And The Noose Tightens ...

debbiedowner said:
Don't have much to say except 90% of my clients are maga and going to shit their pants or drop their coverage. My last year. Nope, didn't surprise me.
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The next foot to fall, once the higher prices sink in and people start bailing, is reinstating the mandate. Or rather dialing the penalty back up. Technically, the mandate still exists.
 
dblack said:
The next foot to fall, once the higher prices sink in and people start bailing, is reinstating the mandate. Or rather dialing the penalty back up. Technically, the mandate still exists.
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Well, the mandate was always there but the SCOTUS said no penalty. The only way the penalty could come back if big insurers could persuade either side to somehow make the tax penalty law. Either way I am almost at the end of my rope with this crap.
 
debbiedowner said:
Well, the mandate was always there but the SCOTUS said no penalty. The only way the penalty could come back if big insurers could persuade either side to somehow make the tax penalty law. Either way I am almost at the end of my rope with this crap.
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I don't want to rub it in, but what are you frustrated with?
 
debbiedowner said:
Well, the mandate was always there but the SCOTUS said no penalty. The only way the penalty could come back if big insurers could persuade either side to somehow make the tax penalty law. Either way I am almost at the end of my rope with this crap.
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The big insurance companies wrote the ACA! Why would they want that?
 
dblack said:
I don't want to rub it in, but what are you frustrated with?
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There are several things.

One, the rules and regs they place on agents every year to protect the consumer, good and bad. The scammers always get around them and it doesn't matter what the government says.

Second, a good portion of people signing up have learned over the years to lie to you about income and then when they have to pay back a portion or all their tax credit on taxes call you and blame you.

Data matching issues. When you or anyone that does it themselves runs an application and answering questions 5 or 6 different agencies are checking your answers and if you have not answered them truthfully or to the best of your knowledge you have approximately 90 days to mail or upload proof you're not lying, although you are enrolled until at least you submit proof to the govt. This has not been so bad the past couple of years. But in the final rules by HHS it seems most will have to prove one thing or another for 2026 and beyond. This in it's self becomes one big hassle.

Self employed is a whole different story.

Most not all of my current clients after all these years finally know the difference between deductible, co pays and max out of pocket. Older clients seem to understand more if they have something major happen they will meet the max and that in network they will not pay for medical services after that point for the year.



I could go on and on but this is my last year.
 
mudwhistle said:
Why is it everything you libroids talk about turns out to just be something you're worried might happen, not something that has, or ever will happened?
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Because you're an idiot?

Why are you defending ACA??
 
Glad I have congress critter insurance.....Doubly glad they did not buy into the whole ACA thing for themselves.

I mean even way back when you knew it was a very bad deal when congress said "**** that noise".
 
I have had PPO type insurance forever. I am convinced it does little and does less since the ACA. With high deductibles and $10K family max out of pocket, the insurance costs you maybe $500/mo per person but they pay very little. Yes company paid 1/2 but that is just less pay to me. But it is pre-Tax lol. We still pay Medicare each week from paychecks forever till the checks stop. Then they take out $185? from SS (for those on it) for Medicare part B whatever that is? Charge you more when you do sign up if you go w/o insurance for too long? huh? what is too long?

The Claim is (no pun) they "negotiate" a lower rate for you for Doctor services.
But when you insurance lapses....and you pay cash it is often cheaper than the "negotiated" rate? huh? That's what they say?
Illegals and poor get it all free or they go to the E-Room. Cannot refuse service.
I never thought to try and say I was illegal or poor? So I don't know. Disabled get it free too, and SSDI pay.
 
BackAgain said:
I’m pretty sure there must be actual evidence to support the always reliable left wing propaganda entity we call NPR.

😂
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???

Now you're supporting ACA???

The two party thing has you guys flipping and flopping so much it's dizzying.
 
15th post
dblack said:
???

Now you're supporting ACA???

The two party thing has you guys flipping and flopping so much it's dizzying.
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Please indicate how you reached the “conclusion” that I support Obumblercare.

You’re really a very dishonest little troll.
 
BackAgain said:
Please indicate how you reached the “conclusion” that I support Obumblercare.

You’re really a very dishonest little troll.
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Well, in typical partisan, nitwit kneejerk fashion, you're condemning the OP as "propaganda". Presumably, you think it's supporting the ACA. But it's actually a stinging rebuke of ACA and backs up what I've said all along: that it was setup with gobs of premium subsidies to mask the damage. Now the premiums are expiring and the damage is becoming apparent.

But I'm sure you stopped thinking about half way into my first sentence, so nevermind.
 
dblack said:
Well, in typical partisan, nitwit kneejerk fashion, you're condemning the OP as "propaganda". Presumably, you think it's supporting the ACA. But it's actually a stinging rebuke of ACA and backs up what I've said all along: that it was setup with gobs of premium subsidies to mask the damage. Now the premiums are expiring and the damage is becoming apparent.

But I'm sure you stopped thinking about half way into my first sentence, so nevermind.
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I'm sure the MSM will figure out a way of making this all Trump's fault.
 
dblack said:
Well, in typical partisan, nitwit kneejerk fashion, you're condemning the OP as "propaganda". Presumably, you think it's supporting the ACA.
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You — as usual — presume incorrectly.

The claim from a group — cited in the piece you offered in your posted link — was that it will “increase” costs by 75%. That was your thread headline and that’s what I labeled as propaganda.

So, your ignorant presumption and ASSumption have no merit as usual, you blithering hack.
 
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