please explain more about the taxes and fees that the public option will not have to pay while the private insurance will? If the state has laws that to sell insurance you have to be incensed in a certain manner, to be qualified then those selling insurance for the public option will also have to meet the state's requirements.
I believe you are incorrect.
Does Medicare have insurance salesmen? NO. ????
The public option would be a part of the Department of Health and Human Services, and as a part of the federal government it would not be subject to state and local taxes anymore than the Post Office is. UPS and FedEx have to pay a variety of state and local taxes, for example to place their kiosks on city streets, but the Post Office pays nothing for all the mailboxes it has on the streets. This is just an example. UPS and FedEx pay local business taxes just to do business in the many cities they serve, but the Post Office doesn't' have to pay those taxes. In the same way, since a public option would be a part of HHS, like the Post Office, it would not be subject to the taxes and fees insurance companies are, and that means states in which it operates will lose revenues.
i can understand the 'fee' or 'license' part that concerns you, but the tax part is on profit...whether it is state or federal....you gotta make a profit to be taxed....no?
Not at all. The gummint is about to impose an enormous tax on business and individuals regardless of what they earn or dont. The threshold for business is simply payroll of a certain amount.
And you have yet to explain coherently how a public option is going to help. Insurance company profits run 2-3%. Government inefficiency will certainly eat that in no time. Government has no advantage over private enterprise, other than the ability to command tax revenue. And that is exactly what they will do.
So how will that help anything?