I know companies that are vulnerable and desperate and I take advantage.
Example - I promised to pay a company $120.00 for a dating service that was ran out of an office. I had money to waste so I'm like what the hell I need a serious woman, right? However, i saw there was a small selection of women to choose to date. That told me the company was in trouble. btw.. the money was to be paid at a later date. I decided to hold out and there was no contract signed. I waited and waited. They threatened collections and i didn't care, because knew that they would lose money anyways if they sent it to collections, and they called me back 1 week later after that threat and told me I could pay $20.00 as payment in full. BOOM $100 in savings.
I know what companies are thinking and their rules and how they negotiate before I even call them giving me ALL the leverage. I'm a genius.