Average Canadian Family Paying More Than 12K Yearly to Fund Public Healthcare

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by Clementine, Aug 4, 2018.

  1. HereWeGoAgain
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    HereWeGoAgain Diamond Member

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    As I said.
    The only out of pocket was premiums and from our medical savings account.
    Which we barely dented and can carry on into the following years or cash in.
    Zero unexpected costs and no worries.
    Nothing will change when the wife retires other than the health savings account which we've saved for over twenties years.
    Which should be more than enough to get us through our golden years as far as outside costs go.
     
  2. Dont Taz Me Bro
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    Dont Taz Me Bro USMB Mod Staff Member Gold Supporting Member Supporting Member

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    When the government is the only one footing the bill who do you think becomes in control?
     
  3. Care4all
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    Care4all Warrior Princess Supporting Member

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    nnnnnn
    well, I can see that....but I don't think it will be only the government... no More so than it is now with the Insurance companies being the majority payer to all the hospitals and doctors... the hospitals are still owned by stock holders

    the people have to pay 20% of the bill, and if they want to... they are paying for a supplemental insurance, or paying if they have any thing medical done that is not covered, or elective surgeries.... or if they are not US Citizens, or if they want to see a specialist type thing....

    but, I suppose, in a way, you are right... Insurance seems to dictate our experience with medical care, and the govt run Insurance, would too.
     
  4. Syriusly
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    Syriusly Diamond Member

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    Okay- so you did have out of pocket expenses- but they were covered by your medical savings plan- which was subsidized by your company by 50%- which again is an amazingly fantastic and generous corporate plan.

    And if you get to keep that health insurance at the same cost when she retires.....again amazingly generous program that very few Americans have.

    Hell its almost as good what the Canadians have.....
     
  5. HereWeGoAgain
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    HereWeGoAgain Diamond Member

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    It's actually far better than Canadians get.
    I never wait for a CT scan or any other procedure,it's based on when I can get there for the most part.
    And I always get a private room.

    Am I privileged in some way? I dont think so,we worked to get these benefits.

    I've had full medical and dental through all the years I've worked.
    The only thing I've had to pay out of pocket was for my dental implants at around 38k. Which of course we were able to pay because we worked hard.
     
  6. Syriusly
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    Syriusly Diamond Member

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    Hey I applaud you for working hard.

    And for having a wife working for a company with a gold standard insurance program.
     
  7. HereWeGoAgain
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    HereWeGoAgain Diamond Member

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    Meh...had BCBS when I worked for a NASA contractor and while I made med equipment like artificial hearts and insulin pumps.
     
  8. francoHFW
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    francoHFW Diamond Member

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    The problem in the United States is the ridiculous costs after no regulation 4 years. ACA gave us a framework to add regulation which by the way is a good thing compared with none..
     
    • Agree Agree x 1
  9. Political Junky
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    Political Junky Gold Member

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    Here's one big reason Americam health care is so expensive.

    The sky-high pay of health care CEOs

    That was an average of about $28.5 million per CEO and a median of about $17.3 million per CEO. The median household income in 2015 was $56,515, which the average health care CEO made in less than a day. Pharmaceutical and drug-related company CEOs made up 11 of the top 20 highest earners.Jul 24, 2017
     
  10. Syriusly
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    Syriusly Diamond Member

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    There are many very real problems with the rising costs of healthcare in the United States.

    The ACA failed to stop the rising cost- even as it helped more Americans have at least some insurance to pay for those costs.

    Trump promised to lower drug costs by allowing the government to negotiate on the price of drugs- but has run away from that promise.

    Frankly no one in the government right now is working to rein in medical costs.
     

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