The Derp
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- Apr 12, 2017
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- #21
Premium's will only go down with plans that have a lot less coverage and you taking more of a personal responsibility.
But not really...because insurance companies have a profit-motive that guides every single decision they make. So while the premiums may go down on these plans, the out-of-pocket costs (deductibles, co-insurance, co-pays) go up. What does "personal responsibility" mean in your context? Paying more out-of-pocket? How does that save patients money? Seems, if anything, it will cost them more.