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Be careful with simplistic narratives about the evil government versus the innocent entrepreneur. If you look behind the curtain you might discover that commerce has always come from a very complex partnership.
Only a small part of government spending is going to fire codes. You say I'm simplistic, then present me the choice of no government or the massive wasteful pig we have today. And BTW, I'm a libertarian not an anarchist. I believe in limiting government, not eliminating it.
The claim that modern industry couldn't exist without fire codes or building codes doesn't pass the laugh test. When I worked construction, it wasn't the fire department that ensured the building complied with the regulations, it was the company that insured the building. Once insurance companies understand the risk to their financial survival from poorly constructed buildings, no government regulations are required.
The safety of electrical products is enforced by UL (Underwriters Laboratories), a totally private organization. You can't buy an electrical product that doesn't have the UL stamp on it.
Government doesn't do anything that private industry can't do for itself.