, you pay, I pay.

I just pay less, my Medicare levy is clear it is 88 dollars per month. (That cost is dependent on income, under a certain amount there is no levy on that tax payer.

I have tried every way possible to explain how actuary cost calculations work.

When you pay your private insurance you are NOT being a rugged individual, you are pooling your resources in a private fund with others, a communal activity to spread the risk.

That is what all insurance is, both private and public.

Pooling individual resources to cover a risk pool of others and yourself.

Actuary cost applies to both private insurance and tax funded insurance.

I cannot explain it any other way.
 

Bulletbob

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You dont get it do you. You have no clue how much you actually pay. Add in what the government pays and what you pay out of your pocket and then you will know.
You keep forgetting its not free. You tax money pays for it. You just dont seem to understand that. Do you
Ok I did the math for you so you have a actual number of what it actually cost per person for your health care.
In 2018 Australia spent 185.4 billion on health care for 25 million people.
That is not including what you pay out of pocket the above amount comes out of the peoples taxes.

here what you actually pay for your health care 7416.00 dollars per year plus what ever you pay monthly out of whats left of your pay check.
the 7416.00 is what it cost for per person in Australia and your taxes pay for it. Now do you finally understand or do you need it explained in detail for you so you can comprehend ?

socialist and communist rarely understand economics , they rarely understand what they think is free cost them dearly .

also if your medicare system is so great why do so many Australians also carry private Insurance ? or do you even know the answer to that.

its the same principle for college .
you pay more per year for your government health care them I do for a premium Blue cross blue dheild plan in Florida which I pay out of my pocket 100 percent .

no need to thank me for the education I just provided you.
 
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Jake Winker Frogen

Jake Winker Frogen

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You dont get it do you. You have no clue how much you actually pay. Add in what the government pays and what you pay out of your pocket and then you will know.
You keep forgetting its not free. You tax money pays for it. You just dont seem to understand that. Do you
Ok I did the math for you so you have a actual number of what it actually cost per person for your health care.
In 2018 Australia spent 185.4 billion on health care for 25 million people.
That is not including what you pay out of pocket the above amount comes out of the peoples taxes.

here what you actually pay for your health care 7416.00 dollars per year plus what ever you pay monthly out of whats left of your pay check.
the 7416.00 is what it cost for per person in Australia and your taxes pay for it. Now do you finally understand or do you need it explained in detail for you so you can comprehend ?

socialist and communist rarely understand economics , they rarely understand what they think is free cost them dearly .

also if your medicare system is so great why do so many Australians also carry private Insurance ? or do you even know the answer to that.

its the same principle for college .
you pay more per year for your government health care them I do for a premium Blue cross blue dheild plan in Florida which I pay out of my pocket 100 percent .

no need to thank me for the education I just provided you.

I am sorry mate I am not going to argue with made up figures in your head. (They have medications for that by the way but being in America you probably cannot afford them.)

The total tax amount of Medicare for the average Australian tax payer is 88 dollars per month. That is 1056 dollars per year. The maximum any earner pays is 2% of income but the average is 88 per month.

The average US premium according to the ACA is $456 that is 5,472 per year.

And because actuary cost is the same everywhere, the greater the risk pool the lower the individual cost.
 
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.oldschool

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You dont get it do you. You have no clue how much you actually pay. Add in what the government pays and what you pay out of your pocket and then you will know.
You keep forgetting its not free. You tax money pays for it. You just dont seem to understand that. Do you
Ok I did the math for you so you have a actual number of what it actually cost per person for your health care.
In 2018 Australia spent 185.4 billion on health care for 25 million people.
That is not including what you pay out of pocket the above amount comes out of the peoples taxes.

here what you actually pay for your health care 7416.00 dollars per year plus what ever you pay monthly out of whats left of your pay check.
the 7416.00 is what it cost for per person in Australia and your taxes pay for it. Now do you finally understand or do you need it explained in detail for you so you can comprehend ?

socialist and communist rarely understand economics , they rarely understand what they think is free cost them dearly .

also if your medicare system is so great why do so many Australians also carry private Insurance ? or do you even know the answer to that.

its the same principle for college .
you pay more per year for your government health care them I do for a premium Blue cross blue dheild plan in Florida which I pay out of my pocket 100 percent .

no need to thank me for the education I just provided you.
 

