Nearly 13 years old the ACA has proven GOP dead wrong... again, again, and again.

[LAUGHatLEFTISTS]

Did you EVER get a $2500 dollar per year REDUCTION in your health care in ANY year after Obumblecare was jammed down our throats? Yes or No?

Don’t forget Obozo care was going to pay down the deficit.
Do you believe these gullible leftist fools actually believed it.
Hahahaahahaahhaahaha

 

[LAUGHatLEFTISTS]

Is healthcare about lowering costs or providing care?

Let’s start there.


Balls in your court

Chicken butt.



Loser

Another leftist that still doesn’t understand the difference between healthcare and health insurance.

 

[lennypartiv]

If we could end ObamaCare and Social Security tomorrow, it would be the best day ever.

 

[citygator]

Now 40 states have adopted the Medicaid expansion including many Republican states, with only 10 mostly southern states, including most notably Texas and Florida.

Status of State Medicaid Expansion Decisions: Interactive Map

 

[pknopp]

Now 40 states have adopted the Medicaid expansion including many Republican states, with only 10 mostly southern states, including most notably Texas and Florida.

Status of State Medicaid Expansion Decisions: Interactive Map

And something must be done about continued rising costs.

 

[SmokeALib]

I have employee-sponsored health insurance.
In other words, I work, ie, earn my health insurance.
The co-pay for me or wife to walk into an emergency room - $175.00.
The co-pay for the person sitting next to me with no insurance - zero.
You're welcome.

 

[citygator]

I have employee-sponsored health insurance.
In other words, I work, ie, earn my health insurance.
The co-pay for me or wife to walk into an emergency room - $175.00.
The co-pay for the person sitting next to me with no insurance - zero.
You're welcome.

Obama reduced the number of uninsured people who might be sitting next to you by 20M without one Republican supporting that idea. That uninsured person will get a bill they cannot pay which will end up in collections and ruin their credit and life. We need coverage options for everyone. Good news is we are down to 8% from 18% uninsured.

I’m open to more aggressive coverage options if you got them.

 

[citygator]

And something must be done about continued rising costs.

Any ideas?

 

[Lesh]

The ACA was supposed to force workers to take part time jobs. That was a lie.
It was supposed to increase unemployment. That was a lie
It was supposed to add a trillion dollars to the debt. That was a lie.

 

[pknopp]

Any ideas?

If it was me, I would get the Hedge Funds out of health care for one.

 

[Nostra]

Obama reduced the number of uninsured people who might be sitting next to you by 20M without one Republican supporting that idea. That uninsured person will get a bill they cannot pay which will end up in collections and ruin their credit and life. We need coverage options for everyone. Good news is we are down to 8% from 18% uninsured.

I’m open to more aggressive coverage options if you got them.

Worse, half of Obamacare’s reduction in the uninsured is projected to come from adding 13 million people into the poor-performing, government-run health program, Medicaid. Obamacare expands the program despite its well-documented history of poorer health outcomes and limited access for beneficiaries.

Moreover, these coverage changes obviously mean that government’s role in health care and its financing are expected to significantly grow. Indeed, the CBO projects that the gross cost of spending on exchange subsidies and related spending combined with increased federal spending on Medicaid will be over $1.8 trillion from 2015-2024.

Spending even more money on new government entitlements, when the existing entitlements are unsustainable and in desperate need of reform, is the opposite of what was needed to fix the current health care system.

Chart: The Number of Americans Who Remain Uninsured After Obamacare

A decade from now, many still won't have insurance.

www.dailysignal.com

 

[Nostra]

The ACA was supposed to force workers to take part time jobs. That was a lie.
It was supposed to increase unemployment. That was a lie
It was supposed to add a trillion dollars to the debt. That was a lie.

More like 1.8 TRILLION.....and counting....


Indeed, the CBO projects that the gross cost of spending on exchange subsidies and related spending combined with increased federal spending on Medicaid will be over $1.8 trillion from 2015-2024.

