DING! Right here. You enroll now, you are locked in at the current plan, current rate, and cannot change it for any reason. The instant you do, sorry charlie, you're on the public option, because after this goes into effect, private insurers are no longer able to offer you a new plan either unless it's a public option based plan.
Read what you posted. Take a moment to think about what it says.
Nevermind, I'll just tell you. It says you can't join or alter a grandfathered plan, which is usually the definition of a grandfathered plan. That is, those plans get to keep playing by old rules but going forward (i.e. for private plans created after the implementation date of the legislation) the new rules are in effect.
Nothing there prevents you from buying a new private plan. In fact, there's no mention of the public option in what you quoted at all. And I should note here that there is no public option in the law that passed.
Oh, BTW, this is from the PASSED legislation H.R. 3962 which was based on H.R. 3200 you said had nothing to do with it.
To reiterate: H.R. 3962 is not law. 3962 is the post-mark-up version of 3200, passed in November. But it never went to the Senate. Instead, the House later passed the Senate bill, making its own bill irrelevant. You understand that there isn't a public option in the law, right?
Maybe this will sink in if I put it in bold: H.R. 3590 (the Senate bill) and H.R. 4872 (the reconciliation bill) are law. When someone speaks of the health reform law, that's what they're talking about. That is all.
(1) IN GENERAL- Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan.
"Exchange-participating health benefits plan" is not code for public plan. The Exchange is full of private insurers offering private plans.
You need to back away from the chain emails and conspiracy theory sites.
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