Biden's legacy

[Toddsterpatriot]

You can't blame a dude who's been in power for less than 4 years of implementing something that's A) not got much to do with the presidency and B) has been happening for a long while.

Since 1973.

 

[Concerned American]

Oh, sorry, that is what I make and I was using take home pay.

You dont know that health insurance comes out of a pay check? $1000 a month ($200 before ObamaCare).

You must be in a low pay no pay federal tax bracket, %24 so that $100k is closer to $75k.

Check my math? $75 / 12 = 6250

State income tax? That 75k becomes $65k
Social security? $55
Medicade? Unemployment? That come out to?

Yes, lets check my math. 55/12 = 4500

I guess you forgot to make a living and hence do not understand the cost of the governments we pay.

$100,000 does not buy a house that cost $400,000. Unless you are single without credit cards or a car payment

LOL, calm down. You didn't mention any of those other deductions. I was just commenting on the obvious miscalculation. Math is funny that way.

 

[Concerned American]

$100,000 does not buy a house that cost $400,000. Unless you are single without credit cards or a car payment

Please don't exaggerate. We have been doing it for fifteen years minus the car payment. Budgeting is apparently a lost art. You make it very difficult to present a logical argument -- and there are many, when you exaggerate.

 

[elektra]

Please don't exaggerate. We have been doing it for fifteen years minus the car payment. Budgeting is apparently a lost art. You make it very difficult to present a logical argument -- and there are many, when you exaggerate.

Liar

100k does not buy a $400k house
I did not present an argument, I presented facts

 

[Concerned American]

Liar

100k does not buy a $400k house
I did not present an argument, I presented facts

I'll let my mortgage company know.

 

[elektra]

LOL, calm down. You didn't mention any of those other deductions. I was just commenting on the obvious miscalculation. Math is funny that way.

There was no miscalculation, except on your part, when you failed to acknowledge we all pay taxes and social security.

Math? You presented an argument that was not factual. I never used math in my first comment. I just stated obvious facts

 

[elektra]

I'll let my mortgage company know.

Why, you lied, I caught you and exposed you

 

[Concerned American]

There was no miscalculation,

This is from your post #17
$2600 a month to buy a home, one needs much more than a $100k which gives a person only about $4400 a month
You mentioned nothing about anything other than the mortgage, principal, interest and insurance to produce the $2600 figure. And again I will remind you 100K/12=8333 with that information. Now don't get upset because you were wrong. Just admit it and move along. Doubling down just makes you look like a stupid democrat and from your previous posts, I know that is not true.

 

[elektra]

And again I will remind you 100K/12=8333 with that information.

Wrong?

Nobody who makes 100k brings home 8.3k a month

You are a liar misrepresenting, purposely, ones income.

 

[IDIOCRACY]

Oh, sorry, that is what I make and I was using take home pay.

You dont know that health insurance comes out of a pay check? $1000 a month ($200 before ObamaCare).

You must be in a low pay no pay federal tax bracket, %24 so that $100k is closer to $75k.

Check my math? $75 / 12 = 6250

State income tax? That 75k becomes $65k
Social security? $55
Medicade? Unemployment? That come out to?

Yes, lets check my math. 55/12 = 4500

I guess you forgot to make a living and hence do not understand the cost of the governments we pay.

$100,000 does not buy a house that cost $400,000. Unless you are single without credit cards or a car payment

Total tax on 100K for California residences is $28,022. Leaving you $71,978, or $6,000 a month. And that's before they nail you with local taxes, and 1% of the purchase price of the home, annually. The median price of a home in California is an eye popping $904,000, to live in that shithole. So fucking A, there's 9K for real estate tax, so now you got $5250 a month on a 100K job.

So let's say you have 20% down. Your mortgage without Tax and insurance is a WHOPPING $4,610. Leaving you virtually a big fat zero, but at least you own a house.