 

[2aguy]

On March 23, 2010 Obama and a democratic House and Senate passed the ACA (Obamacare) 100% on party lines. Not one single Republican supported this plan. None. 58 Democratic Senators and 2 independents pushed the ACA through congress. The GOP issued doomsday warning of impending doom to our healthcare system. So where do we sit today?

• Zero increase in the out of pocket trend from ACA
• Zero increase in overall spending increase from ACA
• Historically low percentage of people uninsured
• Zero death panels are in place
• You can go to the doctor you want to go to

The GOP's dire warning regarding the Obamacare (ACA) have all ended up in the wasteland of unrealized fear mongering by people who only care about election, not service. Why would anyone support a group this wrong about everything? Tens of millions of lives improved with no corresponding economic downside.

OVERALL HEALTH CARE EXPENSES OVER TIME - Notice no change the to the trend line

View attachment 747265

OUT OF POCKET SPENDING OVER TIME - Notice no change ot the trend line

View attachment 747267


NUMBER OF UNINSURED AMERICANS - Notice all the lives positively impacted by legislation
View attachment 747269

Sources

U.S. national health expenditure per capita 1960-2022 | Statista

Per capita national health expenditures in the United States have increased significantly since 1960.

www.statista.com

How Many Americans Are Uninsured?

Around 30 million Americans have no health insurance. MoneyGeek explores the demographic of the uninsured and their reasons for remaining uninsured.

www.moneygeek.com

Out-of-pocket spending - Peterson-KFF Health System Tracker

Country Comparison: Trend over time: By diagnosis: By race/ethnicity: By age: By sex: By insurance status: By health status: By amount, total population: Among people with large employer coverage, amount by setting: Among people with large employer coverage, distribution of cost-sharing by setting:

www.healthsystemtracker.org

Bullshit...

Effects of the ACA on the Individual Market​

Starting in 2014, the ACA imposed a number of costly new mandates and regulations on individual-market health insurance coverage and displaced private markets by creating new government-run health insurance “exchanges” to sell insurance. Partly to offset the increased costs of its mandates, the ACA also provided income-related subsidies for plans purchased through those exchanges.

The law’s new mandates and regulations (but not its subsidies) also applied to coverage purchased outside the exchanges, though it did allow insurers to renew older policies (without all the new requirements) for a period of time. However, the design and implementation of the law had the effect of reducing the availability of those so-called grandfathered plans in subsequent years, as insurers discontinued them—either voluntarily or in response to directives from state insurance regulators.

For this analysis, we used data from the annual Medical Loss Ratio (MLR) reports—which insurers are required to file with the Centers for Medicare and Medicaid Services (CMS)—to measure the effects of Obamacare on the cost of individual market coverage.3

For the MLR data public-use files, see Centers for Medicare and Medicaid Services, “Medical Loss Ratio Data and System Resources,” Medical Loss Ratio Data and System Resources | CMS (accessed March 18, 2021).


We calculated per-member per-month (PMPM) figures for the average cost of coverage at the state and national levels by dividing total premiums earned by the total number of member months. The resulting numbers, seen in Table 1, show the average monthly premiums that enrollees actually paid for coverage.

As 2013 was the last year of the pre-ACA market, we used that as the base year, followed by each subsequent year for which MLR reports are available (through 2019).4

Insurer MLR reports for 2020 are not due until summer 2021, and data from those reports will not be publicly available until November or December 2021.

Obamacare Doubled the Cost of Individual Market Health Insurance​

As Table 1 shows, the national average monthly premium paid in the individual market in 2013 was $244, while by 2019 it was $558—more than doubling (a 129 percent increase) from 2013 to 2019. In contrast, over the same period, the average monthly premium paid in the large-group employer market increased by only 29 percent—from $363 in 2013 to $468 in 2019. (For comparison purposes, we applied the same analysis to the MLR data for the large-group employer market).

