Hey Michael, did you run off?
I have some more information from your website that proves my point about this being a nationalized health insurance plan. By the way, did you even read your link? I can't believe how lucky I was that you gave it to me, because it says exactly what I have been saying all along!
Thank you! Thank you!! Thank you!!!
Here check this out:
[ame=http://www.grahamazon.com/sp/how.php]How Would It Work | Single-Payer: Answers and Facts about Health Care for All[/ame]
Single-payer national health insurance would provide health insurance coverage for everyone in the United States (the US currently has about 45 million uninsured), alter the way businesses pay for health care, modify how doctors are paid, how hospitals calculate their costs and budgets, and how much prescription drugs cost in the United States. Let's look at a couple of stories from average patients and health care workers to give a couple examples of how a single-payer system might work in the United States. Then we'll break it down by group by group--and give an overview of how patients, physicians, businesses, hospitals, and insurance companies would end up in the single-payer world.
Then next page:
[ame=http://www.grahamazon.com/sp/how2.php]How Would It Work | Single-Payer: Answers and Facts about Health Care for All[/ame]
Patients
Patients would have access to all medically necessary care, including doctor visits, hospital care, prescriptions, mental health services, nursing home care, rehab, home care, eye care and dental care. (Sorry, "medically-necessary" doesn't cover cosmetic surgery or botox injections.) Patients would have their complete choice of doctors, cheaper prescription drugs, and no bills for health care.
I wonder if Abortion services will be added to that fray before all is said and done... oh, wait, of course it will because we have legalized abortion in this country and since the government will be paying all medical expenses, abortion will have to be covered so no more worry about public funding of abortions. We will simply have to accept that that is the way things are!
More from this page:
Doctors
Most primary care physician doctors' incomes would stay about the same (when Canada passed its health care reform, salaries actually went up). Specialists' incomes would decrease, but doctors' own costs would be decreased, too: they could spend less on office staff and employees that work on insurance claims, as well as the health insurance for those workers.
Great! Now our medical professionals will be working for the government and the government will be dictating to them their wages. Wait a minute? I thought you said they would stay private. Private physicians should have the right to set their own fees don't you think?
Edit: Oh Man, I'm rereading this checking for spelling etc and I just noticed that about less office staff and employees... um, might I mention the unemployment office again?
Medical Students
Medical students would graduate with significantly less medical debt, if the single-payer plan mimicked the Canadian system. Many students cite debt (currently averaging around $90,000) as a reason they do not enter the field they truly want to enter.
Oh great, now the government will be telling the Universities what they can charge for medical school too!
Hospitals
Hospitals would all be converted to non-profit status, after a one-time payment to investors (several of the largest for-profit hospital chains have paid billions of dollars to defrauding Medicare recently). Hospital billing would be virtually eliminated. Instead, hospitals would receive an annual lump-sum payment from the single-payer to cover its expenses—a "global budget." A separate budget would cover such expenses as hospital expansion, the purchase of technology, marketing, etc. Hospitals would no longer close because of unpaid bills.
Okay, you told me everything would remain private. Were you lying to me? Because this sounds to me like they become government entities not non-profit organizations.
Businesses
Businesses would see the single-payer system decrease their health costs and remove the burden of administering health insurance for their employees. They would gain the competitive advantage that Canada and other countries have from decreased health costs per worker, and wouldn't need to worry about health care cost increases every year--the single-payer system helps control costs much better than the current system does.
OUCH!!! Son of a *****!!! You know what I see here? Payroll taxes. Someone has to pay for this and it will have to be you and me. You know what? Many employees have 100% of their health insurance paid by employers... think they are going to like having 100% of their health insurance taxes yanked from their pay checks?
edit: You know what else I see here? The single payer system helps control costs much better than the current system does... know what that means? Doctors wages will be controlled by the government too.
Health Insurance Industry
The health insurance industry would be mostly eliminated--only organizations that actually employed doctors (like Kaiser Permanente in California) would be allowed to continue to operate. One single-payer bill would provide one percent of funding for retraining displaced insurance workers during its first few years of implementation.
