Do you really think the reason people have surgery, radiation, chemotherapy, colonoscopies, endoscopies, Barium enema, cervical biopsies, and thousands of other uncomfortable and downright pain procedures is just because it might be free. Even going to the doctor is rarely a pleasant experience. People use medical services because there're sick, in pain, or are availing themselves of preventive care that can save a lot of money as well as their life.
You seem like a reasonably intelligent guy, so it's curious that you hold the shitbrained position that price of healthcare doesn't affect demand for healthcare. Both reason and evidence say you're a fool.
People want uncomfortable things because of their fear of having a health problem can be greater than the discomfort of the test. Take mammograms. Studies show that there's no reason for women to get annual mammograms, so the government changed their annual recommendation... how did women's groups respond? Look it up and learn something.
If those dumb c***s had to pay for those mammograms out of pocket, most of them would be completely fine going half as often, or even less often. Likewise, I know many women who run themselves or their kids to the doctor with every sneeze, and when I ask why they wast money in such a way, they tell me insurance pays for it.
I'm serious that if I could get free medical care, I'd go every month for a battery of blood tests worth at least a $1000, not out of fear of disease but just out of curiosity of changes over time. Other people would go monthly just out of fear of high cholesterol, or some other thing.
Many health problems can be cured by taking better care of yourself. A lot of fat people would be more motivated to lose weight if they were paying out of pocket to treat the problems and discomforts resulting from their obesity.
If I were 99 years old, I might want a $200,000 in medical care even if it would only extend my life a little bit in bed, because it would be free to me.
I could go on endlessly making these point.
Following your line of reason, if the government paid for funerals, seniors would abuse the service by killing themselves.
You, on the other hand, can only make totally stupid points. People die once, and only once, regardless of the cost of a funeral. This rule doesn't apply to demand for medical treatment.
If everyone had to pay all their own healthcare costs, the wealthy would have great healthcare, the middle class would have mediocre care, and the poor would have none. That's the way pure capitalism works and that's why we have the system we have today.
So the **** what if the rich can get the best medical care? What the **** is it of your business? Besides, the only way with any medical system for the rich to get the same care as everyone else is if the law prohibits them from spending their money for their health. That's just spite, having nothing to do with the quality of medical care that the middle-class can get. (In fact, it might hurt the quality of medical care the middle-class can get.)
No medical system in the world can give the middle-class better than moderate medical care. The resources simply don't exist. And, even if they did, it's a damn foolish waste of money. Doubling the spending on someone's medical care would only result in a tiny improvement in the quality of medical care.
As for the poor. They can go get a job if they want medical treatment. But, if you really insist on paying them to devote their lives to crime and self-abuse instead of productivity, that's what welfare is for.