The large-group employer market is not subject to most of Obamacare’s new insurance regulations. It is also more stable than the individual market, with less customer turnover and less change over time to the risk pool. By definition, any customer exits and entrances in that market involve groups of 50 or more enrollees, and the diversity of health status among the members of each group means that groups leaving or entering that market have little effect on the composition of the overall risk pool. Thus, changes over time in average monthly premiums paid for large-group employer insurance primarily reflect system-wide changes in the underlying cost of medical care (such as medical price inflation and the introduction of new therapies).

Obamacare Has Doubled the Cost of Individual Health Insurance

The Affordable Care Act (ACA), known as Obamacare, produced major dislocations in the individual (non-group) health insurance market by imposing a raft of new mandates and regulations, coupled with new income-related coverage subsidies. The results have been not only reduced insurer choice and...

www.heritage.org

 

[Nostra]

Bullshit...

Effects of the ACA on the Individual Market​

Starting in 2014, the ACA imposed a number of costly new mandates and regulations on individual-market health insurance coverage and displaced private markets by creating new government-run health insurance “exchanges” to sell insurance. Partly to offset the increased costs of its mandates, the ACA also provided income-related subsidies for plans purchased through those exchanges.

The law’s new mandates and regulations (but not its subsidies) also applied to coverage purchased outside the exchanges, though it did allow insurers to renew older policies (without all the new requirements) for a period of time. However, the design and implementation of the law had the effect of reducing the availability of those so-called grandfathered plans in subsequent years, as insurers discontinued them—either voluntarily or in response to directives from state insurance regulators.

For this analysis, we used data from the annual Medical Loss Ratio (MLR) reports—which insurers are required to file with the Centers for Medicare and Medicaid Services (CMS)—to measure the effects of Obamacare on the cost of individual market coverage.3

For the MLR data public-use files, see Centers for Medicare and Medicaid Services, “Medical Loss Ratio Data and System Resources,” Medical Loss Ratio Data and System Resources | CMS (accessed March 18, 2021).


We calculated per-member per-month (PMPM) figures for the average cost of coverage at the state and national levels by dividing total premiums earned by the total number of member months. The resulting numbers, seen in Table 1, show the average monthly premiums that enrollees actually paid for coverage.

As 2013 was the last year of the pre-ACA market, we used that as the base year, followed by each subsequent year for which MLR reports are available (through 2019).4

Insurer MLR reports for 2020 are not due until summer 2021, and data from those reports will not be publicly available until November or December 2021.

Obamacare Doubled the Cost of Individual Market Health Insurance​

As Table 1 shows, the national average monthly premium paid in the individual market in 2013 was $244, while by 2019 it was $558—more than doubling (a 129 percent increase) from 2013 to 2019. In contrast, over the same period, the average monthly premium paid in the large-group employer market increased by only 29 percent—from $363 in 2013 to $468 in 2019. (For comparison purposes, we applied the same analysis to the MLR data for the large-group employer market).

The large-group employer market is not subject to most of Obamacare’s new insurance regulations. It is also more stable than the individual market, with less customer turnover and less change over time to the risk pool. By definition, any customer exits and entrances in that market involve groups of 50 or more enrollees, and the diversity of health status among the members of each group means that groups leaving or entering that market have little effect on the composition of the overall risk pool. Thus, changes over time in average monthly premiums paid for large-group employer insurance primarily reflect system-wide changes in the underlying cost of medical care (such as medical price inflation and the introduction of new therapies).

Obamacare Has Doubled the Cost of Individual Health Insurance

The Affordable Care Act (ACA), known as Obamacare, produced major dislocations in the individual (non-group) health insurance market by imposing a raft of new mandates and regulations, coupled with new income-related coverage subsidies. The results have been not only reduced insurer choice and...

www.heritage.org

/thread.

Yet another citygator thread goes down in flames.

