FINALLY, a clear explanation of what's going on with ACA

[DGS49]

The Affordable Care Act system is predicated on government control of health insurance plans and government distortion of the health insurance market. It was never about affordability or care.

The ACA required significant new regulations on health insurance plans available in the individual Marketplace, including mandating 10 "essential health benefits" that drive up costs without improving access to care or considering patients' unique needs.

The federal government's attempts to "solve" the healthcare affordability crisis have made the situation worse, not better. Not only did intervention result in plans that are poorly structured and in narrow networks that limit care, but it spiked out-of-pocket costs, soared premiums, and opened the door to massive fraud.

To cover up the extraordinary cost of plans and trick people into participating, Obamacare created a subsidy scheme to hide the true cost from enrollees and taxpayers alike by sending subsidies straight from the U.S. Treasury to health insurance companies. This scheme does nothing to actually control premium rates; instead, it drives costs up and quality down at the expense of the American taxpayer, just like all other government subsidies.

Provided by [Shit. I lost the link]

Anyway, I thought this was worthwhile because so few people understand what's going on.

 

[sparky]

well DG, it;s all about control, and no da gub'mit isn't going to solve anything about it

~S~

 

[Greenbeard]

Love that the GOP's plan is to portray coverage of hospital stays, doctor visits, and prescription drugs as a luxury. I bet people will be very excited for the GOP's pitch that their insurance not cover anything.

 

[sparky]

and so yet again, the rich live, the poor die here....~S~

 

[schmidlap]

The Affordable Care Act system is predicated on government control of health insurance plans and government distortion of the health insurance market. It was never about affordability or care.

The ACA required significant new regulations on health insurance plans available in the individual Marketplace, including mandating 10 "essential health benefits" that drive up costs without improving access to care or considering patients' unique needs.

The federal government's attempts to "solve" the healthcare affordability crisis have made the situation worse, not better. Not only did intervention result in plans that are poorly structured and in narrow networks that limit care, but it spiked out-of-pocket costs, soared premiums, and opened the door to massive fraud.

To cover up the extraordinary cost of plans and trick people into participating, Obamacare created a subsidy scheme to hide the true cost from enrollees and taxpayers alike by sending subsidies straight from the U.S. Treasury to health insurance companies. This scheme does nothing to actually control premium rates; instead, it drives costs up and quality down at the expense of the American taxpayer, just like all other government subsidies.

Provided by [Shit. I lost the link]

Anyway, I thought this was worthwhile because so few people understand what's going on.

Despite Trump's repeated promises over many years to repeal and replace the ACA, he has nothing to offer, and Republicans have legislated no improvements over that time. Millions of Americans are about to lose coverage or see their premiums soar. Many will soon be able to afford crappy coverage.

They'll express their reaction via their ballots next November,

Cognizant of the political consequences, some Republicans are revolting against their Trump-pandering leadership

House GOP health care package will exclude ACA subsidy extension​

Republicans launch long-shot revolt against leaders on ObamaCare ​

 

[Greenbeard]

Despite Trump's repeated promises over many years to repeal and replace the ACA, he has nothing to offer, and Republicans have legislated no improvements over that time.

Apparently the plan is a contribution of $83/month to a HSA, so that you can put it toward paying down a $10,000+ deductible in a sub-bronze plan.

Took them 16 years to come up with that.

 

[schmidlap]

Apparently the plan is a contribution of $83/month to a HSA, so that you can put it toward paying down a $10,000+ deductible in a sub-bronze plan.

Took them 16 years to come up with that.

The electorate will register their opinion accordingly.

 

[sparky]

The ACA was a concession from day one to work with the insurance cabal

anyone could have told us how this would work out

~S~

 

[Darkwind]

The electorate will register their opinion accordingly.

... and the left will lie to them as is their want.

Health insurance is sky high because the government is involved in it, just like the Universities and big pharma. The money goes directly to them, and they know that the American people are helpless to stop it.

People who support this, advocate for it, should all spend 10 years in jail for the horror they will inflict upon the American people.

 

[sparky]

We're a capitalist construct , yes i realize it has it's flaws, it's shill predators.....but what happens to any industry that's subsidized is worse......~S~

 

[TroglocratsRdumb]

Love that the GOP's plan is to portray coverage of hospital stays, doctor visits, and prescription drugs as a luxury. I bet people will be very excited for the GOP's pitch that their insurance not cover anything.

Nothing is free
The cost will be taken out of people's paychecks

 

[Anarchy666]

We're a capitalist construct , yes i realize it has it's flaws, it's shill predators.....but what happens to any industry that's subsidized is worse......~S~

Agreed. Break up the big pharma and healthcare corporations Teddy Roosevelt style. More government and socialism/fascism is never the answer (and no, Hitler was not a capitalist. He ******* hated capitalism.)

