Credit Card APR....35.99%

[OKTexas]

I have Alaska.
$75 yearly fee...well worth it.
I get free upgrades to Exit rows. ($68 for each of us)
I get 2 Free Bags for each member traveling with me. (Extra Bag is $40)
Companion Fare of $99.
Air Miles, which do vary greatly....Last flight to TX cost me and the wife $0, plus the $10.50 fee. So, Flight to TX, cost us $21....................Nice.

Well I don't have a yearly fee and a miles card would be worthless to me. I haven't flown since TSA took over the airports. If I go somewhere, I drive. So I'll take the cash.

.

 

[Winco]

Well I don't have a yearly fee and a miles card would be worthless to me. I haven't flown since TSA took over the airports. If I go somewhere, I drive. So I'll take the cash.

.

Great.
Miles benefit me.

 

[Winco]

Well I don't have a yearly fee and a miles card would be worthless to me. I haven't flown since TSA took over the airports. If I go somewhere, I drive. So I'll take the cash.

.

Agree, that is why each person needs to choose the "CC" that benefits them the most.
I'm happy you have made the best choice for you.....Well Done.

 

[HikerGuy83]

Probably, but tell me why this is even allowed.

Because it's "business".

It's disgusting and I wonder where Pelosi and Co. are. Probably raking in dividends from investments in these kind of theives.

 

[Winco]

Because it's "business".

It's disgusting and I wonder where Pelosi and Co. are. Probably raking in dividends from investments in these kind of theives.

WOW, and really WOW, that you think (BELIEVE) that it is just Pelosi, when in FACT, this is FACT......... both parties (D) (R) b benefit from Insider trading.

I blame ALL politicians for this abuse of power.

HikerGuy83 , will you join me in calling out ALL politicians?


or Be a ******* coward. Your choice.

 

[HikerGuy83]

WOW, and really WOW, that you think (BELIEVE) that it is just Pelosi, when in FACT, this is FACT......... both parties (D) (R) b benefit from Insider trading.

I blame ALL politicians for this abuse of power.

HikerGuy83 , will you join me in calling out ALL politicians?


or Be a ******* coward. Your choice.

I'll join you in calling out the entire clown show.

But you trying to corner me pisses me off. Suka

 

[Winco]

I'll join you in calling out the entire clown show.

But you trying to corner me pisses me off. Suka

Can YOU admit that ALL politicians are scum?

 

[HikerGuy83]

Can YOU admit that ALL politicians are scum?

Admit? Like I know them personally?

I will say that I am suspicious and assume they are until they prove otherwise.

 

[katsteve2012]

Ok, I'm just asking and NOT blaming any POTUS, Political Party, or Policy.

This has been going on for years......but how is it allowed?
Here is the random letter I received in the mail for a CC offer.

Am I missing something here......?
Probably, but tell me why this is even allowed.

View attachment 1154395
[URL unfurl="true"

One reason that store credit cards carry such high interest rates is that
retailers participate in revenue-sharing agreements with the financial institution that issues the store credit card
In these partnerships, the retailer earns money from a cut of the interest and fees collected from cardholders, which are typically much higher than on general-purpose credit cards.

Store credit cards are a significant profit center for retailers.

Not trying to issue any credit management advice here, but store cards in general always carry at least a 30% interest rate, and they do very little to enhance ones credit rating.

 

[Mr Natural]

Pay the balance each month.

Problem solved.

 

[SassyIrishLass]

Pay the balance each month.

Problem solved.

It's too easy to get caught up in not doing that and the reason people get caught up in perpetual interest payments while doing little to reduce the principle

 

[Lisa558]

even with good credit the interest rates are criminally high !

I have good credit and my rate on my bank credit card is 5.7%.

People should avoid store credit cards.

 

[Bootstraps]

Never had a credit card, never plan to. I'm not going to spend money that I don't have. That's how you shoot yourself in the foot.

 

[EvilCat Breath]

Many times we've ue.sed our cards to purchase, get the rewards and pay off the same dated m

I used to buy clothes and take the credit card discount then pay the purchases off before I left the store. I did that half a dozen times. Then they cancelled me.

 

[HaShev]

 

[Deplorable Yankee]

Ok, I'm just asking and NOT blaming any POTUS, Political Party, or Policy.

This has been going on for years......but how is it allowed?
Here is the random letter I received in the mail for a CC offer.

Am I missing something here......?
Probably, but tell me why this is even allowed.

View attachment 1154395

Manage your account

d.comenity.net

Just shred it

 

[CrusaderFrank]

It shouldn't be allowed, but it is. Credit card companies are nothing but legalized theft.

Best thing you can do for any credit card application is tear it up and throw it away.

But they own Congress

 

[Rambunctious]

Loan sharks.... I know there are times when people due to emergencies have to use a credit card... I've been there... but you must repay it as fast as you possibly can... even if it means a second part time job... the int rates will rip you off....

 

[dblack]

Ok, I'm just asking and NOT blaming any POTUS, Political Party, or Policy.

This has been going on for years......but how is it allowed?

Are you asking why people are allowed to sign up for a CC with such a high interest rate?