You should be buying your health insurance the exact same way you buy all your other insurance. You pick up the phone and call whatever insurance company you wish. Then you pick what options you want, and set up an automatic payment from your bank account. Done.
If you lose your job, you don't automatically lose your auto, home, or life insurance. It stays with you no matter where or when you work. And you get long time customer discounts, and bundle discounts.
With health insurance, you're fucked. You are hostage to whatever your employer offers you, if they offer anything at all. And if you lose your job, you lose your health insurance. When you start a new job, you don't get insurance at most places until you have been there for 90 days or more. You don't get long time customer discounts, you don't get a bundle discount.
It's insane.
But wait, there's more!
The government is not a player in the auto, home, or life insurance markets. But it is a HUGE player in the health insurance market. And the government gets to write the rules for its competitors in the private market!
Imagine if Progressive Auto Insurance was allowed to write the rules that GEICO had to operate under.
Yeah.
We need less government in our health insurance, not more. ******* liberals. When the government ***** something up, they think the answer is MOAR government!
Unbelievable.