I didn't make it to the gun shop yet. I am in no hurry. I doubt if I would have to carry anyway since I live in a pretty decent town and there are not a lot of probs here. Yet. Still, those links JimBowie gave were great! I got some ideas from them, and will mixmatch to suit my own needs eventually.
I thought the same thing until I was faced with some pretty sketchy situations which made me reconsider. Whether you ever have to use your weapon, it's better to have it than be caught in a compromising situation without it. Once you start carrying you feel more capable of dealing with the unthinkable should it arise. Then, you feel naked without your weapon.