playtime
Diamond Member
- Aug 18, 2015
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Your costs went up because the insurance companies still want to make a profit off of your health, or lack of.
All companies make a profit off of us. If they didn't, they wouldn't provide us anything.
The question is which system is better. I maintain that the previous system was better at providing us care at a better price, than the current.
You mandated that they cover people with pre-existing conditions. That drives up prices.
You mandated that they cover more services. That drives up price.
You mandated that they have a lower out-of-pocket max. That drives up price.
The more you require that insurance covers... the higher the price is on us.
The fundamental problem is healthcare for profit. Remove the profit factor & that problem goes bye-bye. The mandate now requires 80-85% of your premium is spent directly on your healthcare or you get a refund. You know what truly drives up cost?
Greed.
Then why is food cheaper in the US than anywhere else?
Why is computers, housing, and transportation, cheaper here than anywhere else?
Why does computer technology fall in price? Why has oil fallen in price?
Greed is the intellectually lazy way out, and it doesn't stand up to the facts.
If Greed was the answer, then every single apartment rental would be a million dollars a month.
That's not a valid explanation.
Food is 'cheaper' here for a variety of reasons. Climate that is conducive for native crops & subsidies.
Technology, as it is mass produced naturally brings cost down.
Who is going to rent an apartment for a million dollars as an avg going price when most people can't naturally afford that?
The avg landlord would not be in business very long. Demographics & location dictate the mkt. Housing in Bumfuck, Iowa will not be the same going rate as the exact same square footage of a dwelling in NYC.
Transportation is cheaper, yes.... but that is because a lot of taxes are built into gas & mass transit costs where there's a universal healthcare system... so the 'cost' is shared. I'd rather pay $10 for a gallon of gas if that meant no premiums, no copays, no co insurance, no out of pocket expenses ever again. Oil, right NOW is cheaper because ISIS is pumping it & selling it on the open market, Iran will also be dumping more for consumption that will help keep the glut going. And greed certainly factors in on the oil companies... BP is still fighting the decision to pay for causing the Gulf disaster.
Those are real facts.
That can't be! Greed should drive up the cost of technology, making food super expensive! Doesn't matter what the climate is, greed should drive up the cost no matter how much is produced.... right? Greed is the only answer.
Greed should drive up the cost of a rental, regardless... right?
So you are saying that greed isn't the dominating factor in the market?
Oh but you are wrong..... sorry you are wrong. There are co-pays and co-insurance, and there are out-of-pocket expenses in nearly all "universal" care systems.
But wouldn't greed keep the prices up? Are you saying ISIS isn't greedy? Iran isn't Greedy? Doesn't greed drive up prices on everyone? Or is greed not the defining factor of a market?
Nobody says that running a business does not mean not earning a profit. I'm specifically saying healthcare shouldn't be profit driven. You deflected by bringing in a slew of other 'reasons' that has zero to do with healthcare. Any business will mark up their product or service to get as much as they can without tipping it past affordability & staying competitive in any demographic or they will go bankrupt. That's economics 101. But to profit off of healthcare is morally wrong.
Obamacare is not universal healthcare. Any other so called copays etc in a real universal plan drops that out of pocket expense to nearly zero in comparison to what it costs in this country. & the healthcare corps are as greedy as they can get away with. if the status quo were still in effect, people would STILL lose their homes for no other reason but for the misfortune of getting cancer or through no fault of their own, got involved in a bad car crash... why would that be ok with you? And if the ins companies thought that theirs was the best system, why did they fight tooth & nail... spending millions of dollars for their lobbyists to get rid of the public option? because they knew they would not be able to compete & their greed would not survive.
So much for the capitalistic free market system.