Read what you posted. Take a moment to think about what it says.
Nevermind, I'll just tell you. It says you can't join or alter a grandfathered plan, which is usually the definition of a grandfathered plan. That is, those plans get to keep playing by old rules but going forward (i.e. for private plans created after the implementation date of the legislation) the new rules are in effect.
Nothing there prevents you from buying a new private plan. In fact, there's no mention of the public option in what you quoted at all. And I should note here that there is no public option in the law that passed.
To reiterate: H.R. 3962 is not law. 3962 is the post-mark-up version of 3200, passed in November. But it never went to the Senate. Instead, the House later passed the Senate bill, making its own bill irrelevant. You understand that there isn't a public option in the law, right?
Maybe this will sink in if I put it in bold: H.R. 3590 (the Senate bill) and H.R. 4872 (the reconciliation bill) are law. When someone speaks of the health reform law, that's what they're talking about. That is all.
"Exchange-participating health benefits plan" is not code for public plan. The Exchange is full of private insurers offering private plans.
You need to back away from the chain emails and conspiracy theory sites.
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