of course as a liberal your IQ will be low but try to follow. Private companies gave us the highest standard of living in human history.Private insurance companies though don't work very well because liberals made it illegal for them to compete.
Imagine someone who jogs for fun and someone who races in life and death competition? Who would be a faster runner? Now you understand competiton and how it makes us better. Not so hard was it?
Private insurance companies don't GIVE us shit (actually, shit is what they do give us). It's the American medical profession that provides what we have.
Have you ever been "treated" by a private insurance provider? I haven't - ever.
Then don't buy insurance and pay the medical bills yourself. They won't give you a discount because you don't have insurance. Insurance companies were created to assist people with catastrophic costs in the event of a major illness or injury. Now, people expect insurance to pay for everything, from exams to contraceptives. Funny, we don't expect auto insurance to pay for oil changes and tune ups. But, auto insurance companies compete and , as a result, have gotten cheaper each year as they vie for our business. We pay for the smaller stuff and they take care of the big stuff. If government would let health insurance companies compete, we'd see the same price wars with consumers as the winners.
Insurance companies have made life easier for people who experienced accidents and illness. Yet, they somehow get blamed for the rising cost of medical care. If anything, big pharms and some hospitals took advantage of insurance because they knew they'd get paid. There was a lot of Medicare fraud in the past where doctors were padding the bills for Medicare patients. Yet, the companies take the blame.
Don't like insurance, don't get it. Pay those who give you medical care out of your own pocket and spend the rest of your life paying the bill when you have a serious illness. Or let insurance pay thousands, even millions and realize what a great return on your investment it is. Many doctors won't accept patients without insurance and yet insurance companies get the rap for all that is wrong. Medicare only pays a portion of what is owed and the hospital has to absorb the cost that Medicare won't pay. Of course, they pass it on to others who have insurance and the companies end up paying.
Before insurance companies existed, people were on their own. I think it was a good idea for people to create insurance companies and for a relatively small investment, they'd pay the big bucks when needed. Where's the downfall?
It would be nice if medical costs came down. Of course, many people get treated and never pay their bill. If those without insurance could at least pay a small amount each month toward their hospital bill, it would make a huge difference. Maybe hospitals wouldn't raise the cost of an aspirin tablet to $10 if they were getting payments each month from the thousands who owe them.