good girl, but you said its ok to remove the profit element from funding???
Profit is beauty and truth wherever it is found-right??
The profit in funding health care is leading to excessive administration costs, overly aggressive denial of claims, tying up time and resources, both at the doctor's end, and the patient's, increasing the doctor's operating costs in the bargain. This is hardly your cost efficient free market model, Eddie. It's why your country has the most expensive health care in the world.
Plus every insurance company has different billing codes, and different payment methods, which means that doctors have to hire third party billing companies just to bill the various insurance companies, further adding to the costs of administration. The American system spends over 30 cents out of every health care dollar on administration, compared to under 10 cents in Canada.
In Canada, there are one set of billing codes because there is only one payer. All services on the government list have one code and one billing rate. My doctor's receptionist does his billing, and that of the doctor he shares office space with. There are no third party medical billing companies in Canada, removing an entire layer of administration costs. There's no pre-approval of procedures or tests, speeding up the process. Time that doctors don't spend on preapprovals and dealing with insurance companies, can be spent with more patients increasing their income.
One doctor who had a family practice in both countries said that he made more money in the US, in terms of the amount he billed, but billings and collections ate up so such big chunk of what he earned, and he had to write off unpaid fees every year. In Canada, he earned less, but he got to keep more of it, and there were never collections problems or bad debt write-offs. Because he didn't have to deal with insurance companies, fight for approvals, or worry about getting paid, his medical practice was much less stressful and he could focus better on patient care.
Everything you want from your free market health care - less administration, lower costs, better outcomes, is available in every single payer health care country in the world, and not available in the US, and yet you cling to the idea that the free market will do it cheaper.
Will the conservative mind every admit that there are just some things that government can do better and cheaper? So far, in face of overwhelming evidence that single payer is more efficient, cheaper and better, you continue to refuse to accept cold hard facts.
I guess the conservative IQ isn't quite up to accepting facts.