The Affordable Care Act

[lynn63]

The public believed that the mandate for health coverage would force all those deadbeats that are too lazy to get a job to start paying for their share of the healthcare costs. That it would make those people without insurance that show up in the emergency room for free healthcare now would have to buy insurance. The public believed that every citizen would be mandated to obtain coverage through the exchange or face a penalty.
The truth is all those people that put a strain on the tax payers now will NOT reduce the burden on the tax payer in 2014, in fact it will increase it. This is the 14% of the U.S. population that are currently getting Medicaid, food stamps or welfare benefits. The government wants every state to expand their Medicaid program or create one in those states that don’t have Medicaid. For the first couple of years the government (tax payers) will pay them 100% of the costs and then after that it would pay 90% of the costs.
In States, such as California and New York where half of its workforce population does not have a job and are on Medicaid and if this is not reduced by 2017 the 10% cost is going to be catastrophic in those States with high percentages of people on Medicaid. This is, of course, depends on if the job market continues to decline as the population increases.
The individuals that show up at the Emergency rooms that do not have insurance and do not have a job are exempt from the ACA. They cannot impose a penalty if you do not have an income nor can they make you buy insurance with no income. In a nutshell, the population that was blamed for the high cost of hospitals and the tax burden they impose on the tax payers is not effected by the new mandate.
The population that is being targeted are the individuals that earn a paycheck and/or are self-employed that file a tax return and do not have health coverage. The people that don’t comply with obtaining health coverage will be fined and it will be their employer that is mandated to deduct it from their paychecks. Self-employed individuals that do not obtain coverage will be fined through the IRS when they file their taxes. This population is predominantly young and healthy and it consists mostly of the 30 million people that the health insurance industry can’t wait to provide coverage for in 2014. The 30 million people collected in total premiums is pure profit for the insurance companies since this pool seldom requires healthcare.
In my opinion, health insurance will continue to increase in costs while their spending decreases in paying for healthcare. Employers eventually will demand government to exempt them altogether from having to provide healthcare coverage because they can’t remain in business with increasing costs. It will become the responsibility of every tax payer to get their own coverage in the future.
In summary, the Affordable Care Act did nothing to reduce health insurance skyrocketing premiums. The ACA does say they must pay 80% on healthcare but I bet they have already found loopholes to getting around that so they won’t have to. People are now covered for preexisting conditions but with a large costly premium they must pay in order to get it. The ACA did not prevent the insurance companies from raising deductibles or out of pocket cost which now prevents people to obtain healthcare services because they can’t afford it.
The ACA if not influenced by the health insurance industry would have been a single payer system but was taken off the table in the very beginning because the table was set by the insurance companies. They are the only ones that are gaining from this mandate and it will be the final nail in the coffin on eradicating the middle class economy and reduce us all to poverty.

 

[t_polkow]

The public believed that the mandate for health coverage would force all those deadbeats that are too lazy to get a job to start paying for their share of the healthcare costs. That it would make those people without insurance that show up in the emergency room for free healthcare now would have to buy insurance. The public believed that every citizen would be mandated to obtain coverage through the exchange or face a penalty.
The truth is all those people that put a strain on the tax payers now will NOT reduce the burden on the tax payer in 2014, in fact it will increase it. This is the 14% of the U.S. population that are currently getting Medicaid, food stamps or welfare benefits. The government wants every state to expand their Medicaid program or create one in those states that don’t have Medicaid. For the first couple of years the government (tax payers) will pay them 100% of the costs and then after that it would pay 90% of the costs.
In States, such as California and New York where half of its workforce population does not have a job and are on Medicaid and if this is not reduced by 2017 the 10% cost is going to be catastrophic in those States with high percentages of people on Medicaid. This is, of course, depends on if the job market continues to decline as the population increases.
The individuals that show up at the Emergency rooms that do not have insurance and do not have a job are exempt from the ACA. They cannot impose a penalty if you do not have an income nor can they make you buy insurance with no income. In a nutshell, the population that was blamed for the high cost of hospitals and the tax burden they impose on the tax payers is not effected by the new mandate.
The population that is being targeted are the individuals that earn a paycheck and/or are self-employed that file a tax return and do not have health coverage. The people that don’t comply with obtaining health coverage will be fined and it will be their employer that is mandated to deduct it from their paychecks. Self-employed individuals that do not obtain coverage will be fined through the IRS when they file their taxes. This population is predominantly young and healthy and it consists mostly of the 30 million people that the health insurance industry can’t wait to provide coverage for in 2014. The 30 million people collected in total premiums is pure profit for the insurance companies since this pool seldom requires healthcare.
In my opinion, health insurance will continue to increase in costs while their spending decreases in paying for healthcare. Employers eventually will demand government to exempt them altogether from having to provide healthcare coverage because they can’t remain in business with increasing costs. It will become the responsibility of every tax payer to get their own coverage in the future.
In summary, the Affordable Care Act did nothing to reduce health insurance skyrocketing premiums. The ACA does say they must pay 80% on healthcare but I bet they have already found loopholes to getting around that so they won’t have to. People are now covered for preexisting conditions but with a large costly premium they must pay in order to get it. The ACA did not prevent the insurance companies from raising deductibles or out of pocket cost which now prevents people to obtain healthcare services because they can’t afford it.
The ACA if not influenced by the health insurance industry would have been a single payer system but was taken off the table in the very beginning because the table was set by the insurance companies. They are the only ones that are gaining from this mandate and it will be the final nail in the coffin on eradicating the middle class economy and reduce us all to poverty.

