Credit Card APR....35.99%

[Old Rocks]

Have not had a credit card in 30 years. No problems at all with credit cards.

 

[JohnDB]

 

[Winco]

Credit is a product. You are paying annual fees and interest for that product. Why do people pay 400% interest for payday loans? Stupidity. You can't fix stupid.

I agree.
It's probably because they NEED MONEY.
Ya think.

 

[Concerned American]

I agree.
It's probably because they NEED MONEY.
Ya think.

I've been there and done that. It didn't take me long to figure out that a fool and his money will soon be parted. Trouble is there are too many that the school system has failed. Either that or you can't fix stupid. Ya think.

 

[Winco]

I've been there and done that. It didn't take me long to figure out that a fool and his money will soon be parted. Trouble is there are too many that the school system has failed. Either that or you can't fix stupid. Ya think.

Can you just stop with the attacks.....
How does this support your right wing bias?
It doesn't.

When does family take responsibility for the 'money fools' rather than your target of 'schools'?

 

[Concerned American]

Can you just stop with the attacks.....
How does this support your right wing bias?
It doesn't.

When does family take responsibility for the 'money fools' rather than your target of 'schools'?

If the schools don't teach financial responsibility and the the math that is required to understand it, who else would you blame?

 

[Winco]

If the schools don't teach financial responsibility and the the math that is required to understand it, who else would you blame?

Well, and the the math,

 

[Winco]

If the schools don't teach financial responsibility and the the math that is required to understand it, who else would you blame?

Schools do teach this.
Do you deny this fact?

 

[Concerned American]

Schools do teach this.
Do you deny this fact?

Judging by the reports of the number of people who are drowning in credit card and payday loan debt, they aren't doing a very good job. Do you deny that?

 

[Winco]

Is that it?
A blank response!

Old man, step up and compete.
You are currently trailing.

 

[konradv]

Biden tried to solve that, but MAGA called it socialism, though I haven’t heard a peep about Trump taking 10% of Intel.

 

[JohnDB]

Biden tried to solve that, but MAGA called it socialism, though I haven’t heard a peep about Trump taking 10% of Intel.

This was one of the things I liked about Biden Admin. There weren't many but this one I liked. Student loan forgiveness was one of his best....sorta.

It helped the people stuck under these things. And those with contractual forgiveness for teaching, working for non-profits and etc were getting shafted and forced to continue paying even though they had completed all obligations.

However, there's more than one way to skin a cat....and the forgiveness only made schools charge even more fees, higher tuition, and on campus dorm room rates.

So...on one hand great....the other not so good. The education hasn't improved....nor has wages after getting a job.

My Sister in Law just completed a professional masters degree and is in 100k in debt. She pays a mortgage payment every month ($1k) for payments but only makes 40k/yr. She can't afford to live. No new car, no apartment, just food, gas groceries, phone, meds, insurance and etc. That eats up everything she makes.

Not an ivy league school either....just a state school.

It's needing to be fixed quickly.

 

[OKTexas]

LOLLOLL...... prove it Robert.
You have a CC company that pays YOU? LOLLLOLLL

BTW, I charge 3-5K per month on my Alaska CC, and I pay it off BEFORE any interest is charged.

But sure dementia man, you, and only you, have a CC that actually pays you to use their card.
How does this make any sense in the Capitalist World of Banking.
Please explain, and share your success.

My USAA credit card pays me 1.5% cash back on everything I charged. My Capital One pays me 3% back on dining and groceries. I haven't paid a dime in interest or fees to either. I get an average of $80-90 cash back a month.

.

 

[Winco]

My USAA credit card pays me 1.5% cash back on everything I charged. My Capital One pays me 3% back on dining and groceries. I haven't paid a dime in interest or fees to either. I get an average of $80-90 cash back a month.

.

This thread post was about charging 35.99% on a card.
Which was just a random message sent.


NOT about what you have.

Dear Lord.

 

[OKTexas]

This thread post was about charging 35.99% on a card.
Which was just a random message sent.


NOT about what you have.

Dear Lord.

Yet you said this, and you think you have room to make claims about dementia?

But sure dementia man, you, and only you, have a CC that actually pays you to use their card.
How does this make any sense in the Capitalist World of Banking.
Please explain, and share your success.

I simply did what you asked. My cards pay me to use them The rate could be 50% and I wouldn't care, because I pay everything off monthly and pay no interest, just like you claim you do.

.

 

[Winco]

Yet you said this, and you think you have room to make claims about dementia?

I simply did what you asked. My cards pay me to use them The rate could be 50% and I wouldn't care, because I pay everything off monthly and pay no interest, just like you claim you do.

I have Alaska.
$75 yearly fee...well worth it.
I get free upgrades to Exit rows. ($68 for each of us)
I get 2 Free Bags for each member traveling with me. (Extra Bag is $40)
Companion Fare of $99.
Air Miles, which do vary greatly....Last flight to TX cost me and the wife $0, plus the $10.50 fee. So, Flight to TX, cost us $21....................Nice.

 

[Yarddog]

It's this ^^^^^^

I don't need to negotiate, I was just offering a PSA, and you turned it into an personal attack by saying.....

You're being way over defensive, why even bother posting this thread if you get so upset over comments that dont even mean that much?

 

[drudge X]

Comenity Bank is full of shit and full of haters. I used to play credit card companies myself. Sign up for a card with lots of points after $1000 or $3000 spent. After points are deposited, cash out. Next, wait for intro rate expired, cancel the card if there is an annual fee or place it in the drawer and wait for the cancellation letter for lack of usage. I used to have at least 20 credit cards.

 

[liarintheWH]

Wait…

Winco is a guy?

God almighty.

 

[Winco]

Wait…

Winco is a guy?

God almighty.

Yup.

How about you?


Seriously?