Yep, and every insurance company on offers plans that are grandfathered.Many insurers have caps on how much they'll pay now.Palin's misrepresentation, lies, about death panels have no comparison to the loss of insurance coverage by individuals caused if the Republican healthcare act is made into law. Trumpcare will bring back the era of emergency rooms stabilizing the patient and then sending them home to die. This was a shameful era many would rather forget or simply deny.
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Under the Republican plan all insurers could have caps on how much they pay out- under ACA- not so much
Lifetime & Annual Limits
Lifetime & Annual Limits
The current law prohibits health plans from putting annual or lifetime dollar limits on most benefits you receive.
Lifetime Limits
Under the current law, lifetime limits on most benefits are prohibited in any health plan or insurance policy. Previously, many plans set a lifetime limit — a dollar limit on what they would spend for your covered benefits during the entire time you were enrolled in that plan. You were required to pay the cost of all care exceeding those limits.
Annual Limits
The current law bans annual dollar limits that all job-related plans and individual health insurance plans can put on most covered health benefits. Before the health care law, many health plans set an annual limit — a dollar limit on their yearly spending for your covered benefits. You were required to pay the cost of all care exceeding those limits.
Exceptions
- Plans can put an annual dollar limit and a lifetime dollar limit on spending for health care services that are not considered essential health benefits.
- Grandfathered individual health insurance policies are not required to follow the rules on annual limits.
So lets review:
ACA eliminates caps EXCEPT for those of you who chose a plan that existed prior to the ACA.
The GOP Senate Plan?
The lifetime coverage cap makes a comeback
The Better Care Act reinstalls the lifetime coverage cap — the amount of coverage that insurers are obligated to provide over an insured person’s life — which was something that Obamacare took away. It could affect 20 million people, according to the Center for American Progress, particularly young children, with costly and chronic conditions.
So the "Better Care Act" doesn't have 'Death Panels"- it has "Death Insurance Caps"
Yeah- we mocked Sarah Palin's lies about Death Panels- just as we mock you for using that as an example.