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OK. Example: You walk in...severe headaches and other symptoms that lead to a possibility it may be a brain tumor.Seriously.... Is this really what Democrats want? Or do they care?
The babies born in hospital corridors: Bed shortage forces 4,000 mothers to give birth in lifts, offices and hospital toilets | Mail Online
I'd rather have the Japanese system where if you need a doctor's appointment, you can get in to see him/her the same day.
Anyone in this country for a nominal fee can walk into a neighborhood clinic and see a doctor for whatever ails them. Our own local clinic (and there are 4 in our county of 100,000) charges $49.35 for an office visit for which any number of health problems will be diagnosed; or a specialist recomended and scheduled within hours to a few days. Being a walk in clinic a doctor will be seen in less than a half hour; my wait times have been less than 15 minutes.
Edit: I realize these don't exist in some areas, ghetto areas for instance. But our tax structure is capable of incentivizing their establishment in any area of urban blight where local sons and daughters, who may or may not be doctors, would be excited about setting them up - think TAX CREDITS (cash refunds)
We need to have it like Japan's system, where there are no wait times....the only way to do this is work on increasing the supply of Doctors, nurses, hospitals....to meet the demand...
OK. Example: You walk in...severe headaches and other symptoms that lead to a possibility it may be a brain tumor.I'd rather have the Japanese system where if you need a doctor's appointment, you can get in to see him/her the same day.
Anyone in this country for a nominal fee can walk into a neighborhood clinic and see a doctor for whatever ails them. Our own local clinic (and there are 4 in our county of 100,000) charges $49.35 for an office visit for which any number of health problems will be diagnosed; or a specialist recomended and scheduled within hours to a few days. Being a walk in clinic a doctor will be seen in less than a half hour; my wait times have been less than 15 minutes.
Edit: I realize these don't exist in some areas, ghetto areas for instance. But our tax structure is capable of incentivizing their establishment in any area of urban blight where local sons and daughters, who may or may not be doctors, would be excited about setting them up - think TAX CREDITS (cash refunds)
A: Does the walk-in clinic do all the associative testing for this?
IF so, OK. Results in: You have a brain tumor. No insurance.
What happens next?
OK. Example: You walk in...severe headaches and other symptoms that lead to a possibility it may be a brain tumor.Anyone in this country for a nominal fee can walk into a neighborhood clinic and see a doctor for whatever ails them. Our own local clinic (and there are 4 in our county of 100,000) charges $49.35 for an office visit for which any number of health problems will be diagnosed; or a specialist recomended and scheduled within hours to a few days. Being a walk in clinic a doctor will be seen in less than a half hour; my wait times have been less than 15 minutes.
Edit: I realize these don't exist in some areas, ghetto areas for instance. But our tax structure is capable of incentivizing their establishment in any area of urban blight where local sons and daughters, who may or may not be doctors, would be excited about setting them up - think TAX CREDITS (cash refunds)
A: Does the walk-in clinic do all the associative testing for this?
IF so, OK. Results in: You have a brain tumor. No insurance.
What happens next?
I'm not going to pretend or assume a logical outcome to that scenario. But those situations are so rare that they are exactly where the government could help out.
Consider that everyone is going to die, but life insurance is cheap; especially for the young adult. Insurance for catastrophic illnesses like you describe should, because of their rarity, like life isurance be cheap, but the Ds in congress have actually made it illegal. The nearest we have come to allowing it is in HSAs/MSAs.
"Does the walk-in clinic do all the associative testing for this?"
If they can't, and probably they aren't set up to do it, the clinic will arrange for the tests to be done. I walked into my local clinic with a "sprained" arm. During the O.V. I was scheduled for and within an hour got an MRI a half mile away. Once read by the analyst, within a couple of days, the follow-up diagnosis and prescription for physical injury was included in the original O.V. by the clinic. The MRI costs were seperate at a private provider.
I'm not going to pretend or assume a logical outcome to that scenario. But those situations are so rare that they are exactly where the government could help out.
Consider that everyone is going to die, but life insurance is cheap; especially for the young adult. Insurance for catastrophic illnesses like you describe should, because of their rarity, like life isurance be cheap, but the Ds in congress have actually made it illegal. The nearest we have come to allowing it is in HSAs/MSAs.
"Does the walk-in clinic do all the associative testing for this?"
If they can't, and probably they aren't set up to do it, the clinic will arrange for the tests to be done. I walked into my local clinic with a "sprained" arm. During the O.V. I was scheduled for and within an hour got an MRI a half mile away. Once read by the analyst, within a couple of days, the follow-up diagnosis and prescription for physical injury was included in the original O.V. by the clinic. The MRI costs were seperate at a private provider.
not every area has walk in clinics, we should expand them!
how much was the MRI from the separate company, well over a $1000 dollars, no? Did this separate company do the mri and not worry about whether you could pay the bill or not? how unusual, if they did?
