I have a nephew who's son is a self employed studio musician, so he has no group insurance. He is 22, and married. He has juvenile diabetes, and his wife gave birth to a baby boy with a hole in his heart. According to the GOP budget director, and several posters on this board, he does not deserve insurance for himself, or his son, because they made "bad lifestyle decisions". However, thanks to ACA, he is getting his medication, and the baby had heart surgery. I guess that they should be labeled deadbeats.
Music is great but not a reliable source of income. I've been a musician all of my life. I was in bands. I taught guitar at my home. I took a job at a music studio teaching, but it was all part-time because everybody and their mother plays an instrument.
I never perused that lottery ticket because I needed a stable income. I needed to know I have a place to work the next morning. I needed to know I have a paycheck coming every other week.
Nothing would make me happier than to pull my Les Paul out of the case and play for a living, but that's unrealistic. Extra money? Sure, nothing wrong with that. But I would not insist the taxpayers fund my dream no matter how unlikely my success would be.
During my prime I was pressured to pursue music. People considered me one of the fastest and best lead guitarists in the Cleveland area. But if it's one thing I learned about music, it's that there is always somebody better than you. So get a job and let music be something on the side.
Ray, you are definitely starting to confuse me. You posted that you had some sort of individual health insurance policy that you lost because the company withdrew the policy because it did not meet ACA mandates. This implies that you had no group health insurance. If fact, you have implied that since you lost that great individual health policy, that you have no insurance at all, in spite of the fact that it is available to you through ACA, though you can't afford it.. If that is the case, what is the difference between you and my "irresponsible" nephew's son that you call irresponsible because he had a family before getting health insurance? In fact, who is the most irresponsible, you with no insurance, or my nephew's son, with ACA insurance?
You are losing your credibility, Ray.
Not at all, and it had nothing to do with our insurance not being to ACA standards because I work for a small company of under 50 employees. We are exempt from those standards.
My employer dropped insurance because Commie Care gave him the ability to do so without losing all of his workers. That wasn't possible before Commie Care because many of our employees would have left for companies that still had insurance.
Until Commie Care came along, I had insurance all of my life and I have preexisting conditions. Okay, so go find another job! Not so easy in your mid 50's as it is in your mid 20's. The jobs I did call all said the same thing, they too dropped coverage for their employees. So keep looking until you find a company that has health insurance! Okay, even if I could do that, and I start with a new company at the bottom of the ladder, what's stopping them from dropping their insurance a year or two after I take the job? Nothing, because we have Commie Care now.
So I'm in a bad position. Commie Care wants 25% of my net pay to get insurance, and it's not even insurance really. There is only one plan for me to keep my healthcare facility, and it comes with a $7,000 deductible and a $7,100 out of pocket. There is no prescription, no dental, no eye care, and a $50.00 copay for doctors visits.
Like I said, Commie Care was designed for Democrat voters--low wage workers, and it's the middle income people that get screwed because there are many more Republican voters who are middle-class. A french fry maker can get insurance for fifty bucks a month but middle-income workers would get the same plan for $700.00 a month. It's was a vote buying scam right from the beginning. Take care of Democrat voters and let Republican voters die off.