Only way you can do that is to use your debit card to withdraw cash from their ATM.
First swipe anywhere else? You get hit with the fee.
But again I think the market will work if the government will just stay out of it. We have the large lion's share of our cash assets with BOA. While we are by no means rich, there is enough cash on deposit to be more valuable to BOA as deposits than they would get from charging us $5/mo or $60/year. I'm hoping a proposal to move those deposits to a more friendly financial institution might persuade them to rethink charging the fee to us.
The idea of carrying large quantities of cash just to go grocery shopping etc. is not appealing to me. We can always write a check but I prefer the debit card so we always have our real time bank balance available to us without a lot of slower transactions out there still to come in. Besides, a checkbook won't fit in a man's pocket or in the Buxton organizer I carry when I go shopping.
Thats EXACTLY what I tried. They said no.
Well we'll see. We have been very loyal to BOA, but if they choose not to be loyal to their customers, then we will go where people want our business. If enough do that, the debit card charge will be eliminated quickly enough.
The idiiots in Washington never seem to learn that economic policy doesn't ever affect just the one issue they are addressing but also affects people's behavior and choices which will have a ripple affect in many unintended directions. If they don't want to keep bailing out the financial institutions, they should be looking for ways for them to be more solvent instead of adding more and more regulation that makes solvency more difficult to obtain.