Any board members enrolled in ACA yet?

[driveby]

all of us who have health insurance are now affected by the ACA.

That's like saying you're a snot nosed, panty waste liberal, thanks for the update comrade..

 

[Politico]

Says the guy who is on tax payer funded government healthcare. Ironic.

You made the deal motherfucker...live with it.

That's right, embrace your blatant hypocrisy

Ahh yes. The old well you...you take those tax breaks that you said you shouldn't be able to. You're a...a....a...bad bad mans!

This thread is comedy gold.

 

[Harry Dresden]

My sons friend is a college student, makes 800 a month from a part time job, so he doesnt qualify for medicaid, he cant afford obama care either, He cant stay on his parents plan because his mom is dead and his dad is on SSDI...the poor kid will get slapped with a fine he cant afford. What a fucked up disaster.

You are a liar.

yea where is that link....

 

[flacaltenn]

Code for:

Not even I as a far left Obama loving liberal would touch the thing with a one thousand foot pole.

/argument

It's not code.

What part of "If you have insurance, you can keep it" didn't you understand.

It's not code. It's English.

Learn it.

That line has been proven to be total bullshit.
That's a fact.
Oh, you can keep it. if you want to pay double or triple your original premiums.

Or receive a letter from ur prof org that obamacare outlaws them from offering the insurance group that covered me for 20 years....

SALLOW it was a DEM lie that I will never forget....

 

[flacaltenn]

I wouldn't be caught dead enrolling in that monstrosity.

You are buying insurance from an insurance company. The exchange is just a tool to help you buy it, and it is really mostly set up for those who think they might get a subsidy. In many cases, if you are not going to get a subsidy, you might be able to buy direct from any of those companies without going through the exchange. Some companies are forcing you to go through the exchange though, regardless of whether you will receive a subsidy or not, so either way, it makes sense to take a look at what is being offered through the exchange if you in fact are looking for insurance.

One last thing; if you are not expecting a subsidy or do not want one, then you only have to give them limited info. They don't need all of your financials unless you are hoping to receive a subsidy/tax credit.

The fact that I cant opt out of financial reporting and IRS scrutiny MEANS this is not buying insurance. What it is is free sales marketing advertising and collections for the insurance companies. Quite a good deal eh?

 

[Harry Dresden]

I can't keep mine.. Obama made it illegal.. Ends 12/31.. Happy New Year..

I am SOL as self-employed person that paid for health insurance for 20+ yrs. Had some commy revolution LIE TO ME about "keeping it" and then outlaw Prof Orgs. grouping their national membership..

Oh you can still GROUP your national membership ---- If you contribute to Obama for America and get a waiver...

You will benefit. Stop being so dishonest. This law was designed to help people like you.

Didn't ASK for your help.. Didn't NEED your help..

I was happy to have a Prof Group employ top dollar insurance experts to manage the plan..

Now I got to look forward to some PunkAss community activist "navigator" who didn't KNOW what a health insurance policy was 2 months ago.. And the IRS picking apart my personal finances. Not to mention the REDUCTION of choices I have to play with.

And the BURNING LIE --- that "if I liked my insurance" ---- "I could keep it"
Dems better own this turkey.. It's clear they didn't read or understand it.

You could have GIVEN healthcare to the 15Mill of the 30Mil "uninsured" (who couldn't afford it) and it would have been cheaper and better for all of us...

what i have said a few times.....help those who need it....not those of us who have Ins....

 

[Harry Dresden]

You will benefit. Stop being so dishonest. This law was designed to help people like you.

Didn't ASK for you help.. Didn't NEED your help..

I was happy to have a Prof Group employ top dollar insurance experts to manage the plan..

Now I got to look forward to some PunkAss community activist "navigator" who didn't KNOW what a health insurance policy was 2 months ago.. And the IRS picking apart my personal finances. Not to mention the REDUCTION of choices I have to play with.

And the BURNING LIE --- that "if I liked my insurance" ---- "I could keep it"
Dems better own this turkey.. It's clear they didn't read or understand it.

You could have GIVEN healthcare to the 15Mill of the 30Mil "uninsured" (who couldn't afford it) and it would have been cheaper and better for all of us...

Lame....assed...lies.

yea we all should have a link to back our personal stories up.....

 

[flacaltenn]

Didn't ASK for you help.. Didn't NEED your help..

I was happy to have a Prof Group employ top dollar insurance experts to manage the plan..

Now I got to look forward to some PunkAss community activist "navigator" who didn't KNOW what a health insurance policy was 2 months ago.. And the IRS picking apart my personal finances. Not to mention the REDUCTION of choices I have to play with.

And the BURNING LIE --- that "if I liked my insurance" ---- "I could keep it"
Dems better own this turkey.. It's clear they didn't read or understand it.

You could have GIVEN healthcare to the 15Mill of the 30Mil "uninsured" (who couldn't afford it) and it would have been cheaper and better for all of us...

Lame....assed...lies.

yea we all should have a link to back our personal stories up.....