And now for the real killer! What did I say a couple of posts ago about unemployment for employees of health insurers? There it is, my friend. Everyone of them lose their jobs. We are not just talking about CEO's, CFO's, COO's we are talking about the whole ******* kit and kaboodle!!!
Oh, but get that last sentence!!!!
One single-payer bill would provide one percent of funding for retraining displaced insurance workers during its first few years of implementation.
One of the bills provides for this? WHAT ABOUT THE OTHERS!!!
Next page please:
[ame=http://www.grahamazon.com/sp/how3.php]How Would It Work | Single-Payer: Answers and Facts about Health Care for All[/ame]
Okay. You got me. I lied. Please forgive me. Most blueprints suggest that the US would have regional payers--so, maybe a Western, Mountain, South, Midwest, South, and Northeast payer. Each would be responsible for a certain number of states, and each would still work with the others, so that if you live in California and take a trip to Atlanta, you're still covered. These payers would handle their states' paperwork and payments, and would get their money from the federal government, who would collect all the money to begin with.
Wholly shit! Didn't you say this wasn't government run? Here let me spell it out for you:
These payers would handle their states' paperwork and payments, and would get their money from the federal government, who would collect all the money to begin with.
My God... that could not be any clearer, could it?
Next page:
[ame=http://www.grahamazon.com/sp/financing.php]Single-Payer Financing | Single-Payer: Answers and Facts about Health Care for All[/ame]
Luckily there's already plenty of money in the health care system. The US spends double what most other countries spend on health care, and Americans still have shorter lifespans, and 45 million people still go uninsured every year. Many financing schemes exist. Hundreds of billions of dollars could potentially be saved in administrative costs, which would far exceed the amount needed to insure everyone in the United States. Put most simply, the money that businesses currently pay for health care would go to the single-payer; this would make up most of the money needed.
Uh Oh, I was wrong, this guy doesn't plan on paying for this with payroll taxes. He is proposing additional taxes on business my guess is he is including small businesses that can't afford it in the first place although he doesn't say that.
Uh Oh, wait a minute there is that nice little catch phrase there:
this would make up most of the money needed.
If you ask me, that is pretty scarrrrryyyyyyyyy!!! Where is the rest of it going to come from? Payroll Taxes? Are we going to start with a 1% payroll tax like we did with Social Security and now we are at 6.2% and probably going to increase again in the future?
Okay next page:
Cost/Financing/Funding
Won't this bankrupt us?
Health care coverage is already subsidized heavily by federal, state, and local taxes. In fact, fully 64% of health care spending is already from taxes. Employers would pay a small payroll tax, but this tax would be instead of paying health care premiums like most employers pay now. Most employers that currently offer health insurance would actually save money. Small businesses will no longer be at a disadvantage in obtaining good health coverage for their employees and thus competing for the best employees.
Okay for the record, I won't link the page about the author, but he said he is a Medical Student. I highly doubt he has (or had at the time he wrote this) any business experience. Yet he is preaching that business will save money. First, I don't buy that at all. Politicians will tell you that... they rarely come through with those kinds of promises.
edit: Do you realize that not all employees take health insurance benefits even when offered? Some have spouse or parents who cover them, some simply can't afford the amount they would have to have deducted from their pay checks so chose not to. That being said, businesses don't have to cover 100% of their employees coverage now and they don't have to cover 100% of their employees, but under this system they will have to pay for every employee. I like his "most employers that currently offer health insurance will pay less". That is an unsubstantiated claim. They will have to cover 100% of their employees AND their families even those who would not have taken coverage because their spouse covers them. Then we have those employers who simply can't afford to offer any benefits at all. Tough shit for them right?
And what about those employers that don't and can't cover their employees health insurance? Touch F'ing shit for them, right?
For the record, a lot of business have been dropping or severely reducing their health care coverage because they can't afford it now. But, come the single payer system... tough shit.
Hehe, look at that page, there is a section entitled "free market" here is the full quote from that section:
That is it. It is blank. Is that because the "free market" is dead under this system? Hell yes it is.
