Turns Out Obamacare Premiums Aren't More Expensive After All

you have no Idea what you're talking about ... no where in any of the plans does it say you have to pay your deductible for a doctor visit .. no where!!! show us where it says you have to pay the deductible first for a doctor visit

I don't think that is the real issue anyway.

The REAL issue is that people are getting stuck with having to pay huge amounts
"out of pocket" BEFORE insurance will cover the rest.

Billy if you have to go nitpick at some "side argument" to have something to stand on,
that really looks desperate.

[To me, the whole issue of paying for this or that is AFTER the fact. The wrong has already been committed: of abusing govt to taking away people's civil liberties without "due process to prove" they committed any wrongful act or had wrongful intent in the first place.

I don't understand why are you "nitpicking" over whether people pay deductibles before or after receiving treatment.

My issue is why and how are people supposed to SUE AFTER THE FACT
to get rights and liberties back we never should have lost to begin with?

How can rights and freedoms be inalienable if you have to sue govt to get them back?]

As for these medical exchanges and payment plans,
NOTHING has shown me that these could not be set up by voluntary participation
through an optional system. I don't see anything here that requires govt to mandate.

Billy, do you realize that all these arguments would stop
if people had free choice which systems to patronize and which terms to sign up under?

It's called free will and consumer's choice.
Why can't we respect that, and not force any of these issues by imposing
business terms and contracts on people without consent?

no where in any of the plans does it say you have to pay your deductible for a doctor visit

in most plans the payment made goes towards the deductible

except the policy you presented where it does not get applied to the deductible
 
jon_berzerk. pull a plan off his web site ..not me.


i pulled several plans off the website

each clearly indicating that the deductible

needs to be met before the plan pays towards medical services
no it did not ... your own sources as I posed it for you to look at to see how wrong you were ...but you're too stupid to admit you're wrong ....a typical repub-lie-tard trait ... it said clearly if you went to the doctor for a visit you pay 40 dollars for the copay as I said and I posted where it was on the web site that you provided as your source ... it said you pay 40 copay, no deductible [paid


he said see you have to pay your deductible first

deductibles work as a pay as you go

o I went to his web site it gave all the information about deductibles

no you didnt you presented a link to one specific provider

the rest of your post is rambling nonsense
it was the provider that you posted you moron... you didn't follow through the whole coverage you posted parts of it that fit your needs here... you make these outrageous remarks post a source then turnaround then deny your own source

just fucking priceless

now you are lying again

it was your source that I went to ...then I posed the second page of your web site that you didn't look at ...now you can't stand the fact that once again you're wrong and that you are a liar ....
this is your web site deal with it liar.... http://www.ibx4you.com/health_plans/bronze_plans.html
 
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Why?

Well, you're a lair because you are an idiotic lost cause. Simple as that.

Go wax your Teslas, Cub Scout.

Personal attacks are not OK, they do not refute anyone's claim and offer evidence of one thing only: The attacker is too stupid/ignorant/mendacious and thus unable to offer anything of substance to refute another's claim.

so then why do you always use personal attacks when you're proved to be wrong ??? and don't say you don't ..
 
you have no Idea what you're talking about ... no where in any of the plans does it say you have to pay your deductible for a doctor visit .. no where!!! show us where it says you have to pay the deductible first for a doctor visit

I don't think that is the real issue anyway.

(BR)Bull Shit emily... pull your head out of your ass ...the idiot said you have to pay your 6000 dollar deductible before he got his office visit paid for ...you never pay attention to anything ...you just look for a opening to spew your nonsense

The REAL issue is that people are getting stuck with having to pay huge amounts
"out of pocket" BEFORE insurance will cover the rest.

that all depends on what policy you bought ... again your nonsense ... I got a policy that say for surgeries I have a 1200 dollar deductible .... that's because that's what I picked ... if I want a 500 dollar deductible I could get one ... If I want 100 dollar deductible, I can pick that one too... you are not forced to accept a deductible that you don't want... deal with it

Billy if you have to go nitpick at some "side argument" to have something to stand on,
that really looks desperate.

you haven't look at the argument from the beginning ... you have no Idea what this whole thing is about you just love to come here a ramble on and on about what you have no Idea its about .. by you jumping in you look stupid ...

the guy said before you get your office visit to a doctor or get a prescription paid for, you have to pay your deductible, in this case it was a 6000 dollar deductible, I called him on it ... the fact that he got caught lying about it, he switch what he was talking about ... he then said you have to pay your deductible first before any of your services are paid for... I called him on that .... I said we aren't talking about that .... we are talking about doctor visit ... now you jump in trying to defend the guy ... making you look desperate ... and the republican liars here even more desperate ...



