I'm all for dismantling the ACA, even though it's not "affordable" but this isn't the proper change I would vote for if I were a senator.
-Lazy old people are still getting more "tax credits" than those in their late teens and early 20's. Old people should have to pull money from their ******* 401k or pension before getting any kind of support for health insurance seeing as they're the ones driving up the costs and mooching off of the millennials. Yes, just sit on your lazy ass while the working class pays for your health insurance premium, why not? Better yet, why don't we give you a HIGHER subsidy than the working class? I don't think so. The government should tell each person above age 60 they'll get $50 a month if they get off their lazy asses and go to the gym at least three times a week. There's no point in having the highest percentage of taxpayer dollars going towards those who will die within 10-15 years anyways. This part of the law is the stupidest idea ever.
-The coverage until 26 mandate needs to go. People ages 18-26 should be paying for their own insurance. Other people within the same insurance company are paying for these people which adds to their premiums. It's a bad idea to even keep this idea in the new law. I'd say it's past due that college students actually get a punch in gut for once rather than coddling for a change. Be a man and pay for your own health insurance.
-Additionally, pediatric dentistry services should not be included in health insurance, and neither should preventative services, which also drive up premiums.
-Catastrophic insurance should be offered to anyone with with an income less than $75,000/year or $150,000 if married, and it allows for a high deductible, lost cost premium for sudden medical emergencies, with an HSA attached of course.
You are a nasty person. I can tell. I have always felt it appropriate to take care of seniors who need help. I bet you would never take care of your parents, or visit them as they are just a drain on society. $75 grand for a single man or women, are you on drugs.
Do you know who subsidizes congressmen's health insurance , We Do, and I'd like to say tomorrow you may find yourself a quad, with a brain but non working body and you would be a drain on society, or a para and then you would also be a drain, ALS, lets make it a bad case of MS so you suffer a long time. I have no idea about your upbringing , but we can safely assume it was not good.
So the middle class who's already squeezed to hell has to support these people? You and I both know the poor people aren't supporting them. Old people sit around with $500,000 in their bank account from their IRA they started when they were 25, and then get social security from the funds raised by the middle class, and now you want the middle class to give them higher subsidies than the middle class receives? Bull shit and no fricken way. Old people can drain their IRA on health insurance like I have to drain my paycheck to pay for it. They suck more from the system than anyone, so they can pay for it.
What is wrong with you? Do you not see what's wrong with that picture? If I make $55,000 a year and get a $75 a month subsidy, why should someone who doesn't work get a $400/month subsidy.... After all they have hundreds of thousands sitting in the bank they can use towards their $400.00/month health insurance premium.
Most that need help do not have an Ira or HSA. They have used their savings due to medical bills and or being out of work. A 400 a month premium, haven't seen that in decades. If you have a 400 a month premium now for a 60 year old man, the deduct would be 10-15 grand and OOP max 20 grand. You obviously do not know about insurance, but you are young. So lets talk about earned income, I do know a couple that got angry at the ACA, because they were going south for the winter, and if they took too much out of their IRA, (taxable income) they would not get a subsidy, its true. Its not the norm though.
Most people that get subsidies are those who work part time jobs, and or have a medical condition, and well do you know how many 50 year old men had to train Indians for their jobs? Check up on it. Those 30 million are not all low lifes, how do you feel about the congress and state workers getting tax payers subsidizes for HI?
The ACA was never meant for the upper middle class and that made most jealous, it was for those who lost their jobs and could not afford the high cost of HI. As you get older you will learn. Also I'm on Medicare and let me tell you I pay about 450 a month for insurance, Part B, Medigap and Part D. Nothing is free.