The government provides universal healthcare, but with a large deductible (I think Kerry had it at $20K)! Meaning after you TOTAL fees exceed the deductible the government pays the rest. So you get private insurance to pay for the rest! My plan is to do it by age. Age: Deductible Reason Birth - 2 $1K Its a very crucial time and too many unknowns 2 - 25 $10K Tends to be very inexpensive time statsitically 25 - 40 $20K Tends to still be an inexpensive time 40- 50 $30K Tends to be the expensive time 50 - 60 $40K Tends to be a very expensive 60 - 75 $50K Tends to be very expensive especially if dying 75-80 $8K Partial Medicare kicks in with a lower deductible 80+ Full Medicare Side Note: (1) Illegals are not covered at ALL! Hospitals are instructed to credit immigration status and only provide service if the illegal is in critical condition. Are stabilizing the illegal prepare the illegal for deportation. (2) Medicaid is still there helps lower the deductible making insurance less expensive. (3) The Obamacare preexisting eliminator is still into effect. (4) Buying across statelines is acceptable So how the program works is the consumer purchases private insurance, but the insurance companies liability is up to the deductible amount. Meaning, for example a 22 year old would have to responsible for the first $20K in medical bills that year. Therefore he/she purchases private insurance, where the max liability to the insurance company would be $20K. The govenment covers anything beyond that. This would keep insurance costs very low, esp for younger people. While still getting the benefits of the private sector running the system. Statistically speaking very very few people would exceed the deductible!