 

[elektra]

A 400k home will cost 2400 a month for the mortgage, 400 a month property tax, 200 a month insurance

3000 a month

Total tax on 100K for California residences is $28,022. Leaving you $71,978, or $6,000 a month. And that's before they nail you with local taxes, and 1% of the purchase price of the home, annually. The median price of a home in California is an eye popping $904,000, to live in that shithole. So fucking A, there's 9K for real estate tax, so now you got $5250 a month on a 100K job.

So let's say you have 20% down. Your mortgage without Tax and insurance is a WHOPPING $4,610. Leaving you virtually a big fat zero, but at least you own a house.

Is that state and federal tax? I figured 24% federal and 10% state.

 

[Winco]

to afford a median-priced home of $402,343

There are plenty of homes available for under $402,343.

Mathematically, like 50% of them.

elektra

 

[elektra]

Not really Biden's legacy ...

... You can't blame a dude who's been in power for less than 4 years of implementing something that's A) not got much to do with the presidency and B) has been happening for a long while.

Biden has been in power 50 years! Not less than 4

 

[elektra]

There are plenty of homes available for under $402,343.

Mathematically, like 50% of them.

That is exactly what the word, median, means.

Thanks for the telling everyone you did not understand what the word median, means

 

[Concerned American]

Nobody who makes 100k brings home 8.3k a month

You made no mention of take home pay in your post #17. You claimed that 100K only produced ~4K per month. Simple math proves that 100K/12=8333. Let it go. I am trying to be kind to you.

 

[Winco]

That is exactly what the word, median, means.

Thanks for the telling everyone you did not understand what the word median, means

I just did.

Mathematically, like 50% of them.

Can you explain why you think I misspoke?
I was 100% correct, but you people that struggle with math don't comprehend well.

 

[elektra]

You made no mention of take home pay in your post #17. You claimed that 100K only produced ~4K per month. Simple math proves that 100K/12=8333. Let it go. I am trying to be kind to you.

You cant dig yourself out of your hole. You had no understanding that everyone making a 100k does not bring a 100k home. That is gross, not net pay.

Next time I will find a cartoon that explains things in simple terms for you.

 

[Concerned American]

You cant dig yourself out of your hole. You had no understanding that everyone making a 100k does not bring a 100k home. That is gross, not net pay.

Next time I will find a cartoon that explains things in simple terms for you.

Listen you ignorant bi**h, Read your own posts. In post #17, your miscalculations said that your mortgage, tax and insurance would equal $2600/mo. Then you posted in YOUR post #31 that the mortgage amazingly grew to $3K/mo. Take another drink stupid. You can't keep your story straight 14 posts later. Now STFU and go to bed.

 

[elektra]

Listen you ignorant bi**h, Read your own posts. In post #17, your miscalculations said that your mortgage, tax and insurance would equal $2600/mo. Then you posted in YOUR post #31 that the mortgage amazingly grew to $3K/mo. Take another drink stupid. You can't keep your story straight 14 posts later. Now STFU and go to bed.

First off, I am a man you are arguing with. Elektra is a record label not a movie, per my avatar. You assume without thinking.

100k does not equal 8k in your pocket, which is what you implied.

You never argued how much the mortgage is, on a 400k loan, but you lost your other point so like an idiot you try and find fault where there is none

A 100k dont buy a 400k house is the argument I stated, in reply you claimed that 8k a month would buy that house, ignoring the obvious.

People making 100k a month do not take home 8k a month.

Bitch? Hahaha, you cant tell a record label from greek mythology or groos pay vs net.

Need I call you stupid? We all see you are stupid. I felt no need to point out the obvious, that you are stupid when you did it so well.

You dont have a job otherwise you could undrrstand gross vs net.

 

[Concerned American]

100k does not equal 8k in your pocket, which is what you implied.

You didn't say a word about IN YOUR POCKET moron.

You never argued how much the mortgage is, on a 400k loan, but you lost your other point so like an idiot you try and find fault where there is none

You also didn't specify a 400K loan. You claimed you couldn't purchase a $400K home. Do you realize that banks require a down payment? A $400K home would not be a $400K loan. BTW how much is the mortgage this post? $2600 or $3K?
Now run along missy.