- Sep 19, 2011
- 28,369
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- 900
will magically provide health insurance FOR EVERYONE???
The mandate in this healthcare law was added to lower the cost of health insurance by increasing the insurance pool.
U.S. Supreme Court to hear challenge to health care overhaul - Article Comments - View topic - National and World News - General News - National News : Denver Colorado Neighbors
"Lower the cost of health insurance"!!!!
Again idiots go about trying fix something that :
A) HAS NOTHING to do with "increasing the insurance pool"!!!
B) is NOT broke!
Health insurance premiums are calculated on risk assessment. That's it!
So if you smoke there is a greater risk the insurance company will be paying more for cancer claims then if you didn't.. JUST A REALITY!
HOW can anyone argue that??? But there will be some idiots here!!
So if ALL the insurance companies do is collect premiums and out of the premiums pay claims... WHAT can be done?
A) Reduce the amount and number of claims insurance companies pay is one way.
THE FACT is the AVERAGE Health insurance company pays out an average of 80% of every dollar in premium in claims!
Proof from the largest health insurer!
Aetna Reports First-Quarter 2012 Results | Aetna News Hub
Revenue $8,864.1m
Medical benefit ratios (MBRs) for the first quarters of 2012
Commercial 80% of all revenue paid out in claims
Net income $511.0m or 5.7% of gross revenue as profit!
So the idiots in ACA are NOW forcing the Aetnas to pay 85%... DUH!!! NO profits dummies!
NO Profits means NO RESERVES for future claims!!!
NO reserves means state insurance regulators will forbid Aetna from selling insurance! DUH!!!!
The solution is cutting the health claims costs!
NO ONE seems to be aware that 90% of physicians surveyed say THEY KNOW HOW TO REDUCE the $850 billion a year that they
send to the health insurance cos. and Medicare! THEY KNOW WHY they send these claims!
SO what is this $850 billion a year that they KNOW can be reduced?
If this single largest cost driver is reduced as the physicians KNOW it can be.. why isn't it being done???
The mandate in this healthcare law was added to lower the cost of health insurance by increasing the insurance pool.
U.S. Supreme Court to hear challenge to health care overhaul - Article Comments - View topic - National and World News - General News - National News : Denver Colorado Neighbors
"Lower the cost of health insurance"!!!!
Again idiots go about trying fix something that :
A) HAS NOTHING to do with "increasing the insurance pool"!!!
B) is NOT broke!
Health insurance premiums are calculated on risk assessment. That's it!
So if you smoke there is a greater risk the insurance company will be paying more for cancer claims then if you didn't.. JUST A REALITY!
HOW can anyone argue that??? But there will be some idiots here!!
So if ALL the insurance companies do is collect premiums and out of the premiums pay claims... WHAT can be done?
A) Reduce the amount and number of claims insurance companies pay is one way.
THE FACT is the AVERAGE Health insurance company pays out an average of 80% of every dollar in premium in claims!
Proof from the largest health insurer!
Aetna Reports First-Quarter 2012 Results | Aetna News Hub
Revenue $8,864.1m
Medical benefit ratios (MBRs) for the first quarters of 2012
Commercial 80% of all revenue paid out in claims
Net income $511.0m or 5.7% of gross revenue as profit!
So the idiots in ACA are NOW forcing the Aetnas to pay 85%... DUH!!! NO profits dummies!
NO Profits means NO RESERVES for future claims!!!
NO reserves means state insurance regulators will forbid Aetna from selling insurance! DUH!!!!
The solution is cutting the health claims costs!
NO ONE seems to be aware that 90% of physicians surveyed say THEY KNOW HOW TO REDUCE the $850 billion a year that they
send to the health insurance cos. and Medicare! THEY KNOW WHY they send these claims!
SO what is this $850 billion a year that they KNOW can be reduced?
If this single largest cost driver is reduced as the physicians KNOW it can be.. why isn't it being done???