[To me, the whole issue of paying for this or that is AFTER the fact. The wrong has already been committed: of abusing govt to taking away people's civil liberties without "due process to prove" they committed any wrongful act or had wrongful intent in the first place.

and now your bull shit start which has nothing to do with the conversation ... right on que!!!!

I don't understand why are you "nitpicking" over whether people pay deductibles before or after receiving treatment.

we aren't talking about paying deductibles before treatment or after treatment ... if you paid any kind of attention, which you never do, we are talking about having to pay a 6000 dollar deductible first before your office visit gets paid for ... that's is a lie ...and if the doctor prescribes a prescription you have to have that 6000 dollar deductible first before you get your prescription paid for... that too is a lie ... that's what we are taking about you're looking pretty stupid here now... you are right ... you don't understand what we are talking about

My issue is why and how are people supposed to SUE AFTER THE FACT
to get rights and liberties back we never should have lost to begin with?


we aren't taking about being sued here you are

How can rights and freedoms be inalienable if you have to sue govt to get them back?]

we aren't taking about being rights and freedoms here you are

As for these medical exchanges and payment plans,
NOTHING has shown me that these could not be set up by voluntary participation
through an optional system. I don't see anything here that requires govt to mandate.

Billy, do you realize that all these arguments would stop
if people had free choice which systems to patronize and which terms to sign up under?

are you fucking NUTS????

It's called free will and consumer's choice.
Why can't we respect that, and not force any of these issues by imposing
business terms and contracts on people without consent?

nobody is being force to buy insurance, nobody ... if you don't want to buy insurance then honey you don't have to ... like always emily you have no Idea whats going on ...
 
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you have no Idea what you're talking about ... no where in any of the plans does it say you have to pay your deductible for a doctor visit .. no where!!! show us where it says you have to pay the deductible first for a doctor visit

I don't think that is the real issue anyway.

The REAL issue is that people are getting stuck with having to pay huge amounts
"out of pocket" BEFORE insurance will cover the rest.

Billy if you have to go nitpick at some "side argument" to have something to stand on,
that really looks desperate.

[To me, the whole issue of paying for this or that is AFTER the fact. The wrong has already been committed: of abusing govt to taking away people's civil liberties without "due process to prove" they committed any wrongful act or had wrongful intent in the first place.

I don't understand why are you "nitpicking" over whether people pay deductibles before or after receiving treatment.

My issue is why and how are people supposed to SUE AFTER THE FACT
to get rights and liberties back we never should have lost to begin with?

How can rights and freedoms be inalienable if you have to sue govt to get them back?]

As for these medical exchanges and payment plans,
NOTHING has shown me that these could not be set up by voluntary participation
through an optional system. I don't see anything here that requires govt to mandate.

Billy, do you realize that all these arguments would stop
if people had free choice which systems to patronize and which terms to sign up under?

It's called free will and consumer's choice.
Why can't we respect that, and not force any of these issues by imposing
business terms and contracts on people without consent?

Billy's ego has been wrapped up in this from the first day he arrived here.

He can never be wrong and he can never accept a negative in conjunction with the ACA.

The moment he began arguing that the "mandate" was not a "mandate" because you could "choose" to pay the "tax" instead was a huge insight to his mind......and the limits there in. this is funny :lol::lol::lol::lol:

He will go to ANY length to protect the Boi King and ANYTHING connected to him.
any you keep embarrassing yourself every time you post, paid poster...:lol::lol::lol:

and nobody takes a paid poster from blue cross blue shield like you serious antares.. :lol::lol::lol:
 
looks like you got your head in your ass again yes I understand there are all kinds of different plans ...what they all have in common and I've said this before .... the fact that you're a dumb fuck says it all ...you don't pay attention Zoom Ding-a-ling

jon_berzerk. pull a plan off his web site ..not me... he said see you have to pay your deductible first ... I said you didn't...he argued the issue as if he had a clue ... so I went to his web site it gave all the information about deductibles ... what he did do is look at the whole plan... he found one section then said to himself oh I've got him now then he posted it with a web site attached ... the problem jon_berzerk had was he didn't do any research ... he stop at that one page ... where he got his information ... the problem he didn't address was right in the plan that jon_berzerk picked, not me...on one of the list it said office visit ... so I clicked on it ... what it said, and you can go there too and ook for yourself where you need to stop being such a dumb fuck ... it said all you pay for a office visit was 40 dollars for that plan that jon_berzerk picked not me ... so Zoom Ding-a-ling bull your head out of your ass

