And the agent's primarily interested in his fee. Before this year's deadline, do yourself a favor and check this out:
Subsidy Calculator Widget
You may save yourself a few $.
It wouldn't but thanks. It quotes me a no subsidy second cheapest silver plan estimate. My plan is no longer offered to new subscribers but is generally better than the silver plans because I have a lower deductible than most of those plans. The closest I could find just now going to the other website price wise to even what I am paying now has a slightly higher max out of pocket but the deductible is almost twice my current deductible.
Yipe. Sorry that happened to you. Whoever wins the election in November, that will change. For better or for worse? Hard to tell. In any case it will be a bumpy road to single-payer, but that's where it's going. Hang in there.
I don't see it getting any better under Hillary. If she cannot force me onto a worse exchange policy, I will continue to be soaked by the insurance companies to make up for their losses. The reason the government "saves" money is because the real subsidy comes off the government books from people like me.
Trump's "policy" on health care, like everything else, seems to change with the prevailing wind. But the Clintons, husband and wife, tried to reform healthcare decades ago.
Single-payer has to happen. The U.S. is the only industrialized nation that allows the insurers to rule. It has to change. The insurers know this, so they're scrambling to grab every dollar they can until it does.