 

[citygator]

Worse, half of Obamacare’s reduction in the uninsured is projected to come from adding 13 million people into the poor-performing, government-run health program, Medicaid. Obamacare expands the program despite its well-documented history of poorer health outcomes and limited access for beneficiaries.

Moreover, these coverage changes obviously mean that government’s role in health care and its financing are expected to significantly grow. Indeed, the CBO projects that the gross cost of spending on exchange subsidies and related spending combined with increased federal spending on Medicaid will be over $1.8 trillion from 2015-2024.

Spending even more money on new government entitlements, when the existing entitlements are unsustainable and in desperate need of reform, is the opposite of what was needed to fix the current health care system.

Chart: The Number of Americans Who Remain Uninsured After Obamacare

A decade from now, many still won't have insurance.

www.dailysignal.com

Dipshit that’s a 2014 politically slanted projection. Guess what? We have the actuals. They were dead wrong and you proved my point. Nothing in that article happened 10 years later. What were you trying to prove? That I’m right?

 

[citygator]

Bullshit...

Effects of the ACA on the Individual Market​

Starting in 2014, the ACA imposed a number of costly new mandates and regulations on individual-market health insurance coverage and displaced private markets by creating new government-run health insurance “exchanges” to sell insurance. Partly to offset the increased costs of its mandates, the ACA also provided income-related subsidies for plans purchased through those exchanges.

The law’s new mandates and regulations (but not its subsidies) also applied to coverage purchased outside the exchanges, though it did allow insurers to renew older policies (without all the new requirements) for a period of time. However, the design and implementation of the law had the effect of reducing the availability of those so-called grandfathered plans in subsequent years, as insurers discontinued them—either voluntarily or in response to directives from state insurance regulators.

For this analysis, we used data from the annual Medical Loss Ratio (MLR) reports—which insurers are required to file with the Centers for Medicare and Medicaid Services (CMS)—to measure the effects of Obamacare on the cost of individual market coverage.3

For the MLR data public-use files, see Centers for Medicare and Medicaid Services, “Medical Loss Ratio Data and System Resources,” Medical Loss Ratio Data and System Resources | CMS (accessed March 18, 2021).


We calculated per-member per-month (PMPM) figures for the average cost of coverage at the state and national levels by dividing total premiums earned by the total number of member months. The resulting numbers, seen in Table 1, show the average monthly premiums that enrollees actually paid for coverage.

As 2013 was the last year of the pre-ACA market, we used that as the base year, followed by each subsequent year for which MLR reports are available (through 2019).4

Insurer MLR reports for 2020 are not due until summer 2021, and data from those reports will not be publicly available until November or December 2021.

Obamacare Doubled the Cost of Individual Market Health Insurance​

As Table 1 shows, the national average monthly premium paid in the individual market in 2013 was $244, while by 2019 it was $558—more than doubling (a 129 percent increase) from 2013 to 2019. In contrast, over the same period, the average monthly premium paid in the large-group employer market increased by only 29 percent—from $363 in 2013 to $468 in 2019. (For comparison purposes, we applied the same analysis to the MLR data for the large-group employer market).

The large-group employer market is not subject to most of Obamacare’s new insurance regulations. It is also more stable than the individual market, with less customer turnover and less change over time to the risk pool. By definition, any customer exits and entrances in that market involve groups of 50 or more enrollees, and the diversity of health status among the members of each group means that groups leaving or entering that market have little effect on the composition of the overall risk pool. Thus, changes over time in average monthly premiums paid for large-group employer insurance primarily reflect system-wide changes in the underlying cost of medical care (such as medical price inflation and the introduction of new therapies).

Obamacare Has Doubled the Cost of Individual Health Insurance

The Affordable Care Act (ACA), known as Obamacare, produced major dislocations in the individual (non-group) health insurance market by imposing a raft of new mandates and regulations, coupled with new income-related coverage subsidies. The results have been not only reduced insurer choice and...

www.heritage.org

Every major study of Obamacare refutes this right wing nonsense. The fact is rates went up more the same time period before Obamacare came onto the scene. I’ve linked all the data. All you have to do is look at it.

