They fail to take advantage of the opportunity America offers to those who are smart and work hard
I'll jump in on this "issue"- not everyone is smart- and working hard is subjective. Smart is determined by using what you have to your advantage- how many people actually understand that? It's somehow been ordained that college is the only path to being smart. That ain't so. In fact, it could be argued, college doesn't make you smart, it adds to the dumbing down leading the not very bright to believe they're something they're not simply because they achieved the award of a sheep skin and so, society should reward them.
America, as currently structured, restricts opportunity at every turn. "Turns" are paths directed by others whose only skin in the game is writing rules for others paths. Those rule writers are considered smart, or something. However, the really smart person looks for ways to circumvent rules. Some "work hard" at it. Some do the same because someone else showed them how. Some come by it naturally. So that begs the question; just how smart are rule writers? If our situation is to be judged by where we are, as it should be, it has to be acknowledged that rule writers are either not very smart, or, the paths they've intentionally left open only allow for a few and they know it, making them exceptionally smart. I prefer the former over the latter since rules have been broken since the first one was written.
Note that when one becomes really successful by society's standards, (material accumulation), they become an enemy and are publicly vilified, on one side, and by the rule writers on one side and the other side glorifies them and both sides of the rule writers immediately sets about rewriting the rules so even fewer can play.
That is "as currently structured" which is an antithesis to original intent which was to have a representative gov't to help ensure (and insure) one didn't have a legal advantage over another- yet, here we are "as currently structured" with so many rules they can't be counted with an estimate being that every person breaks at least three per day- that ain't smart by any matrix.
I read a quote a while back and I don't remember where or verbatim, but, it was something along the lines of; the more rules a gov't writes the more opportunity it offers for tyranny-
The founders fought a war and some lost their fortunes to get out from under a monarchs tyranny- yet, here we are under an oligarch tyranny- how smart is that? How many "work hard" to ensure and insure it remains that way?