As I have stated, the Affordability Credits are a form of Welfare, they will substitute what we pay in Medicare now for the Health Insurance of the indigent and those in poverty...I am NOT disagreeing with this.
IF YOU believe that Medicaid is a redistribution of wealth, then yes, this is a redistribution of wealth.
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My point, is that without the Public Insurance option, those using their affordability credits, AND THOSE LIKE ME, NEEDING TO PURCHASE INDIVIDUAL COVERAGE, will NOT have an extra choice or 2 or three in insurance plans that we can buy, off of our Insurance Exchange.
With the Public Insurance Option plans available to the individual, along with those available from the private insurance companies, gives all of us more CHOICE and hopefully affects prices in the long haul with having more competition.
YES, those with affordability credits can choose to buy a plan that is offered by this Public option, so yes, their affordability credits given to them CAN BE and in some cases, WILL BE USED to pay for a Public Option insurance premium and this does mean that us tax payers are funding this, much as we fund MEDICAID now.....but different from medicaid, the affordability credits offer CHOICE, and a Private plan could be their choice.
IF YOU believe that Medicaid is a redistribution of wealth, then yes, this is a redistribution of wealth.
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My point, is that without the Public Insurance option, those using their affordability credits, AND THOSE LIKE ME, NEEDING TO PURCHASE INDIVIDUAL COVERAGE, will NOT have an extra choice or 2 or three in insurance plans that we can buy, off of our Insurance Exchange.
With the Public Insurance Option plans available to the individual, along with those available from the private insurance companies, gives all of us more CHOICE and hopefully affects prices in the long haul with having more competition.
YES, those with affordability credits can choose to buy a plan that is offered by this Public option, so yes, their affordability credits given to them CAN BE and in some cases, WILL BE USED to pay for a Public Option insurance premium and this does mean that us tax payers are funding this, much as we fund MEDICAID now.....but different from medicaid, the affordability credits offer CHOICE, and a Private plan could be their choice.