I'm not going to pretend or assume a logical outcome to that scenario. But those situations are so rare that they are exactly where the government could help out.
Consider that everyone is going to die, but life insurance is cheap; especially for the young adult. Insurance for catastrophic illnesses like you describe should, because of their rarity, like life isurance be cheap, but the Ds in congress have actually made it illegal. The nearest we have come to allowing it is in HSAs/MSAs.
"Does the walk-in clinic do all the associative testing for this?"
If they can't, and probably they aren't set up to do it, the clinic will arrange for the tests to be done. I walked into my local clinic with a "sprained" arm. During the O.V. I was scheduled for and within an hour got an MRI a half mile away. Once read by the analyst, within a couple of days, the follow-up diagnosis and prescription for physical injury was included in the original O.V. by the clinic. The MRI costs were seperate at a private provider.
not every area has walk in clinics, we should expand them!
how much was the MRI from the separate company, well over a $1000 dollars, no? Did this separate company do the mri and not worry about whether you could pay the bill or not? how unusual, if they did?
Those questions are answered in bold above. I think this is an area of government action, not by discouraging it but by rewarding it. Sadly the Ds have seen that as an iissue of the Rs and stamp it out any way they can.
Edit: The price was $1080.
Kitten, David actually wasn't assuming too much and was right for once. Pregnancy is considered a Pre-Existing Condition. As is Cancer and Diabetes. So basically, anything that will cost them a chunk of money to treat you, but hey! Thanks for all the monies that you spent for moments like these!
Kitten, David actually wasn't assuming too much and was right for once. Pregnancy is considered a Pre-Existing Condition. As is Cancer and Diabetes. So basically, anything that will cost them a chunk of money to treat you, but hey! Thanks for all the monies that you spent for moments like these!
Irrelevant, maybe....but get insurance before getting preggars.
Get insurance before any such diagnosis as cancer or diabetes is in the medical record. Just talked with a doc (doing some repairs for) and he said he's careful about what he puts in a patients medical record, because just that "prejuducial" judgement; he's ER.
Look...health insurance is a contract. Contracts have two parties agreeing to certain conditions and services; honor the contract and the results will be what you bargained for. Fail to follow the contract and expect a termination of the contract and denial of services.
Kitten, David actually wasn't assuming too much and was right for once. Pregnancy is considered a Pre-Existing Condition. As is Cancer and Diabetes. So basically, anything that will cost them a chunk of money to treat you, but hey! Thanks for all the monies that you spent for moments like these!
Irrelevant, maybe....but get insurance before getting preggars.
Get insurance before any such diagnosis as cancer or diabetes is in the medical record. Just talked with a doc (doing some repairs for) and he said he's careful about what he puts in a patients medical record, because just that "prejuducial" judgement; he's ER.
Look...health insurance is a contract. Contracts have two parties agreeing to certain conditions and services; honor the contract and the results will be what you bargained for. Fail to follow the contract and expect a termination of the contract and denial of services.
a contract is usually a business AGREEMENT that the TWO PARTIES negotiate and agree upon....there is no opportunity for individuals to do such, maybe that's the problem? only one party having the say, in the contract?
Do you think if this bill passes that all the hospital beds are going to just go away?Seriously.... Is this really what Democrats want? Or do they care?
The babies born in hospital corridors: Bed shortage forces 4,000 mothers to give birth in lifts, offices and hospital toilets | Mail Online
Irrelevant, maybe....but get insurance before getting preggars.
Get insurance before any such diagnosis as cancer or diabetes is in the medical record. Just talked with a doc (doing some repairs for) and he said he's careful about what he puts in a patients medical record, because just that "prejuducial" judgement; he's ER.
Look...health insurance is a contract. Contracts have two parties agreeing to certain conditions and services; honor the contract and the results will be what you bargained for. Fail to follow the contract and expect a termination of the contract and denial of services.
a contract is usually a business AGREEMENT that the TWO PARTIES negotiate and agree upon....there is no opportunity for individuals to do such, maybe that's the problem? only one party having the say, in the contract?
Care, there are numerous "standard contracts" called policies available for potential customers to examine and choose from. The problem, as I see it, is the hopelessness and sympathy for that hopelessness that causes people to not even examine the available contracts. That hopelessness benefits just one political party. Also the ignorance to of a customer as to what a policy is, and why they should read them, astounds me. Your own statement above confirms the problem.