This only looks at the costs after Obamacare and ignores the fact it was growing before. Don’t be stupid like they think you are. Stand up for yourself.

If Obamacare was so bad why didn’t a Republican majority do anything about it? Why was it mentioned zero times on the campaign trail for the GOP? It’s a resounding success and even the heritage foundation can’t spin it bad. 20M more insured and no change to the cost increase. Suck it.

 

[Seymour Flops]

On March 23, 2010 Obama and a democratic House and Senate passed the ACA (Obamacare) 100% on party lines. Not one single Republican supported this plan. None. 58 Democratic Senators and 2 independents pushed the ACA through congress. The GOP issued doomsday warning of impending doom to our healthcare system. So where do we sit today?

• Zero increase in the out of pocket trend from ACA
• Zero increase in overall spending increase from ACA
• Historically low percentage of people uninsured
• Zero death panels are in place
• You can go to the doctor you want to go to

The GOP's dire warning regarding the Obamacare (ACA) have all ended up in the wasteland of unrealized fear mongering by people who only care about election, not service. Why would anyone support a group this wrong about everything? Tens of millions of lives improved with no corresponding economic downside.

OVERALL HEALTH CARE EXPENSES OVER TIME - Notice no change the to the trend line

View attachment 747265

OUT OF POCKET SPENDING OVER TIME - Notice no change ot the trend line

View attachment 747267


NUMBER OF UNINSURED AMERICANS - Notice all the lives positively impacted by legislation
View attachment 747269

Sources

U.S. national health expenditure per capita 1960-2022 | Statista

Per capita national health expenditures in the United States have increased significantly since 1960.

www.statista.com

How Many Americans Are Uninsured?

Around 30 million Americans have no health insurance. MoneyGeek explores the demographic of the uninsured and their reasons for remaining uninsured.

www.moneygeek.com

Out-of-pocket spending - Peterson-KFF Health System Tracker

Country Comparison: Trend over time: By diagnosis: By race/ethnicity: By age: By sex: By insurance status: By health status: By amount, total population: Among people with large employer coverage, amount by setting: Among people with large employer coverage, distribution of cost-sharing by setting:

www.healthsystemtracker.org

While you are on the healthsystemtracker.org website, I suggest you study it more closely.

The graphs you presented did not mention Insurance premiums, which are not considered out of pocket expendatures.

Premiums skyrocketed under Obamacare, and if you did not know that, you must not have been working a job and paying for insurance in the years before and after it passed. Obamacare forces healthy people to pay sick people, just as Jonathan Gruber explained was the purpose of Obamacare and that he was counting on "the stupidity of the American voter" to avoid telling them that.



This from December of 2022:

From October:

From July:

So, what to do?

What happens when a person cannot afford something, but must have it? The answer is that they go into debt.

From March:

Yeah.

Thanks, Obamacare!

 

[pknopp]

While you are on the healthsystemtracker.org website, I suggest you study it more closely.

The graphs you presented did not mention Insurance premiums, which are not considered out of pocket expendatures.

View attachment 747499

Premiums skyrocketed under Obamacare, and if you did not know that, you must not have been working a job and paying for insurance in the years before and after it passed. Obamacare forces healthy people to pay sick people, just as Jonathan Gruber explained was the purpose of Obamacare and that he was counting on "the stupidity of the American voter" to avoid telling them that.



This from December of 2022:

View attachment 747492
From October:
View attachment 747493

From July:

View attachment 747495

So, what to do?

What happens when a person cannot afford something, but must have it? The answer is that they go into debt.

From March:

View attachment 747501

Yeah.

Thanks, Obamacare!

That all would have happened without Obamacare. The problem with Obamacare is that it did nothing to address that.