Actually Harry I started a thread on this personal anecdote the day after I got thhe notice.

including parts of lettter verifying that this POS aca outlawed national group plans thru proff orgs... Unless you got a waiver...

 

[Harry Dresden]

I think we could fund the US government if we charged nutters a penny for every time the word "they" is used in posts about liberals.

and you can double that by the posts Liberals make about Conservatives...."they" seems to take in everybody dont it?....

 

[thereisnospoon]

Australia. You're welcome.

I said GIVE EXAMPLES....WHAT was done in Australia? Give a detailed explanation of their process and results.

I know better than to waste my time with you. You have no interest in actually discussing. We've done this before and you disappear without a trace as soon as you're shown to be wrong.

I'll tell you the canned nutter response..."I'm not doing your research".

You don't get off that easily. You made a claim. It is YOU who must back it up with facts.
Failing that, yours was nothing more than a drive by post.
I will be looking for those specific examples.
The problem you have is there are no such examples and you know it.
No society in modern history has ever been able to tax itself into prosperity.
I guess Australia is looking pretty good for you. See ya!

 

[candycorn]

we all are and it is way cheaper that this crap called obamacare

And you can quote statistics backing up your rant? I doubt it. Considering the uninsured will now have insurance and get PREVENTATIVE care thus they are treated with pill therapy not scalpels and a trauma team.

Preventative care is much less expensive than acute care.

Yeah, pill therapy, that's the ticket, that's not preventative, that's masking but that's an issue for another thread.

Pill therapy helps control disease...

 

[Mr. H.]

I shall forestall my enrollment.

Until the very

last

moment.

February 15, 2014.

 

[Harry Dresden]

And you can quote statistics backing up your rant? I doubt it. Considering the uninsured will now have insurance and get PREVENTATIVE care thus they are treated with pill therapy not scalpels and a trauma team.

Preventative care is much less expensive than acute care.

Yeah, pill therapy, that's the ticket, that's not preventative, that's masking but that's an issue for another thread.

Pill therapy helps control disease...

some of those pills also have side effects that seem worse than the disease.....

 

[Amelia]

So ... what were the results? Did any board member say they were enrolled?

 

[thereisnospoon]

And you can quote statistics backing up your rant? I doubt it. Considering the uninsured will now have insurance and get PREVENTATIVE care thus they are treated with pill therapy not scalpels and a trauma team.

Preventative care is much less expensive than acute care.

Yeah, pill therapy, that's the ticket, that's not preventative, that's masking but that's an issue for another thread.

Pill therapy helps control disease...

Oh...ok....Yessiree. it sure does.
Ok.....let's see some examples.

 

[thereisnospoon]

Yeah, pill therapy, that's the ticket, that's not preventative, that's masking but that's an issue for another thread.

Pill therapy helps control disease...

some of those pills also have side effects that seem worse than the disease.....

yeah...I see those commercials.
May cause bleeding, rash or skin lesions, back ache, headache, dryness of the mouth and/or throat, vomiting, anal discharge and of course the old tried and true 'sexual side affects' such as vaginal dryness and in men erectile dysfunction......Here's the big one.. "in some clinical tests cardiac arrest"....
Of course on planet candycorn, pill therapy helps control disease...
From where do some people get this shit?

 

[flacaltenn]

And you can quote statistics backing up your rant? I doubt it. Considering the uninsured will now have insurance and get PREVENTATIVE care thus they are treated with pill therapy not scalpels and a trauma team.

Preventative care is much less expensive than acute care.

Yeah, pill therapy, that's the ticket, that's not preventative, that's masking but that's an issue for another thread.

Pill therapy helps control disease...

Sure does. I havee the cholesteral numbers of a 20 yr old athlete.

HOWEVER as far as doctors and insurance companies are concerned,
I STILL am suffering from hyperlipidosis and that is a pre existing condition.

any real rating of risk doesnt take pill therapy into account. Even if its working.
Prozac same deal.. As far as medicine is concerned ----- you are still a depression case that costs time and mmoney..

 

[auditor0007]

I've been to the healthcare.gov site numerous times now, using multiple browsers on different computers, and I still can barely get anywhere. It usually just loads an empty page at some point.

Perhaps at some point I'll actually find out about getting insurance, or maybe I won't because I think I am excepted.

If you are actually getting into the site, then your username is good. Sometimes I have had to hit reload a couple of times to get a page to come up. I have been able to view all the plans though. I just haven't made a final decision which one I am going to purchase and whether or not I'm keeping my kids on their current plan or switching them to a plan with me.

 

[auditor0007]

First, ACA makes no allowance for HSA's.
Second, you may feel quite comfy with a $5000 deductible and an additional $5,000 in out of pocket expenses, buy most of us are rich guys like you who have that kind of cash laying around.
I have to laugh at your side...You whine that those living paycheck to paycheck needing Obamacare then to state that even with the plan out of pocket expenses can rage in the thousands.

