How will your personal life improve? What will the indicators be in your world? Honest question, no hidden agenda. For me I'd like to see: - the price of food (particularly seasonal fruits/vegetables) will be reduced by 10% - of course gas prices fall, but with the annual summer hike in place difficult to ascertain how much of the current increase is due to economic downfall - small business increasing investments in developing technologies I am certain USMB has some sophisticated economic minds who desire liquidity and mobility. Am looking forward to that input, but my world is simple and rather risk adverse.