manu1959
Left Coast Isolationist
thank you for the two links....i read both links....would you mind pointing out which paragraph cites the ucc and the reason under the ucc the forclosure judgment was overturned....thanks again
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MANU1959,
Take a deep breath, you must comprehend that the case was about MERS wishing to enforce an instrument in foreclosure.
The whole case was about STANDING, in words used by the court, upholding the requirements of UCC 3-301 PERSON ENTITLED TO ENFORCE INSTRUMENT.
Access the law here: Uniform Commercial Code - Article 3
Do you think that there is no correlation between the judgment in Kesler and the UCC?
When STANDING is challenged, you refer to statutes for the grounds of the challenge, and published judicial decisions upholding the challenge assertion.
Presently I'll provide you with another case that is a bit more explicit for you. The US Federal District Court certified a question to the Alabama Supreme Court about application of the Alabama adopted and codified UCC to a particular case.
Looking it up now.
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GHook93,
Send a letter to the bank, mortgage company, etc., to whom you are currently making installment payments for real estate property.
Have your letter notarized and mail it via certified mail for proof of mailing and tracking.
Ask the bank, mortgage company, etc, to schedule a meeting where you can be afforded the opportunity to view the original wet-ink NOTE and original wet-ink mortgage agreement, with witnesses for validation of possession of the instrument.
Send the letter. See what kind of response you get.
We've all been snookered by the banking cartel.
Its time to end the thievery.
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Snide comments really are not necessary. Maybe you have no clue as to the people who some of these raiders have taken advantage of but I have met some of them personally. Even had them ask for my help and I'm not a lawyer but they could not find anyone to help them take on a bank that committed fraud and stole their house after they had spent years and all their money fixing it. Just because some people are not as educated as others it does not mean they are scum or lazy or any other crap word some may want to call them. I saw the papers of a couple who were trampled on by unethical sales people and an unethical mortgage lending company. They alter documents and lied their asses off to make these poor people believe that borrowing the money to have a chance at owning a home was possible and then they cheated them after they had fixed up their dream home. Two months these people were behind on their payments. The mortgage company told them they would give them two months after they had installed a new septic system at the house, after the city threaten them and a year of trying to figure out why the plumbing backed up. The realtor lied, the mortgage rep lied and altered documents and made up documents and the abstractor hid from them these documents. The mortgage company looked at the value and determined that the value of the house was much more than what was owed on it and they went after it. Surprise, surprise for all the people that they did that too now that market has drop and those same houses are on the books losing money.PS -We just love jailhouse lawyers here!!