Are there more people covered today with Obamacare than there would have been without? Yes, absolutely but it's unsustainable as is.

 

[2aguy]

Every major study of Obamacare refutes this right wing nonsense. The fact is rates went up more the same time period before Obamacare came onto the scene. I’ve linked all the data. All you have to do is look at it.

This only looks at the costs after Obamacare and ignores the fact it was growing before. Don’t be stupid like they think you are. Stand up for yourself.

If Obamacare was so bad why didn’t a Republican majority do anything about it? Why was it mentioned zero times on the campaign trail for the GOP? It’s a resounding success and even the heritage foundation can’t spin it bad. 20M more insured and no change to the cost increase. Suck it.

Bullshit......obamacare is a disaster.....

 

[2aguy]

Every major study of Obamacare refutes this right wing nonsense. The fact is rates went up more the same time period before Obamacare came onto the scene. I’ve linked all the data. All you have to do is look at it.

This only looks at the costs after Obamacare and ignores the fact it was growing before. Don’t be stupid like they think you are. Stand up for yourself.

If Obamacare was so bad why didn’t a Republican majority do anything about it? Why was it mentioned zero times on the campaign trail for the GOP? It’s a resounding success and even the heritage foundation can’t spin it bad. 20M more insured and no change to the cost increase. Suck it.

Liar...

Even more shocking, HHS reports, “Average individual market premiums more than doubled from $2,784 per year in 2013 to $5,712 on Healthcare.gov in 2017—an increase of $2,928 or 105%.” Needless to say, ObamaCare has fallen woefully short in its grand ambition to slice health insurance premiums by $2,500 per year.

Second, ObamaCare supporters claimed it would drastically reduce the uninsured population. Unfortunately, this also has not happened. As of this writing, there are roughly 28 million Americans without health insurance. And the number of those without health insurance has increased in recent years. And now that the individual mandate (a dubious provision forcing Americans to purchase health insurance) has been repealed, this number is expected to rise even more.

Why is this happening? According to the Centers for Medicare and Medicaid Services (CMS), “Simply put, there are too many people without subsidies who cannot afford coverage under Obamacare.”

To exemplify why millions of Americans remain uninsured,

CMS provides this personal account: “A 60-year old couple in Grand Island, Nebraska making $70,000 a year—which is just slightly too much to qualify for Obamacare’s premium subsidy—is faced with paying $38,000, over half of their yearly income, to buy a silver plan with an $11,100 annual maximum out-of-pocket limit.” No wonder 28 million Americans are uninsured.

CMS notes, “We should not be surprised if they make the tough decision to drop their coverage. With a similar cold reality facing millions of American families, it was inevitable that Obamacare’s affordability crisis would eventually show up in the rates of uninsured Americans.”

Third, President Obama repeatedly assured voters, “If you like your health care plan, you’ll be able to keep your health care plan, period.” After ObamaCare was enacted, millions of Americans were unable to keep their pre-ObamaCare health insurance plan.

According to a report by The Heritage Foundation, “Obamacare has significantly disrupted the market for those who buy coverage on their own by imposing new coverage and benefit mandates, causing a reported 4.7 million health insurance cancelations of an existing policy in 32 states.”

In other words, ObamaCare’s mandates and regulations have upended the health insurance market, causing millions to lose their pre-ObamaCare plans.

ObamaCare has been an abysmal failure when it comes to the integral promise of, “If you like your health care plan, you’ll be able to keep your health care plan, period.” Such is why President Obama’s pledge was named the Lie of the Year for 2013 by PolitiFact.

ObamaCare: 10 years of distress and disappointment

ObamaCare has failed miserably because it lacks free-market principles and is a one-size-fits all, centrally planned boondoggle.

thehill.com

But...in truth....it did work as planned....it undermined private health insurance making it more expensive...it just hasn't destroyed it to the point the government can seize control of the whole thing yet....