My Fucking Mortgage Company

Discussion in 'Economy' started by Samson, Jul 12, 2010.

  1. Samson
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    Samson Póg Mo Thóin Supporting Member

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    I dropped a couple of points on the rate of my 30 yr fixed mortgage when I changed companies 2 years ago. Now its 5.79%

    I shopped and found 4.5%

    So I give my present company a chance to be competitive.

    They tell me the best they can do is 5.49%!!!:eek:

    WTF??? Are these guys totally out of the ballpark??? Is 4.5% a "teaser" rate?
     
  2. Toro
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    Toro Diamond Member

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    What does it say?
     
  3. syrenn
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    syrenn BANNED

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    The devil is in the details and points.
     
  4. xotoxi
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    xotoxi Platinum Member

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    Like the detail about giving up first-borns and stuff like that.
     
  5. syrenn
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    syrenn BANNED

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    Maybe they are going to ask him for one of he eight arms.
     
  6. Samson
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    Samson Póg Mo Thóin Supporting Member

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    Nope, I'm comparing clean closing cost, no points, 30 yr fixed mortgages.

    The bitch loan officer with my present company promised to remain competitive if rates dropped.
     
  7. xotoxi
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    xotoxi Platinum Member

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    I guess you can start calling the bitch loan officer a lying bitch loan officer.
     
  8. syrenn
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    syrenn BANNED

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    Then you need to make good on the "threat" to move your mortgage. Then see what he does. They dont think you will actually take the new mortgage.
     
  9. Neubarth
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    Neubarth At the Ballpark July 30th

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    I'm at 4.375 with no closing costs. I did that last year in March or earlier. I used the Internet to do my shopping.
     
  10. Middleman
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    Middleman Defender of the month

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    Go with your best deal and call it good. Try to pay off your loan early so you aren't a slave to bitches.
     

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