Blues Man

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But then again I would rather take care of myself than have the fucking government do it for me.
So, how's your personal vaccine development coming along?
In case you haven't noticed the fucking government isn't making vaccines those evil pharmaceutical corporations are.

The fucking government doesn't make anything
 

Blues Man

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Let's pretend to be objective and see what the studies say...

The jurisdictions that took the top 10 places, in order, were New Zealand, Switzerland, Hong Kong, Australia, Canada, the Netherlands and Denmark (tied in 6th place), Ireland and the United Kingdom (tied in 8th place), and Finland, Norway, and Taiwan (tied in 10th place). Selected countries rank as follows: Germany (13), the United States and Sweden (17), Republic of Korea (27), Japan (31), France and Chile (32)
World happiness report
Happiness is too subjective to be a meaningful metric.

Personally I would not be happy paying the ridiculously high taxes

But then again I would rather take care of myself than have the fucking government do it for me.

Taxes are relative too, they can save the citizen money in critical areas and of course the cost of tax needs to be evaluated by the level of services provided.

For instance the average Australian income earner pays 88 dollars Australian per month for medical insurance provided by the state. (The Australian health care system gets better macro results with similar waiting times to the US) The average American health care premium according to the ACA is 456 dollars US.

The average monthly repayment on Australian tax subsidised university loans is 90 dollars Australian per month the average American student loan repayment is $579 per month.

And one on an tax funded Australian student loan does not have to pay anything, ever, until the make $55,000 dollars per year.
Taxes never save you money because the government is incapable of providing any service less expensively than the private sector.

and the government is not funding that student YOU are.

Personally I do not want to be forced to pay for someone else's college degree.
 

Blues Man

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.
Like I said the government isn't making any vaccines.

It's a race and the first company to get one on the market will cash in.
 

Blues Man

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You dont get it do you. You have no clue how much you actually pay. Add in what the government pays and what you pay out of your pocket and then you will know.
You keep forgetting its not free. You tax money pays for it. You just dont seem to understand that. Do you
I have said several times everyone pays, you pay, I pay.

I just pay less, my Medicare levy is clear it is 88 dollars per month. (That cost is dependent on income, under a certain amount there is no levy on that tax payer.

I have tried every way possible to explain how actuary cost calculations work.

When you pay your private insurance you are NOT being a rugged individual, you are pooling your resources in a private fund with others, a communal activity to spread the risk.

That is what all insurance is, both private and public.

Pooling individual resources to cover a risk pool of others and yourself.

Actuary cost applies to both private insurance and tax funded insurance.

I cannot explain it any other way.
These idiots don't realize that insurance is nothing but a sharing of risk among a group of people.

Instead of 10 people hiring ten different boats and shipping all their goods on one boat each the 10 people pool their money to hire 10 boats and ship one tenth of their goods on each of the 10 boats.

That way if one boat goes down there is still 90% of everyone's goods that get delivered

But I doubt these idiots will get that simple explanation.
 
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Jake Winker Frogen

Jake Winker Frogen

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.
Like I said the government isn't making any vaccines.

It's a race and the first company to get one on the market will cash in.
Some vaccine research is being done by tax funded universities.

Indeed Oxford looked like they had the first viable vaccine but they have hit some roadblocks.
 
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Jake Winker Frogen

Jake Winker Frogen

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You dont get it do you. You have no clue how much you actually pay. Add in what the government pays and what you pay out of your pocket and then you will know.
You keep forgetting its not free. You tax money pays for it. You just dont seem to understand that. Do you
I have said several times everyone pays, you pay, I pay.

I just pay less, my Medicare levy is clear it is 88 dollars per month. (That cost is dependent on income, under a certain amount there is no levy on that tax payer.

I have tried every way possible to explain how actuary cost calculations work.

When you pay your private insurance you are NOT being a rugged individual, you are pooling your resources in a private fund with others, a communal activity to spread the risk.

That is what all insurance is, both private and public.

Pooling individual resources to cover a risk pool of others and yourself.

Actuary cost applies to both private insurance and tax funded insurance.

I cannot explain it any other way.
These idiots don't realize that insurance is nothing but a sharing of risk among a group of people.