You said no plans have it so you have to pay out of pocket for docs visits/meds untiil you reach your deductible. I posted such a plan that DOES require you to pay out of pocket until you reach your deductible, including doc visits/meds, etc. You ignored it, you didn't even bother going to the link I posted! The retard is strong in you. Do I need to post it yet AGAIN for you bill-ye-fucking-retard????????



Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible

https://www.healthcare.gov/find-pre...yerCoverage=no&householdSize=1&income=$35,000

GO TO THE FUCKING LINK, YA RETARD. READ. LEARN.

try and keep up you fucking moron

^ :lol: :lol: yes, bill-ye-rock-head, please do try and keep up


I see no point in arguing with you any further. You're doing a fine job of proving your complete ignorance on your own.

--LOL

yeah and the plan he posted office visits do not apply to the deductible

never said they did ... you said and you keep lying here about, that you have to have that 6000 dollar deductible paid first before you get your office visit paid for ... I called you on it ... you keep changing it to something else just like you did here ...

we aren't talking about office visits being apply to the deductible ... we are talking about you having to pay your deductible first, your 6000 dollar deductible, before your office visit gets paid for ... that's what you said had to happen ... I said it doesn't work that way ...but you keep changing the subject from what you first said from the get go .... then you try to make yourself look good by changing from what you originally said... all you've done here is show us that you can tell the truth ... that you can't defend what you said ... now that you have made a fool of yourself once again you realize what you have done here you now say that you give up ... got it... :lol::lol::lol:
 
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you have no Idea what you're talking about ... no where in any of the plans does it say you have to pay your deductible for a doctor visit .. no where!!! show us where it says you have to pay the deductible first for a doctor visit

I don't think that is the real issue anyway.

The REAL issue is that people are getting stuck with having to pay huge amounts
"out of pocket" BEFORE insurance will cover the rest.

Billy if you have to go nitpick at some "side argument" to have something to stand on,
that really looks desperate.

[To me, the whole issue of paying for this or that is AFTER the fact. The wrong has already been committed: of abusing govt to taking away people's civil liberties without "due process to prove" they committed any wrongful act or had wrongful intent in the first place.

I don't understand why are you "nitpicking" over whether people pay deductibles before or after receiving treatment.

My issue is why and how are people supposed to SUE AFTER THE FACT
to get rights and liberties back we never should have lost to begin with?

How can rights and freedoms be inalienable if you have to sue govt to get them back?]

As for these medical exchanges and payment plans,
NOTHING has shown me that these could not be set up by voluntary participation
through an optional system. I don't see anything here that requires govt to mandate.

Billy, do you realize that all these arguments would stop
if people had free choice which systems to patronize and which terms to sign up under?

It's called free will and consumer's choice.
Why can't we respect that, and not force any of these issues by imposing
business terms and contracts on people without consent?

no where in any of the plans does it say you have to pay your deductible for a doctor visit

in most plans the payment made goes towards the deductible

except the policy you presented where it does not get applied to the deductible

we aren't talking about visit get applied to the deductible, or even if they do... you said, and I haven't change my position from the beginning, you said that your 6000 dollar deductible has to be paid for first before you get a office visit or your prescriptions paid for ... I call you on that ... I said that's a lie ... then you start tap dancing all over the place hearing nothing that I have said... you tried to intimidate me an others on what you know about policies... I could care less what you know about policies .... what I know and all I've said, and I'm still saying it, if you set up a office visit for a doctor, your 6000 dollar deductible doesn't have to be paid for first ... you said it did ... I call you a liar and I'm still calling you a liar ...
 
it turns out the "back-end" of the Obamacare website STILL isnt built; and insurance companies are just charging the government what ever they think they are owed. so a leftard sayig "it turns out...." anything regarding obamacare premiums is just a loser blowing smoke
 
bill-ye-moron has been given the information showing that in some plans yes, you do have to pay your deductible before any benefits kick in, and that includes paying for doc visits, specialist visits, meds, er visits. Links to the (un)aca showing such plans have been provided time and again. But poor, poor bill-ye-accepts-and-understands-nothing-that-isn't-part-of-the-liberal-mantra. Despite being shown proof that he is wrong, he just continues on his merry ignorant way ranting like a loon.