I'm a contractor; if as a contracror I was asked to perform some work for you, I would draft up a contract. It would be pretty much standard issue with pertinent variables, but I have little doubt that you would read it and be prepared with questions regarding that contract before signing and embarking on the work. A health policy is boring reading, It's convoluted at first, but definitions are provided, and in about the same amount of time as it takes to study an owner's manual for a VCR or a DVR I can conclude if a health insurance policy is for me or not.
I will state, and you have not already said that it's not the case, that Insurance companies enter into agreements such as health insurance policies with customers with every intent to honor their agreement. One of the difficulties we have goes to one of the biggest problems facing this country: education. Our kids are not being adequately educated to perform or to survive as autonomous persons. I'll admit it, I'm not educated beyond being granted a GED high-school diploma. However I can read, understand, and perform according to the requirments such a policy.
The negotiations you mentioned in such an environment of choosing a health policy take place in the competitive atomsphere of choice. I've mentioned several times something I believe most would benifit from: To maximize choice go to a commercial insurance agent, one which advertises to businesses, who is not tied to any individual company, and knows the record of performance of those companies they sell for. Doubtless they would not want to sell for companies who do not honor their contracts, because of the amount of customer service they will be involved in for what is a small sales commission.
a contract is usually a business AGREEMENT that the TWO PARTIES negotiate and agree upon....there is no opportunity for individuals to do such, maybe that's the problem? only one party having the say, in the contract?
Care, there are numerous "standard contracts" called policies available for potential customers to examine and choose from. The problem, as I see it, is the hopelessness and sympathy for that hopelessness that causes people to not even examine the available contracts. That hopelessness benefits just one political party. Also the ignorance to of a customer as to what a policy is, and why they should read them, astounds me. Your own statement above confirms the problem.
I'm a contractor; if as a contracror I was asked to perform some work for you, I would draft up a contract. It would be pretty much standard issue with pertinent variables, but I have little doubt that you would read it and be prepared with questions regarding that contract before signing and embarking on the work. A health policy is boring reading, It's convoluted at first, but definitions are provided, and in about the same amount of time as it takes to study an owner's manual for a VCR or a DVR I can conclude if a health insurance policy is for me or not.
I will state, and you have not already said that it's not the case, that Insurance companies enter into agreements such as health insurance policies with customers with every intent to honor their agreement. One of the difficulties we have goes to one of the biggest problems facing this country: education. Our kids are not being adequately educated to perform or to survive as autonomous persons. I'll admit it, I'm not educated beyond being granted a GED high-school diploma. However I can read, understand, and perform according to the requirments such a policy.
The negotiations you mentioned in such an environment of choosing a health policy take place in the competitive atomsphere of choice. I've mentioned several times something I believe most would benifit from: To maximize choice go to a commercial insurance agent, one which advertises to businesses, who is not tied to any individual company, and knows the record of performance of those companies they sell for. Doubtless they would not want to sell for companies who do not honor their contracts, because of the amount of customer service they will be involved in for what is a small sales commission.
mustang,
60% of us get our insurance through a work, group policy....we don't individually get to choose now....my husband's huge, nationwide corporation offers insurance for them, from only 1 mega insurance company, with only 2 policies to choose from....there is no real choice for the individual now....?
Please... you guys should go spend a day or two in an ER in a poor neighborhood, like South Chicago. Then you'll see how fucked up our healthcare system is.
You look hard enough, you'll find horror stories with every healthcare system in the world. People have bled to death in US ER's waiting for doctors, have had to wait behind the rich people who are paying top dollar for cat scans while the tumors in their heads grow to the size of grapefruits. Pregnancy is considered a pre-existing condition if you get pregnant before you get health insurance. The entire pregnancy won't be covered by health insurance at all. So all the required vitamins, doctors visits, tests, etc. to make sure the baby is healthy won't be covered one bit.
You assume way too much.
Not me!Right...and we want some of this too, right next door, in CANADA.
The Canucks can't be too happy with our leaving them no where to go by joining them. The "rich and famous" will always have their own "system;" elsewise, where would the politicians and celebs (Hollywood) go to get theirs?
This Obama-plan is just for the rest-of-us ....
Who said I liked Obama's plan?
Dr. Day says "We have over a million people waiting for surgery, and probably another million waiting to see the specialist before they get to wait for the surgery, and that's out of a population of 34-million people"
He also says "The biggest problem is access, and by access I mean, in the Canadian system the first line of defense for a sick patient is the family doctor and out of a population of 33-million, five million Canadians do not have a family doctor."
This means they are being denied access to the system, much like a proportional number of Americans are "being denied."
