That should be between my insurance company and me.
NOOOOOOO! What your insurance company does is administrate a transaction
you aren't even a part of. They administer the reimbursement from the premium pool you pay into, to your provider. That's all they do. For this, they take as much as 20% of your premium for themselves. That's 20 cents of every dollar you pay for health care
that doesn't actually go to your health care. On top of that, you are also paying co-pays, co-insurance, ambulance rides, ER fees, and drug costs. The average worker pays about $5K a year for employer-provided care, with a business paying about $12K per worker. So in total, it costs $17K to provide one worker with health care coverage. Much of that cost is lost to administration. Hospitals have entire floors dedicated just to processing claims among the various payers. Those administrative costs get passed onto you by way of increased insurance premiums because providers have to raise fees to cover the costs of patients with no insurance, or patients with poor insurance coverage. The administration that insurance companies do has no bearing whatsoever on how your care is delivered. All it does is restrict your access to care by acting as gatekeepers. You as a patient don't get to choose your doctor. You choose your insurance,
and then you choose your doctor. So private health insurance restricts your choice. In a single-payer system, there are no networks so you can see whatever doctor you want. They have to compete for your care and they do that by improving outcomes and lowering cost. Right now, that doesn't happen.
The filthy ass government sure as hell should not be taking my money to pay somebody's else's insurance bills.
When you pay premiums, you are already doing that. You're paying for someone else's health care, and the private insurer skims as much as 20% off the top before a single payment is made to your doctor.