I don't understand how business works? 30 years as a small (35 employees) business owner. What I understand is that you don't have a clue. A business pays what the insurance company charges and pays employees the competitive rate to keep that employee. Where did you glean your misinformation?You mean that you lost your FREE coverage.
You don't understand how business works, do you? Before an employer decides what he or she can pay, they add up all employee costs, and then decide what hourly wage or salary to pay. They have to double your Medicare contributions, double your Social Security contributions, unemployment insurance, workman's compensation insurance, vacation and holiday pay, and yes, medical coverage.
Bottom line is any benefit you receive from your employer, you are actually paying it yourself, just indirectly.