I think I'd rather be in our situation than theirs.
Not me!Who said I liked Obama's plan?
Dr. Day says "We have over a million people waiting for surgery, and probably another million waiting to see the specialist before they get to wait for the surgery, and that's out of a population of 34-million people"
He also says "The biggest problem is access, and by access I mean, in the Canadian system the first line of defense for a sick patient is the family doctor and out of a population of 33-million, five million Canadians do not have a family doctor."
This means they are being denied access to the system, much like a proportional number of Americans are "being denied."
I think I'd rather be in our situation than theirs.
The people who really think the government can just dictate how much the companies charge while still forcing them to pay outrageous filing fees with the FDA would drive the price down are morons. The only viable solution is to allow capitalism to take over, get rid of the FDA, that would drive costs down fast, then a government option wouldn't bankrupt our country like Obama's plan will.
Well, if they keep closing hospitals here because they go under for unpaid emergency room visits by the uninsured, we may get there yet even if nothing new is introduced in Washington.
Wow ... so do you support them going under because there isn't enough tax dollars to pay for the visits instead?
Okay, the uninsured can pay for their own visits. They choose not too.
We don't need this health "care" reform.
We do need health "insurance" reform.
We do need "tort" reform.
We do need to assist citizens in finding insurance for health care.
We could use tax breaks for health care costs.
We could use health savings accounts.
We could use limiting illegal aliens to one treatment per alien, THEN SEND THEM BACK TO THEIR COUNTRY OF ORIGIN. (If their children are citizens, they can come back when they are grown)
We could use a program that assists medical students with paying for college, maybe by working in public clinics in exchange for college dollars.
Notice that none of the above are being encouraged by the left leaning congress. It is all about taking from one group and giving to another (minus a handling fee of 20 - 80%). It will not help anyone's health "care" to have the gov run it.
Wow ... so do you support them going under because there isn't enough tax dollars to pay for the visits instead?
Okay, the uninsured can pay for their own visits. They choose not too.
We don't need this health "care" reform.
We do need health "insurance" reform.
We do need "tort" reform.
We do need to assist citizens in finding insurance for health care.
We could use tax breaks for health care costs.
We could use health savings accounts.
We could use limiting illegal aliens to one treatment per alien, THEN SEND THEM BACK TO THEIR COUNTRY OF ORIGIN. (If their children are citizens, they can come back when they are grown)
We could use a program that assists medical students with paying for college, maybe by working in public clinics in exchange for college dollars.
Notice that none of the above are being encouraged by the left leaning congress. It is all about taking from one group and giving to another (minus a handling fee of 20 - 80%). It will not help anyone's health "care" to have the gov run it.
Excellent solutions, but again, since these approaches would actually help, none of them are advanced or allowed to be seriously considered. Repubs do suggest them, always have many of them, but to ridicule by an obedient and invested MSM. It just shows that we in this country are beyond any logical intelligent discussion of issues, having been totally let down by our information media. The outrage from our seniors attending these town-hall events will help to bring some reality to this, for them, crisis.
Care, there are numerous "standard contracts" called policies available for potential customers to examine and choose from. The problem, as I see it, is the hopelessness and sympathy for that hopelessness that causes people to not even examine the available contracts. That hopelessness benefits just one political party. Also the ignorance to of a customer as to what a policy is, and why they should read them, astounds me. Your own statement above confirms the problem.
I'm a contractor; if as a contracror I was asked to perform some work for you, I would draft up a contract. It would be pretty much standard issue with pertinent variables, but I have little doubt that you would read it and be prepared with questions regarding that contract before signing and embarking on the work. A health policy is boring reading, It's convoluted at first, but definitions are provided, and in about the same amount of time as it takes to study an owner's manual for a VCR or a DVR I can conclude if a health insurance policy is for me or not.
I will state, and you have not already said that it's not the case, that Insurance companies enter into agreements such as health insurance policies with customers with every intent to honor their agreement. One of the difficulties we have goes to one of the biggest problems facing this country: education. Our kids are not being adequately educated to perform or to survive as autonomous persons. I'll admit it, I'm not educated beyond being granted a GED high-school diploma. However I can read, understand, and perform according to the requirments such a policy.
The negotiations you mentioned in such an environment of choosing a health policy take place in the competitive atomsphere of choice. I've mentioned several times something I believe most would benifit from: To maximize choice go to a commercial insurance agent, one which advertises to businesses, who is not tied to any individual company, and knows the record of performance of those companies they sell for. Doubtless they would not want to sell for companies who do not honor their contracts, because of the amount of customer service they will be involved in for what is a small sales commission.
