why did the banks write so many more than the law required?
Lets pretend for a moment that you actually have a clue what you are talking about (and man does that require a big immagination on our part). Lets say that the banks wrote 400 gabillion zillion more loans than they were required to (when dealing with a child, you have to use their lingo to help them understand).
So?
Think about this clearly for a moment.
So ******* what? Did the banks force a loan on anyone? No. Did the banks seek out anyone? No. Did they hold a gun to anyone's head and "make 'em an offer they couldn't refuse"? No.
The truth, which you refuse to ever acknowledge, is that people went into banks begging, pleading, crying for loans. If the "big bad banking corporations" don't give it to them,
you attack them as institutions of
suppression. If they do give it to them,
you blame them when the assholes who borrowed the money don't pay it back. No matter what the outcome, you're looking to blame them and then destroy them.
At the end of the day, you don't look at any facts, you're just out to get the wealthy and the successful because you are a spiteful little Communist/Marxist/Socialist.
This is the heart of the issue, and the rest is just you trying to mask the real issue here. These people borrowed the money, the signed a contract, they should be forced to pay it back no matter what. Instead, you call them "victims" and then try to demonize the real victim - the banks who loaned money and didn't get it back. You're the type of ******* asshole who ways the girl that got raped deserved it because of the short skirt she was wearing, while trying to convince everyone that the sicko rapist is the real "victim" because of his home life growing up, the girl teasing him with the short skirt, blah, blah, blah, blah, blah...