:popcorn:
 
You said no plans have it so you have to pay out of pocket for docs visits/meds untiil you reach your deductible. I posted such a plan that DOES require you to pay out of pocket until you reach your deductible, including doc visits/meds, etc. You ignored it, you didn't even bother going to the link I posted! The retard is strong in you. Do I need to post it yet AGAIN for you bill-ye-fucking-retard????????



Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible

https://www.healthcare.gov/find-pre...yerCoverage=no&householdSize=1&income=$35,000

GO TO THE FUCKING LINK, YA RETARD. READ. LEARN.



^ :lol: :lol: yes, bill-ye-rock-head, please do try and keep up


I see no point in arguing with you any further. You're doing a fine job of proving your complete ignorance on your own.

--LOL

yeah and the plan he posted office visits do not apply to the deductible

never said they did ... you said and you keep lying here about, that you have to have that 6000 dollar deductible paid first before you get your office visit paid for ... I called you on it ... you keep changing it to something else just like you did here ...

we aren't talking about office visits being apply to the deductible ... we are talking about you having to pay your deductible first, your 6000 dollar deductible, before your office visit gets paid for ... that's what you said had to happen ... I said it doesn't work that way ...but you keep changing the subject from what you first said from the get go .... then you try to make yourself look good by changing from what you originally said... all you've done here is show us that you can tell the truth ... that you can't defend what you said ... now that you have made a fool of yourself once again you realize what you have done here you now say that you give up ... got it... :lol::lol::lol:

you said and you keep lying here about, that you have to have that 6000 dollar deductible paid first before you get your office visit paid for

most plans are like that

it has been copy and pasted from several plans saying just that

plus it may pay only a portion of the visit

plus the plan you presented is a crappy plan

if you need heath services

notice the disclaimer from your link

Good option if you...don’t plan to use a lot of health care services.

why because it dont pay shit

--LOL
 
it turns out the "back-end" of the Obamacare website STILL isnt built; and insurance companies are just charging the government what ever they think they are owed. so a leftard sayig "it turns out...." anything regarding obamacare premiums is just a loser blowing smoke

i didnt know that

so what happens if the customer decides

to tits up on the plan

and not pay
 
The last screen on the Exchange confirms the two things, that the coverage and the insureds premium amount owed to the insurer are etched in stone.
Those numbers are firm BASED upon the income the INSURED said they will make.

Those numbers are then transmitted to the insurance company ostensibly (not always) within 72 hours.

That then sets up the insurance companies receivables for the coming months.

There is no mechanism for payment on the exchange itself, billing goes out from the insurance company after the fact.

Here in Nebraska we have a 4-6% unpaid rate , it seems to be below the National average.
 
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--LOL

yeah and the plan he posted office visits do not apply to the deductible

never said they did ... you said and you keep lying here about, that you have to have that 6000 dollar deductible paid first before you get your office visit paid for ... I called you on it ... you keep changing it to something else just like you did here ...

we aren't talking about office visits being apply to the deductible ... we are talking about you having to pay your deductible first, your 6000 dollar deductible, before your office visit gets paid for ... that's what you said had to happen ... I said it doesn't work that way ...but you keep changing the subject from what you first said from the get go .... then you try to make yourself look good by changing from what you originally said... all you've done here is show us that you can tell the truth ... that you can't defend what you said ... now that you have made a fool of yourself once again you realize what you have done here you now say that you give up ... got it... :lol::lol::lol:

you said and you keep lying here about, that you have to have that 6000 dollar deductible paid first before you get your office visit paid for

most plans are like that

it has been copy and pasted from several plans saying just that

plus it may pay only a portion of the visit

plus the plan you presented is a crappy plan

if you need heath services

notice the disclaimer from your link

Good option if you...don’t plan to use a lot of health care services.

why because it dont pay shit

--LOL

It could happen, the Feds are forcing us to give the 60 days to pay.
 
The last screen on the Exchange confirms the two things, that the coverage and the insureds premium amount owed to the insurer are etched in stone.
Those numbers are firm BASED upon the income the INSURED said they will make.

