I was told you must keep your company plan unless it does not meet certain rules which my plan, as bad as it is, does meet. My current plan has a $4800 deductible on the family and will not cover much of anything till I meet it. My plan went from a $1500 deductible to $4800 all because of obamacare. So to me Obamacare is CRAP and everyone who voted for it lost my vote.
There are two sides to the story. First of all, the main reason you are paying more is because company plans are no longer being subsidized by allowing insurance companies to not cover those with pre-existing conditions. The second part about that is that we still do not know whether the insurance companies' numbers are good. Only time will tell on that. It could turn out that things will get even more expensive, but we could also see the exact opposite. There was an assumption made that health care spending would increase dramatically because of the ACA, but we have not yet seen that happen. In fact, from 2010 to 2012, we saw a massive slow down in healthcare spending, but that does not mean that will continue.
As for plans on the exchanges, they are not much different. If you pay for a cheaper plan, you get high deductibles also. For you personal situation, you do know that there is a generic for Lipitor, do you not?
Is generic atorvastatin as good as brand-name Lipitor? - Harvard Health Publications It might be something you want to look into.
Personally, I am against the statins such as Lipitor for most people because they cause many bad side effects. While I do not know your situation personally, many people can lower their cholesterol through diet changes and exercise. My cholesterol used to be over 250; now it runs between 150 and 170 with a very high HDL. Last time they were checked, my total was 159; HDL 69, LDL 87, and Triglycerides were 44.
My last comment on all of this is that I do support the ACA and think it is a good start. What bothers me is that even most of us that support it realize there are problems with it that need to be addressed. If Republicans weren't so Hell bent on repealing it and concentrated on fixing the problems, we might actually be able to make it work for everyone.