A lot of insurance plans have gotten a wavier from the government so they don't have to comply this year on limits to plans, preexisting conditions or health screenings

This is not a health care plan but an insurance plan For and By the Insurance companies

 

[Luddly Neddite]

And, you can thank the right for that.

There is no one who does not know the right works for Big Business and that is part of what the R demanded in order to vote for it.

 

[realinvestment]

The majority of people without health care insurance are the working poor and small business persons as they haven't qualified for Medicaid.

Under Obamacare, these people will get a benefit by being able to enter the insurance pool without being part of a group, and if income is low enough, much of the cost is offset with tax breaks.

 

[Flopper]

The public believed that the mandate for health coverage would force all those deadbeats that are too lazy to get a job to start paying for their share of the healthcare costs. That it would make those people without insurance that show up in the emergency room for free healthcare now would have to buy insurance. The public believed that every citizen would be mandated to obtain coverage through the exchange or face a penalty.
The truth is all those people that put a strain on the tax payers now will NOT reduce the burden on the tax payer in 2014, in fact it will increase it. This is the 14% of the U.S. population that are currently getting Medicaid, food stamps or welfare benefits. The government wants every state to expand their Medicaid program or create one in those states that don’t have Medicaid. For the first couple of years the government (tax payers) will pay them 100% of the costs and then after that it would pay 90% of the costs.
In States, such as California and New York where half of its workforce population does not have a job and are on Medicaid and if this is not reduced by 2017 the 10% cost is going to be catastrophic in those States with high percentages of people on Medicaid. This is, of course, depends on if the job market continues to decline as the population increases.
The individuals that show up at the Emergency rooms that do not have insurance and do not have a job are exempt from the ACA. They cannot impose a penalty if you do not have an income nor can they make you buy insurance with no income. In a nutshell, the population that was blamed for the high cost of hospitals and the tax burden they impose on the tax payers is not effected by the new mandate.
The population that is being targeted are the individuals that earn a paycheck and/or are self-employed that file a tax return and do not have health coverage. The people that don’t comply with obtaining health coverage will be fined and it will be their employer that is mandated to deduct it from their paychecks. Self-employed individuals that do not obtain coverage will be fined through the IRS when they file their taxes. This population is predominantly young and healthy and it consists mostly of the 30 million people that the health insurance industry can’t wait to provide coverage for in 2014. The 30 million people collected in total premiums is pure profit for the insurance companies since this pool seldom requires healthcare.
In my opinion, health insurance will continue to increase in costs while their spending decreases in paying for healthcare. Employers eventually will demand government to exempt them altogether from having to provide healthcare coverage because they can’t remain in business with increasing costs. It will become the responsibility of every tax payer to get their own coverage in the future.
In summary, the Affordable Care Act did nothing to reduce health insurance skyrocketing premiums. The ACA does say they must pay 80% on healthcare but I bet they have already found loopholes to getting around that so they won’t have to. People are now covered for preexisting conditions but with a large costly premium they must pay in order to get it. The ACA did not prevent the insurance companies from raising deductibles or out of pocket cost which now prevents people to obtain healthcare services because they can’t afford it.
The ACA if not influenced by the health insurance industry would have been a single payer system but was taken off the table in the very beginning because the table was set by the insurance companies. They are the only ones that are gaining from this mandate and it will be the final nail in the coffin on eradicating the middle class economy and reduce us all to poverty.

The primary purpose of the law was to get more people covered by health insurance and eliminate some of the practices that made it impossible for some people to get insurance which it will do.

The penalty is not large enough to force people to buy insurance. However, just the fact that there is a penalty will be enough for most people because most people obey the law.

Almost half the states now plan to participate in the ACA medicaid expansion. Most of the remaining states will follow suite once the law is implemented. ACA provides additional federal funding for states that agree to the expansion by 2015. I think it's very unlikely that these states will hold fast and lose the addition federal funding when this is more a political issue than a funding issue. Of the 14 states that have announced that they will not participate all but two are solid red states.

 

[dblack]

And, you can thank the right for that.

There is no one who does not know the right works for Big Business and that is part of what the R demanded in order to vote for it.

The "right" didn't sign, nor vote for, PPACA. Obama did.

 

[dblack]

The primary purpose of the law was to get more people covered by health insurance and eliminate some of the practices that made it impossible for some people to get insurance which it will do.

The primary purpose of PPACA was to convert the failed health insurance industry into a public utility (still run and profited from by private interests, of course).