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I don't think employers should have the right to ones personal information.....such as a credit check, if it does NOT relate to the job being hired for in a direct manner.
I have hired a gazillion employees over the years working and NOT ONCE did I need a potential hire's credit score or credit report, to make a decision on whether they would be a good employee for the job tasked.
uhmmm, if a co. gives them a co CC...should they have to undergo a Cred. check? Handle cash? make purchases? Sign off on contracts?
I don't think employers should have the right to ones personal information.....such as a credit check, if it does NOT relate to the job being hired for in a direct manner.
I have hired a gazillion employees over the years working and NOT ONCE did I need a potential hire's credit score or credit report, to make a decision on whether they would be a good employee for the job tasked.
Sure they do.
I work in the financial industry. There is a potential for people like me, to use what I do to their personal advantage. There is an absolute need for the industry to be able to vette people like me completely. It is of the utmost importance to people working in sensitive areas to have a great deal of integrity.
I don't see how a ban could stop getting a credit check. If a potential employer knows a person's SSN, he can do it anyway. If the applicant refuses to give his/her social, that's going to be a red flag and probably won't be offered the job even before any credit check.
Personally, I think it's an abominable practice because a person's credit history (good or bad) results from a whole bunch of factors which are, frankly, nobody's business except the applicant's.
Not everyone with your SSN can pull your credit report, Maggie. You must specifically agree to that....however, I will agree that people looking for work will agree to almost any conditions, even if they are illegal.
Aha, but if the employer plugs in the name, address, and SSN of the potential employee (as if he's him), he can get the information.
Zoom-boing, I can see where the credit report would be superficially appealing. But let's say you are hiring a hair stylist...can you explain in simple terms how someone with a higher credit score is more likely to make a satisfactory employee? You may "believe" that someone with a high credit score is more likely to make a good employee -- but wouldn't a check with previous employers tell you more relevant information? Isn't it also possible that someone with a bad credit score/report might be more motivated and thus, the better employee?
It is pretty obvious how someone looking for work with a crappy credit score/report could be harmed...so what is the counterbalancing benefit to employers, IYO?
I didn't say anything about credit scores and I did say check with previous employers. It's their history on bills, cc, etc. If someone habitually pays their bills late it would indicate that doing things on time may be a problem for them. I would think that if an employer were running a credit check it would give them more information than just a credit score? I honestly don't know.
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My personal opinion?
I think employers should get to make their own hiring decisions. If they want to do a credit check as part of the hiring process that should be their choice.
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I don't think employers should have the right to ones personal information.....such as a credit check, if it does NOT relate to the job being hired for in a direct manner.
I have hired a gazillion employees over the years working and NOT ONCE did I need a potential hire's credit score or credit report, to make a decision on whether they would be a good employee for the job tasked.
Sure they do.
I work in the financial industry. There is a potential for people like me, to use what I do to their personal advantage. There is an absolute need for the industry to be able to vette people like me completely. It is of the utmost importance to people working in sensitive areas to have a great deal of integrity.
In this case, I can see a rational relationship between a credit report and hiring...but not in the case of hair stylists, Sallow.
Zoom-boing, I can see where the credit report would be superficially appealing. But let's say you are hiring a hair stylist...can you explain in simple terms how someone with a higher credit score is more likely to make a satisfactory employee? You may "believe" that someone with a high credit score is more likely to make a good employee -- but wouldn't a check with previous employers tell you more relevant information? Isn't it also possible that someone with a bad credit score/report might be more motivated and thus, the better employee?
It is pretty obvious how someone looking for work with a crappy credit score/report could be harmed...so what is the counterbalancing benefit to employers, IYO?
I didn't say anything about credit scores and I did say check with previous employers. It's their history on bills, cc, etc. If someone habitually pays their bills late it would indicate that doing things on time may be a problem for them. I would think that if an employer were running a credit check it would give them more information than just a credit score? I honestly don't know.
A credit score is just a number between 500 and 800, the higher the better. A credit report lists all that person's financial activity for at least ten years.
You don't seem to dispute there's a terrible burden on job-seekers with crappy credit, and your only justification for employers "need to know" is that it's your opinion. I'd say this is pretty clearly a case where the candle isn't worth the game....unless you are hiring in a financial services sector, this information should be off-limits to prospective employers, IMO.
I was asked yesterday by one of the cons on here about "what is the man doing to keep me down" Well, me personally, nothing.
Choice is supported only if one makes the approved choice.>
My personal opinion?
I think employers should get to make their own hiring decisions. If they want to do a credit check as part of the hiring process that should be their choice.
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>
My personal opinion?
I think employers should get to make their own hiring decisions. If they want to do a credit check as part of the hiring process that should be their choice.
>>>>
Some critieria for hiring are illegal, Sea Shadow. Race, gender, disability, age, marital status, etc. The proposal just extends this list to credit reports.
What part of ' If they are consistent in paying bills on time' don't you understand?
Negged for the doofus remark; totally uncalled for neeewb.
You know exactly what I'm talking about.
Don't call me a newb jackass
I call 'em as I see 'em, newboob.
You know exactly what I'm talking about.
Don't call me a newb jackass
I call 'em as I see 'em, newboob.
Who the fuck are you? this ain't your post, get the fuck out of here. I don't give a shit if you own a business I'll still tell you to fuck off.
I call 'em as I see 'em, newboob.
Who the fuck are you? this ain't your post, get the fuck out of here. I don't give a shit if you own a business I'll still tell you to fuck off.
How about you sticking your head up your ass and roll down the sidewalk, neeeewb?
You know exactly what I'm talking about.
Don't call me a newb jackass
I call 'em as I see 'em, newboob.
Who the fuck are you? this ain't your post, get the fuck out of here. I don't give a shit if you own a business I'll still tell you to fuck off.
I think if I'm a business owner hiring employees I want to know how reliable they are and a credit check helps me find this out.
you two need to mind your own business this is between that doofus that likes to get smart on message boards and me. don't instigate shit
I think if I'm a business owner hiring employees I want to know how reliable they are and a credit check helps me find this out. If they are consistent in paying bills on time and don't hope from credit card to credit card, that will likely mean they will be a consistent employee who won't hope out of the job. If their credit history is bad/poor and/or they hope around from card to card frequently . . . I'd be wary of hiring them. I'd check their references as well; this just gives me another checkpoint, as it were. No, having crappy credit doesn't necessarily mean they'd make a crappy employee . . .but if I were a boss looking to hire? I'd hire someone with a background that checks out to be sound. Generally, it speaks to the kind of person they are and how responsible they are, which speaks to the kind of employee they'd make, imo.
Credit debt isn't just about bad credit cards doofus, but medical bills or auto repairs. Some people just don't have the money and this is probably why they are seeking employment.