 

[Seymour Flops]

The Affordable Care Act system is predicated on government control of health insurance plans and government distortion of the health insurance market. It was never about affordability or care.

The ACA required significant new regulations on health insurance plans available in the individual Marketplace, including mandating 10 "essential health benefits" that drive up costs without improving access to care or considering patients' unique needs.

The federal government's attempts to "solve" the healthcare affordability crisis have made the situation worse, not better. Not only did intervention result in plans that are poorly structured and in narrow networks that limit care, but it spiked out-of-pocket costs, soared premiums, and opened the door to massive fraud.

To cover up the extraordinary cost of plans and trick people into participating, Obamacare created a subsidy scheme to hide the true cost from enrollees and taxpayers alike by sending subsidies straight from the U.S. Treasury to health insurance companies. This scheme does nothing to actually control premium rates; instead, it drives costs up and quality down at the expense of the American taxpayer, just like all other government subsidies.

Provided by [Shit. I lost the link]

Anyway, I thought this was worthwhile because so few people understand what's going on.

Exactly correct!

Requiring insurers to cover things like "gender affirming" care jacks up the cost of premiums for people who would never use that particular service.

Even worse, it has led to esocial contagion of child transgenderism, and created a
lucrative industry of providing them with gender affirmation. All paid for by people who, in the majority, are horrified at the idea of giving opposite sex hormones to prepubescent children.

 

[berg80]

The Affordable Care Act system is predicated on government control of health insurance plans and government distortion of the health insurance market. It was never about affordability or care.

The ACA required significant new regulations on health insurance plans available in the individual Marketplace, including mandating 10 "essential health benefits" that drive up costs without improving access to care or considering patients' unique needs.

The federal government's attempts to "solve" the healthcare affordability crisis have made the situation worse, not better. Not only did intervention result in plans that are poorly structured and in narrow networks that limit care, but it spiked out-of-pocket costs, soared premiums, and opened the door to massive fraud.

To cover up the extraordinary cost of plans and trick people into participating, Obamacare created a subsidy scheme to hide the true cost from enrollees and taxpayers alike by sending subsidies straight from the U.S. Treasury to health insurance companies. This scheme does nothing to actually control premium rates; instead, it drives costs up and quality down at the expense of the American taxpayer, just like all other government subsidies.

Provided by [Shit. I lost the link]

Anyway, I thought this was worthwhile because so few people understand what's going on.

Provided by Shit. You got that part right.

 

[debbiedowner]

Apparently the plan is a contribution of $83/month to a HSA, so that you can put it toward paying down a $10,000+ deductible in a sub-bronze plan.

Took them 16 years to come up with that.

Congress came up with something yesterday and did not include the silly $1500 for an HSA. They didn't like that provision. But the part I read does not include any subsidies like today.

 

[Lisa558]

Apparently the plan is a contribution of $83/month to a HSA, so that you can put it toward paying down a $10,000+ deductible in a sub-bronze plan.

Took them 16 years to come up with that.

There was never such a thing as a $10,000 deductible, and for a crappy plan, until Obamacare created it! My deductible was $2,000 - and my premiums were much lower - before Obama destroyed the private insurance market for individuals.

What a disaster the Dems forced down our throats. Now more people than ever can’t afford insurance (unless taxpayers cover it). Obama made everyone dependent on the government. Just like the Dems wanted it.

 

[Lisa558]

Exactly correct!

Requiring insurers to cover things like "gender affirming" care jacks up the cost of premiums for people who would never use that particular service.

Even worse, it has led to esocial contagion of child transgenderism, and created a
lucrative industry of providing them with gender affirmation. All paid for by people who, in the majority, are horrified at the idea of giving opposite sex hormones to prepubescent children.

Obamacare came dangerously close to requiring insurance policies to cover bariatric surgery for obese people. That surgery is so expensive that everyone’s monthly premium would have skyrocketed right out of the gate. So it was shelved.

 

[Oddball]

Here is as clear an explanation as anyone can give....

 

[Oddball]

Apparently the plan is a contribution of $83/month to a HSA, so that you can put it toward paying down a $10,000+ deductible in a sub-bronze plan.

Took them 16 years to come up with that.

Where the **** is my $2,500 savings?

 

[Lisa558]

Here is as clear an explanation as anyone can give....

View attachment 1193283

Well, as the architect of Obama said, he was counting on the stupidity of the American people to push it through. All they hear is, “it will be cheaper! And better!” and they never think to ask how that could be possible.

Sort of like the Islamic mayor-elect of NY: free stuff!