To be clear, no one intended the triggers to actually be set off, but instead hoped that the threat of them would spur Congress into bipartisan action in an effort to avoid tanking the U.S. economy, better known as taking America over a fiscal cliff. However, both sides are pessimistic right now about the likelihood of reaching a quick deal. Below is a look at what is at stake for black America, both if the U.S. goes over the fiscal cliff and if lawmakers reach a compromise. Scenario No. 1: No Compromise Reached, and America Heads Over Fiscal Cliff Unemployment benefits: The federal extension of unemployment benefits will expire, meaning someone who may once have benefited from a combined 99 weeks of federal and state unemployment benefits will see that fall to 26. Black unemployment was 9.1 percent in 2008, reached a high of 15.7 percent in 2011 and currently stands at 14.3 percent, indicating that black Americans have been hit especially hard by the recession. Although blacks are less likely to receive unemployment benefits than other groups (pdf), unemployment benefits remain a lifeline for far too many African-American households. Federal employees: Any funding shortfall affecting the federal government has an immediate impact on federal employees, both in terms of actual payment and hours worked, as well as employment status. Should America go over a fiscal cliff, federal employees nationwide will be affected in congressional offices, Social Security offices and elsewhere, at all levels. According to a segment on NPR's "Tell Me More," only 15 percent of federal employees are based in the Washington, D.C., area, meaning that any economic impact felt by federal employees will have repercussions nationally. According to an analysis by the Huffington Post, 21 percent of the nation's employed black adults are employed by the federal government, so cutbacks or layoffs to the government sector have a disproportionate impact on our community. The American Opportunity Tax Credit: The American Opportunity Tax Credit is set forth in the American Recovery and Reinvestment Act of 2009 (aka the stimulus). This tax credit helps provide relief for those pursuing their first four years of college. The full credit is not available for single people who begin earning $80,000 or more while receiving it (the hurdle is higher for joint filers). It also has a direct impact on how the tax credit for federal Pell Grants is executed. More than 70 percent of black students receive need-based financial aid to attend college, compared with 40 percent of white students, meaning that black Americans are more likely to benefit from financial incentives to spur college attendance, making credits like this particularly crucial. If America goes over a fiscal cliff, the American Opportunity Tax Credit will expire. The Child Tax Credit: At the moment the Child Tax Credit, a tax reimbursement that households can claim for each offspring, is $1,000 per child. This number will drop to $500 should America go over the fiscal cliff. As of 2009, black women made up 27 percent of female single heads of households, compared with just 7.8 percent for white women. While this tax credit affects all black families with children, with more than 70 percent of black children being born to single mothers, this tax credit's impact on black women in particular cannot be understated. Marriage-penalty relief: Because of a quirk of tax law, couples, particularly low-income ones, have long ended up paying more in taxes upon marrying and filing jointly than they did while single. Marriage-penalty relief addressed this. It will expire if America goes over the fiscal cliff. Black Americans already have the lowest marriage rates of any demographic group. Reinstating a financial penalty for marriage is unlikely to change that. Payroll tax: The Social Security tax rate, which now stands at 4.2 percent, known colloquially as a "payroll tax holiday," will automatically revert to 6.2 percent. Based on a CNN analysis, this means that someone earning $50,000 will end up paying an additional $1,000 in taxes each year.