So if you got $5,000 in credit card debt and your min pmt is $100 your monthly payment will now become $200! That's a pretty serious increase - especially if you've been budgeting tightly or you got high balances. How do the credit card companies get away with this? Didn't people accept and charge on their cards knowing that there would be only a 2% min pmt? (who on earth can read the tons of fine print?) What if banks just decided to double your mortgage payments? Maybe we need to read the fine print on our mortages too?