Listening
Gold Member
- Aug 27, 2011
- 14,989
- 1,650
- 260
So you never bought any kind of insurance?
I bought insurance that I had the probability of using. For example I know sooner or later I would need a colonoscopy so my insurance covered that. But now I get to pay for pap smears and c sections as well as well even though I will never have one. So you do not get what you pay for as you said. I pay for a lot more than I actually get which means I am paying for shit I do not need and will never use. And that is not fiscally sound in anyone's book.
Most will be: Paying more and getting more instead of paying for policies they have no clue about after being snookered by disreputable agents and companies
Most will be paying for shit they will never use. Hence they will be wasting their money.
Now you fall back on listing what a policy actually will pay for. All policies were subject to change at discretion of companies and when people started using their policies, change was put in.
It has always been bait and switch for any but the most expensive policies like one I had for a short period of time. Even with the most expensive policy...Mass Blue Cross/Shield
I went out of state and my insurer kept insisting they didn't have to pay. ...good thread this one...
thanks
Boo hoo.......
No, it hasn't always been bait and switch. But insurance sure has changed over the last decade or so.
But even the insurance companies are not a monolith. But they have always been regulated. What they do get away with is allowed by regulators.....insurance hasn't been an open market enterprise for a long time.