Instead of 10 people hiring ten different boats and shipping all their goods on one boat each the 10 people pool their money to hire 10 boats and ship one tenth of their goods on each of the 10 boats.

That way if one boat goes down there is still 90% of everyone's goods that get delivered

But I doubt these idiots will get that simple explanation.

Indeed as I have said time and time again on this thread, insurance is a collective activity.

You are spreading your personal medical risk to a risk pool with others based on actuary calculation of risk.

That is why in a fragmented, private system those with higher medical risk pay more. It is also why under Obama Care many healthy people saw their premiums rise, because the private insurers were required to take on people with much higher risk, so they past the cost on to the entire risk pool.

But when you get sick and incur a lot of cost the entire risk people of people who payed in are paying for you.

It is a collective activity.

Universal insurance is the same from an actuary point of view, it is simply because the risk pool is so large, the entire nation, the cost is much less to everyone, including people with higher medical risk. They pay exactly the same lower rates because the risk pool is the entire nation so it can incur the cost.
 
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Jake Winker Frogen

Jake Winker Frogen

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.
Like I said the government isn't making any vaccines.

It's a race and the first company to get one on the market will cash in.
Some vaccine research is being done by tax funded universities.

Oxford, University of Queensland to name two just off the top of my head. There are others.

Japan is using part of their medical budget (tax money) to fund collaborative efforts between tax funded universities and the private sector in Japan. (But then they have always been pragmatic innovators.)

Indeed Oxford looked like they had the first viable vaccine but they have hit some roadblocks.
 

Blues Man

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.
Like I said the government isn't making any vaccines.

It's a race and the first company to get one on the market will cash in.
Some vaccine research is being done by tax funded universities.

Indeed Oxford looked like they had the first viable vaccine but they have hit some roadblocks.
And those universities cannot compete with big pharma.

When a vaccine is out it will not come from some public university.
 
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Jake Winker Frogen

Jake Winker Frogen

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.
Like I said the government isn't making any vaccines.

It's a race and the first company to get one on the market will cash in.
Some vaccine research is being done by tax funded universities.

Indeed Oxford looked like they had the first viable vaccine but they have hit some roadblocks.
And those universities cannot compete with big pharma.

When a vaccine is out it will not come from some public university.
Many vaccines have been developed by universities and indeed with COVID vaccine many drug companies are working with universities to develop the vaccine as they will manufacture it.

 

Blues Man

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.
Like I said the government isn't making any vaccines.

It's a race and the first company to get one on the market will cash in.
Some vaccine research is being done by tax funded universities.

Indeed Oxford looked like they had the first viable vaccine but they have hit some roadblocks.
And those universities cannot compete with big pharma.

When a vaccine is out it will not come from some public university.
Many vaccines have been developed by universities and indeed with COVID vaccine many drug companies are working with universities to develop the vaccine as they will manufacture it.

don't fool yourself the money is coming from big pharma.

and it will be big pharma that makes and distributes any vaccine for Covid
 
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Jake Winker Frogen

Jake Winker Frogen

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but some people still have morals and ethics and respect freedom and perfer to be responsible for our self's like real men and women do.who pays for your subsidization ?
But you don't actually pay for you own health care. The other people in your insurance pool pay for your care, as you do theirs. Nor will you be paying directly for the development of a COVID vaccine, for example. Rugged independence is just pablum you've been fed since birth.
Like I said the government isn't making any vaccines.

It's a race and the first company to get one on the market will cash in.
Some vaccine research is being done by tax funded universities.

Indeed Oxford looked like they had the first viable vaccine but they have hit some roadblocks.
And those universities cannot compete with big pharma.

When a vaccine is out it will not come from some public university.
Many vaccines have been developed by universities and indeed with COVID vaccine many drug companies are working with universities to develop the vaccine as they will manufacture it.

don't fool yourself the money is coming from big pharma.

and it will be big pharma that makes and distributes any vaccine for Covid

Funding is coming from everywhere, most of the research funding is from universities even with government grants, but Big phrama and small pharma too (all companies globally are racing on this one) are cooperating.

One thing I do know is every Aussie will get their vaccine much cheaper than Americans if all other pharmaceutical prices be our guide.
 

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