Government Control/Socialized Medicine
A national health service would have the efficiency of the Post Office, the bureaucracy of the IRS, and the compassion of the Army. You really want that?
Governments do some things better than others--so do corporations. Medicare is the most efficient health care system in the US, with administration costs about 20% of the average HMO's administration costs. And if you think there's no such thing as corporate bureaucracy, you've probably never had a problem with your HMO. Ask anyone who has. Any system is going to have some red tape. But it's a matter of having *one* system of red tape, or 50 different ones. And government's not all bad. Government has provided us with public libraries, the GI Bill, Social Security, police and fire protection, the Do-Not-Call list, emergency services, national parks... there's bad, sure, but that doesn't mean you can just ignore the good.
Oh boy!!! Am I going to have fun with this section!!!!
First I do agree, the government got the "Do-Not-Call list" thing right. Was that under Bush or Clinton? I can't remember.
This guy is a liberal government flunky if I have ever seen one.
Medicare the most efficient system in the US. I suppose it has some pluses, but I can't think of any. I do know that there is suppose to be a hell of a lot of Medicare fraud out there committed by physicians because they don't get paid what they think they should be getting paid. So, you are proposing to increase this problem?
Red tape? He has a point there... except that under this system, if the government tells you no, then you don't have any choice at all... you are simply
SCREWED.
Physician Income
Wouldn't physicians make much less money in this system?
Most physicians would make less gross money, but the same net amount. Because the system would have much simpler billing (there's only one form to fill out), physicians would have much smaller costs, too. Canadian physicians make similar amounts to what US physicians make; specialists generally make less, but medical school is much less expensive and debt-ridden in Canada than it is in the US. Physician income is also much more stable in Canada, where the government is required to pay physicians within 30 days of the bill, or interest is charged to the government. (And surprisingly, when Saskatchewan, the first province to enact national health insurance act in Canada, started its program in 1963, physician incomes increased by 35% the next year.)
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We're back to the idea of physicians being employees of the federal government... maybe not legally, but certainly effectively they will be employees of the federal government. Some may like that, some may not. Working for the federal government has some great benefits... but, since they are not actually employees of the federal government per se, they probably won't get those benefits. They will simply have to take what ever the government wants to give to them. I wonder if they will be allowed to form a union like say the Air Traffic Controllers?
I'm sorry, I simply don't trust the government to compensate them fairly especially when the shit hits the fan in regards to the National Debt.
Here is once again the last three sections of the page all blank:
Taxes
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Technology
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The Uninsured
I wonder does he want to tell us there will be no taxes? I doubt it... wait, he already said employers would pay MOST of the costs... most means not all... that means someone else is going to have to pick up the rest of the costs. You don't think it will be the political parties themselves do you? No, of course not, that is right you and I will pay for it.
Technology? Blank? Why? Truthfully, I don't think advances in technology is going to stop completely. But, I do wonder what the net effect will be and how will corporations that develop such technology be compensated for their R & D? Gotta wonder about that.
The Uninsured also blank.
There is one very good thing about a Single Payer Health Care System. That is that it is universal... (hmm, should I comment on that or not, no, I will refrain) There will not be any uninsured any longer. That is a good thing. I never said it was entirely bad. There are some good things that could come out of a Single Payer Universal Health Care System. Personally, besides the fact that there would no longer be any un (or under) insured people, I like the ease of not being billed for services and simply going to the doctor when I need to... um, as long as the right wing fear mongering about long waits for services in Canada are nothing more than fear mongering.
I'm sure you are wondering what happened to me... this link you provided was JUST TO ******* GOOD TO PASS UP.
Thank you so much for your assistance. I'm not sure I would have discovered this gift without your help.
Immie
PS I owe you a case of beer my friend... um, bullshit, I owe you a full three course meal at your favorite (and most expensive) restaurant with the lovely lady of your choice AND a case of beer. Too bad, I'm unemployed at the moment thanks to the economy. CAIO
PPS I suspect you have given up waiting for my reply. I'll make sure you see this next time you come online... Hell, I'm going to post this on its own thread later today. Your help was damned near priceless.