Absolutely dead on target - bullseye. Thanks.You actually have those ratios right Pat, however, a good retirement plan, designed to grow from real investments could provide for that, IF an individual began paying as they are required to do with SS, at the beginning of their life's work. They don't all operate like the SS system, or the labor unions.Are you confused what forum section you're in??screw ups? I thought you were talking about the bankers.
Old people end up taking out of SS 4-10 times what they put in. Read up.And the geezers paid for medicare and social security so it is the fraud and theft by corporastions and neocons that are the screw ups.
I'll just say this; if there had been no SS, or if I could've opped out of it, I would've made it my business to invest in a mix of bonds, CDs, stocks, even annuities to reduce risk and to grow my money into more than the $1,200 a month I get now.
Almost al the problems we have with healthcar stem from government mandates and interference, and not just on the federal level. Maine, at this moment in time, has only a single health insurer operating there.