Those numbers are then transmitted to the insurance company ostensibly (not always) within 72 hours.

That then sets up the insurance companies receivables for the coming months.

There is no mechanism for payment on the exchange itself, billing goes out from the insurance company after the fact.

Here in Nebraska we have a 4-6 unpaid rate , it seems to be below the National average.

Was there suppose to be one or was billing to come from the insurance company from the get go?
 
The last screen on the Exchange confirms the two things, that the coverage and the insureds premium amount owed to the insurer are etched in stone.
Those numbers are firm BASED upon the income the INSURED said they will make.

Those numbers are then transmitted to the insurance company ostensibly (not always) within 72 hours.

That then sets up the insurance companies receivables for the coming months.

There is no mechanism for payment on the exchange itself, billing goes out from the insurance company after the fact.

Here in Nebraska we have a 4-6 unpaid rate , it seems to be below the National average.

Was there suppose to be one or was billing to come from the insurance company from the get go?

Yes, there is actually a screen that says you can pay but it's never been activated.
 

you said and you keep lying here about, that you have to have that 6000 dollar deductible paid first before you get your office visit paid for

most plans are like that

it has been copy and pasted from several plans saying just that

plus it may pay only a portion of the visit

plus the plan you presented is a crappy plan

if you need heath services

notice the disclaimer from your link

Good option if you...don’t plan to use a lot of health care services.

why because it dont pay shit

--LOL
so here is what you are saying .. just so we understand
Example:
I have a pain in my chest ... so I decide to go to my doctor ... I call into the doctors office and set up for a appointment to have him check me out ... I get to the doctor office ... I go in and sign myself in ... I give them my insurance card ....they then say you have a 6000 dollar deductible... so you have to pay for our office visit that will be 250 dollars and you will have to pay for all your test ... this is what you are saying ... I want to be very clear here ... until that 6000 dollars is paid you will pay 250 dollars every time you come in to see a doctor and every test you have ... cause that's what you are saying here ...

I personally went myself to the doctor in march as I said before ... I had all these test done and didn't pay for one, other then the 25 dollar copay ... I have a 1200 dollar deductible ... so why didn't they say to me, "you have to pay for all these test first, then once you reach your 1200 dollar deductible your insurance will start paying," why did they go and pay mine bill ... I never paid them 1200 for anything ... after all it is a new plan ... as Ive stated and you want me to believe that you have to pay your deductible first before a office visit and any test are paid for .... not going to happen...
 
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oh look; billy-tard; the resident apologist for the trainweck called obamacare is here to spew the latest talking points
 
oh look; billy-tard; the resident apologist for the trainweck called obamacare is here to spew the latest talking points

bedowin the boards repub-LIE-tard is here to show us how retarded he is ... bedowin is a winner ... you and Charlie winners ... at least that's what you tell yourself ... you've been crowned the boards top retard:lol::lol::ahole-1:
 
you said and you keep lying here about, that you have to have that 6000 dollar deductible paid first before you get your office visit paid for

most plans are like that

it has been copy and pasted from several plans saying just that

plus it may pay only a portion of the visit

plus the plan you presented is a crappy plan

if you need heath services

notice the disclaimer from your link

Good option if you...don’t plan to use a lot of health care services.

why because it dont pay shit

--LOL
so here is what you are saying .. just so we understand
Example:
I have a pain in my chest ... so I decide to go to my doctor ... I call into the doctors office and set up for a appointment to have him check me out ... I get to the doctor office ... I go in and sign myself in ... I give them my insurance card ....they then say you have a 6000 dollar deductible... so you have to pay for our office visit that will be 250 dollars and you will have to pay for all your test ... this is what you are saying ... I want to be very clear here ... until that 6000 dollars is paid you will pay 250 dollars every time you come in to see a doctor and every test you have ... cause that's what you are saying here ...

I personally went myself to the doctor in march as I said before ... I had all these test done and didn't pay for one, other then the 25 dollar copay ... I have a 1200 dollar deductible ... so why didn't they say to me, "you have to pay for all these test first, then once you reach your 1200 dollar deductible your insurance will start paying," why did they go and pay mine bill ... I never paid them 1200 for anything ... after all it is a new plan ... as Ive stated and you you want me to believe that you have to pay your deductible first before a office visit and any tesare paid for t.... not going to happen...

post your policy
 

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