Yes, some ACA plans do allow for HSA's. Go to the site and check it out. As for the cost of insurance, I laugh at you guys who want to deny coverage to anyone who gets sick but does not understand that person may be you some day. The biggest thing I have to laugh about is that so many of you have so little understanding of how much health care really costs. You guys are just oblivious. This is why we need to have this conversation, so that at some point we can figure out how we are going to reduce those costs. Who the hell can afford $9000 per year? That's about what it costs for every single person. That means if you have a family of four, your burden on the system is $36,000 per year. Don't any of you understand how absurd that is?

Look at these numbers. The total cost per year per person is just under $9000 per year. For every single person living in the US, you need to multiply that times the 78 years that we are expected to live. That comes to $700,000 over a person's lifetime. To pay for that, the person would have to pay for it during their working years, so let's say 45 years. To pay that off in 45 years means paying over $15,000 per year during the 45 working years. Now, consider that we have ten to fifteen percent or more of the population who never really work or are only able to work a limited number of years, and all of a sudden, the cost jumps even higher. These numbers are mind boggling, but you don't know how anyone can afford a $5000 deductible, and you are against universal healthcare even if it would cut our costs in half.

If you would ever take a serious look at the numbers, you would have a better understanding of why we need to make some drastic changes. This is completely unsustainable but a lot of you want to take us back to a time when if you couldn't afford it, you just died at home of something that was easily curable.

The operative being "some"...
Universal health insurance would cut our costs in half....How?
The money HAS to come from somewhere. The cost to treat, cost to produce new medicines, new technologies, cost to educate, cost to build ...etc...All costs continue to rise. The thought that the cost( price) to consumers would remain stagnant is unrealistic.
Therefore prices to consumers MUST rise accordingly.
The control of 'cost' in ACA is a myth.
ACA is a temporary price control mandated by government.
Check your history. In all instances where government attempted price controls, the ultimate result was disaster.
The first sign in these situations was the mandating of rationing. If wages for medical professionals are to be controlled, then fewer people would find it feasible to go to medical school because their earnings would not cover the cost of education and insurance. Obviously this would create a shortage of medical professionals. As with Canada, the US would have to import doctors and other specialists from overseas. No one could guarantee the quality of their education and qualifications.
If for example, government mandated price controls on gasoline and the consumer did not pay enough so that the price covered the cost to produce, the producer would have to ration its product in order to control costs. The second reaction is a shut down or production because it is cheaper to cease production rather than suffer financial damage that the price controls cause.
The same thing would occur with medical equipment companies, pharmaceutical companies and all others tied to the health industry.
Government can sustain price controls for only so long.

Look, here is a fact, and it's just one of many. In the US, it costs between $75,000 and $100,000 for a hip replacement. Go to Brussels and you can get that hip replacement for under $15,000. Yes, something is drastically wrong with our system of healthcare, and yes, if we are serious about addressing this, costs can and will come down.

http://www.nytimes.com/2013/08/04/health/for-medical-tourists-simple-math.html?_r=0

 

[auditor0007]

It is illegal to cancel someone's health insurance simply because "They got sick."

And your "pre-existing condition" is the exact reason I gave. It is only good businness sense that denies insurance to people for pre-existing conditions.

So you have absolutely nothing.

Insurance companies have a long history of canceling people's insurance when they get sick. While they could not do it if you had employer based insurance, people with private plans were treated very differently. Most of the HIPAA laws did not pertain to those with individual or private plans. I lost my insurance a few years ago. In my situation, I had to move to a different state, but I had always been insured with a private plan. During the time that I had that plan, I was diagnosed with cirrhosis of the liver due to Hemochromatosis. When I moved, they said they could no longer insure me. I even applied with Anthem BCBS, the same company I had my insurance through when I was in Colorado. They are different companies with the same parent company, but they refused me insurance even though I had been with them for years.

No they don't.

I know. I know HIPAA. I know Insurance.

Each State regulates its own Insurance. And when you move from one state to another, you have to buy new Innsurance. That is just the way it is. I am sorry that you got your insurnace cancelled, but it is not a long history of cancelling people's insurance when they get sick.

Blue Cross praised employees who dropped sick policyholders, lawmaker says

Executives of three of the nation's largest health insurers told federal lawmakers in Washington on Tuesday that they would continue canceling medical coverage for some sick policyholders, despite withering criticism from Republican and Democratic members of Congress who decried the practice as unfair and abusive.

The hearing on the controversial action known as rescission, which has left thousands of Americans burdened with costly medical bills despite paying insurance premiums, began a day after President Obama outlined his proposals for revamping the nation's healthcare system.

An investigation by the House Subcommittee on Oversight and Investigations showed that health insurers WellPoint Inc., UnitedHealth Group and Assurant Inc. canceled the coverage of more than 20,000 people, allowing the companies to avoid paying more than $300 million in medical claims over a five-year period.

Blue Cross praised employees who dropped sick policyholders, lawmaker says - Los Angeles Times

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